asterisk2a + apple + wallet   4

Sure Stripe has more cash, but does it have a path to exit? | PandoDaily
The problem with raising capital at nosebleed valuations is that the number of scenarios under which a positive outcome is possible becomes greatly diminished. By raising at $3.5 billion, Stripe, [... and Investors ...] — are betting that the company can exit at or above $7 billion. That’s a steep price and largely eliminates acquisition as an option. The list of potential acquirers is likely limited to Facebook, Google, Apple, eBay, Amazon, and Alibaba in the tech sector. On the financial side, there are the large banks and credit card companies. But it’s hard to see anyone ponying up $7 billion to acquire Stripe, which has yet to prove that it has a sustainable business or attractive margins. [...] Not every round requires a doubling valuation, and in this case, it may turn out that everyone involved would be better if more modesty was applied. [...] [ Merger of Square & Stripe as worst case scenario? ] [ & IPOs to forget - Box, Groupon, Zynga, HortonWorks ... ]
Venture  Capital  Stripe  Apple  Pay  PayPal  Google  Wallet  Bitcoin  Amazon  Alibaba  Rakuten  Silicon  Valley  growth  round  exitstrategy  exit  strategy  IPO  M&A  business  model  margin  AliPay  Braintree  mobile  first  mobile  homescreen  Platform  network  effect  economies  of  scale  scaling  scale  Venmo  valuation  ycombinator  Unicorn  Square  Wall  Street  mobile  payments  online  payments  creditcard  Visa  Mastercard  payments  micropayments  Start-Up  lesson  Start-Up  advice 
december 2014 by asterisk2a
Why Apple Pay Will Hurt PayPal | Re/code
[ A commoditization drives down prices/charges. Credit Card Companies will in the future charge less or gobble up maybe Stripe (Visa or other one) as people link up their bank account with one or more online/mobile payment options and leave credit cards at home, or as early adopters might do - get even rid of credit cards. as ur phone is your wallet. ] 3. PayPal is now battling both Apple and Google for real estate on the checkout pages of mobile apps. PayPal has history on its side, but Apple and Google arguably have greater affection from consumers. If payment buttons from Apple and Google proliferate, PayPal’s button suffers. PayPal and Braintree see their button as a way to convince app makers to use their system. But that system has lost its unique place within the world of app payments with Apple Pay coming into the picture.
Apple  Pay  PayPal  Stripe  Braintree  Amazon  Google  Wallet  e-commerce  ecommerce  commoditization  commodity  business  credit  card  banking  user  experience  adoption  early  adopter  early  stage  frictionless  friction  Silicon  Valley 
september 2014 by asterisk2a
Vinod Khosla talks to me about payments (he invested in Square and Tapingo, among others). - YouTube
placing bets early when times are uncertain. when something becomes obvious, it's already too late and the herding effect takes hold and thus competition and fight over airtime and attention (which is expensive). /// http://www.apple.com/apple-pay/
Venture  Capital  Silicon  Valley  Apple  Pay  Square  PayPal  Google  Wallet  Amazon  Stripe  Tapingo  BrainTree  Bitcoin 
september 2014 by asterisk2a

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