asterisk2a + discretionary + protection   2

Car finance deals soar to new record - BBC News
The Bank of England and the Financial Conduct Authority (FCA) have raised concerns about such deals.
The Bank's worry is in relation to levels of consumer borrowing.
However Adrian Dally, head of motor finance at the FLA, said lenders were behaving responsibly.
"We do not share their concerns," he told the BBC. "Lending is responsible. This is a sustainable model going forwards." [...] That is largely because motorists can hand their cars back if they can no longer afford payments.
Ultimately it is the car manufacturers who carry the risk on such deals, as they guarantee second-hand values.
UK  consumer  debt  household  borrowing  creditcard  discretionary  spending  disposable  income  Brexit  confidence  credit  card  auto  loan  car  lease  protection  BOE  wage  growth  inflation  economy  FCA  squeezed  middle  class  working  poor  Precariat  bubble  automotive  industry  insolvency 
may 2017 by asterisk2a
Capitalism and Mental Health: How the Market Makes Us Sick
POVERTY TRAP! // we were never as miserable as a nation as ever before.
profit  maximisation  profit  maximization  underinvestment  austerity  shareholder  capitalism  capitalism  in  crisis  capitalism  capitalist  working  poor  Precariat  squeezed  middle  class  status  anxiety  materialism  consumerism  consumerist  well  being  mental  health  burnout  work  life  balance  exploitation  exploited  part-time  part-time  employment  Contractor  self-employment  Soziale  Marktwirtschaft  cortisol  poverty  trap  poverty  child  poverty  low  pay  low  income  shareholder  value  Wall  Street  disposable  income  discretionary  spending  Robert  Skidelsky  Slavoj  Žižek  Disabled  vulnerable  DWP  WCA  Iain  Duncan  Smith  Stephen  Crabb  George  Osborne  David  Cameron  public  health  public  health  policy  public  health  risk  liberal  economic  reform  neoliberal  neoliberalism  JSA  sanctions  Food  Bank  self-medication  substance  abuse  abuse  alcohol  abuse  alcoholism  binge  drinking  coping  mechanism  GP  health  care  cost  health  care  demand  NHS  homeless  homelessness  Housing  Generation  Rent  UK  USA  precarious  work  precarious  employment  isolation  child  protection  education  policy  Self-esteem  sociology  psychology  Wertegesellschaft  Gesellschaft  values  Gentrified  Gentrifzierung  gentrification  Beton  Gold  Betongold  urban  planning  urbanisation  rat  capitalism  class  economic 
april 2016 by asterisk2a

related tags

abuse  alcohol  alcoholism  anxiety  austerity  authority  auto  automotive  Autonomy  balance  Bank  Banlieue  being  Beton  Betongold  binge  BOE  book  borrowing  Brexit  bubble  burnout  Cameron  capitalism  capitalist  car  card  care  Career  child  class  class-warfare  confidence  consumer  consumerism  consumerist  Contractor  coping  cortisol  cost  Crabb  credit  creditcard  crisis  crony  David  debt  demand  democracy  Disabled  discretionary  disposable  drinking  Duncan  DWP  economic  economy  education  employment  exploitation  exploited  fault  FCA  Food  gap  Generation  gentrification  Gentrified  Gentrifzierung  George  Gesellschaft  Gold  GP  Greed  growth  health  history  homeless  homelessness  household  Housing  Iain  in  income  industry  inflation  insecurity  insolvency  isolation  job  JSA  labour  lease  liberal  life  lines  loan  low  market  Marktwirtschaft  materialism  maximisation  maximization  mechanism  mental  middle  neoliberal  neoliberalism  NHS  No  Osborne  part-time  pay  planning  policy  Politicians  poor  poverty  Precariat  precarious  profit  protection  psychology  public  race  rat  Rechtsruck  reform  Rent  Representation  risk  Robert  sanctions  secular  security  Selbstbestimmung  selbstbewusstsein  Selbstdarstellung  Selbstoptimierung  self-actualization  self-care  self-direction  self-employment  Self-esteem  self-help  self-medication  shareholder  Skidelsky  skill  skills  Slavoj  Smith  sociology  Soziale  spending  squeezed  stagnation  status  Stephen  Street  structural  substance  trap  UK  underinvestment  unemployment  urban  urbanisation  USA  value  values  vulnerable  wage  Wall  warfare  WCA  well  Wertegesellschaft  work  working  youth  Žižek 

Copy this bookmark: