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Why Apple Pay Will Hurt PayPal | Re/code
[ A commoditization drives down prices/charges. Credit Card Companies will in the future charge less or gobble up maybe Stripe (Visa or other one) as people link up their bank account with one or more online/mobile payment options and leave credit cards at home, or as early adopters might do - get even rid of credit cards. as ur phone is your wallet. ] 3. PayPal is now battling both Apple and Google for real estate on the checkout pages of mobile apps. PayPal has history on its side, but Apple and Google arguably have greater affection from consumers. If payment buttons from Apple and Google proliferate, PayPal’s button suffers. PayPal and Braintree see their button as a way to convince app makers to use their system. But that system has lost its unique place within the world of app payments with Apple Pay coming into the picture.
Apple  Pay  PayPal  Stripe  Braintree  Amazon  Google  Wallet  e-commerce  ecommerce  commoditization  commodity  business  credit  card  banking  user  experience  adoption  early  adopter  early  stage  frictionless  friction  Silicon  Valley 
september 2014 by asterisk2a

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