Identity Theft, Credit Reports, and You | Kalzumeus Software


357 bookmarks. First posted by arcadiy september 2017.


you want to communicate with the bank in a manner which suggests that you’re an organized professional who is capable of escalating the matter if the bank does not handle it themselves. You do not yell. You do not bluster. You instead present as if you’re collecting a paper trail.
banks  customer-service  letter  patio11 
february 2018 by lendamico
You will get through this; you will not have to pay debts which are factually not yours. I share your frustration with The System. It is broken, and it catches innocent people up in its gears far, far too often. You can still win. I wish you the best of luck and skill.
advice  credit  finance  fraud  howto 
october 2017 by soobrosa
via Starred items from BazQux Reader http://ift.tt/1cAKc9M and IFTTT
Starred  items  from  BazQux  Reader 
october 2017 by stinkingpig
This is a really interesting, possibly useful take on how to deal with credit bureaus.
october 2017 by DGrady
will fuck. this is how to make paper trails ans do scray get things done communication.
october 2017 by bronwen
This is outside my usual brief, but one of my hobbies is that I used to ghostwrite letters to credit reporting agencies and banks. It is suddenly relevant after the Equifax breach, so I’m writing down what I know to help folks who might need this in the future. via Pocket
IFTTT  Pocket 
october 2017 by mikeyp
This is outside my usual brief, but one of my hobbies is that I used to ghostwrite letters to credit reporting agencies and banks. It is suddenly relevant after the Equifax breach, so I’m writing down what I know to help folks who might need this in the future.
identity_theft 
september 2017 by kejadlen
Useful discussion of what to do when your identity/credit has been stolen
finance  howto  tips 
september 2017 by mclearc
How to work the system, legitimately, as a small cog within it.
advice  finance  howto  identitytheft  credit  frontline 
september 2017 by dogrover
Showing anger decreases the perception of risk of you filing a regulatory action or a lawsuit. This is counterintuitive to many people. The vast majority of people who show anger are showing anger because they want to show anger. They want someone to validate their emotions. They don’t want to be “disrespected” by the person in front of them. You don’t particularly care about the individual you’re writing to or whether they’re emotionally supportive of you. You want a resolution, no more no less. Professionals know that if they want emotional support they could just buy a dog.
advice  finance  howto  life 
september 2017 by kmt
This is outside my usual brief, but one of my hobbies is that I used to ghostwrite letters to credit reporting agencies and banks. It is suddenly relevant after the Equifax breach, so I’m writing down what I know to help folks who might need this in the future. via Pocket
IFTTT  Pocket 
september 2017 by regisd
Excellent article on how to resolve issues relating to your credit report. It's also excellent for dealing with any customer service issue.
howto  IdentityTheft  Legal  ProblemResolve  Customer  Banking  Credit 
september 2017 by lost_in_space
This is outside my usual brief, but one of my hobbies is that I used to ghostwrite letters to credit reporting agencies and banks. It is suddenly relevant after…
from instapaper
september 2017 by nickanderegg
This seems like informed advice about the Equifax breech. I don't know.
ifttt  facebook 
september 2017 by craniac
This is outside my usual brief, but one of my hobbies is that I used to ghostwrite letters to credit reporting agencies and banks. It is suddenly relevant after…
from instapaper
september 2017 by blanghals
Information about how to handle illegitimate accounts or charges, with credit reporting agencies.
september 2017 by saibotsivad
Identity Theft, Credit Reports, and You - Added September 15, 2017 at 11:29AM
finance  legal 
september 2017 by xenocid
This is outside my usual brief, but one of my hobbies is that I used to ghostwrite letters to credit reporting agencies and banks. It is suddenly relevant after…
from instapaper
september 2017 by johnrclark
This is outside my usual brief, but one of my hobbies is that I used to ghostwrite letters to credit reporting agencies and banks. It is suddenly relevant after…
from instapaper
september 2017 by adamlogic
This is outside my usual brief, but one of my hobbies is that I used to ghostwrite letters to credit reporting agencies and banks. It is suddenly relevant after…
from instapaper
september 2017 by scottsin
"Was an account opened in your name without your consent? Great, you’re in the right place. The rest of this article assumes that you’ve either checked a credit report or been told by a bank that an account exists in your name which you didn’t open. (There exist steps related to the below to help improve one’s situation in the circumstance where your problem is that you’ve not paid debts you legitimately owed, but that problem is out of scope here.)"
debt  creditreport  credit  finance  fraud  theft  howto  advice  future 
september 2017 by grahams