jm + insurance   8

Data from pacemaker used to arrest man for arson, insurance fraud
Compton has medical conditions which include an artificial heart linked to an external pump. According to court documents, a cardiologist said that "it is highly improbable Mr. Compton would have been able to collect, pack and remove the number of items from the house, exit his bedroom window and carry numerous large and heavy items to the front of his residence during the short period of time he has indicated due to his medical conditions."

After US law enforcement caught wind of this peculiar element to the story, police were able to secure a search warrant and collect the pacemaker's electronic records to scrutinize his heart rate, the demand on the pacemaker and heart rhythms prior to and at the time of the incident.
pacemakers  health  medicine  privacy  data  arson  insurance  fraud  heart 
7 weeks ago by jm
Facebook scuppers Admiral Insurance plan to base premiums on your posts
Well, this is amazingly awful:
The Guardian claims to have further details of the kind of tell-tale signs that Admiral's algorithmic analysis would have looked out for in Facebook posts. Good traits include "writing in short concrete sentences, using lists, and arranging to meet friends at a set time and place, rather than just 'tonight'." On the other hand, "evidence that the Facebook user might be overconfident—such as the use of exclamation marks and the frequent use of 'always' or 'never' rather than 'maybe'—will count against them."


The future is shitty.
insurance  facebook  scoring  computer-says-no  algorithms  text-analysis  awful  future 
november 2016 by jm
Northland man denies burning down house but insurer refuses to pay out
This is a mad story. The insurance company is accusing a guy in NZ of using remote-login software from 400km away to trigger a "print" command to a complicated Heath Robinson setup in order to light a fire to burn down his house
fraud  insurance  weird  nz  crime  printers  remote-login 
september 2016 by jm
Insurance Comparison Ireland
comparison-shopping site for Irish car insurance. recommended by some random Broadsheet commenter, worth a try next time this comes up
comparison  shopping  ireland  car-insurance  insurance 
june 2016 by jm
Self-driving cars drive like your grandma
'Honestly, I don't think it will take long for other drivers to realize that self-driving cars are "easy targets" in traffic.' -- also, an insurance expert suggests that self-driving cars won't increase premiums
driving  google  cars  traffic  social  insurance 
july 2015 by jm
Big doubts on big data: Why I won't be sharing my medical data with anyone - yet
These problems can be circumvented, but they must be dealt with, publically and soberly, if the NHS really does want to win public confidence. The NHS should approach selling the scheme to the public as if was opt-in, not opt-out, then work to convince us to join it. Tell us how sharing our data can help, but tell us what risk too. Let us decide if that balance is worth it. If it's found wanting, the NHS must go back to the drawing board and retool the scheme until it is. It's just too important to get wrong.
nhs  uk  privacy  data-protection  data-privacy  via:mynosql  big-data  healthcare  insurance 
february 2014 by jm
Hospital records of all NHS patients sold to insurers - Telegraph
The 274-page report describes the NHS Hospital Episode Statistics as a “valuable data source in developing pricing assumptions for 'critical illness’ cover.”
It says that by combining hospital data with socio-economic profiles, experts were able to better calculate the likelihood of conditions, with “amazingly” clear forecasts possible for certain diseases, in particular lung cancer.
Phil Booth, from privacy campaign group medConfidential, said: “The language in the document is extraordinary; this isn’t about patients, this is about exploiting a market. Of course any commercial organisation will focus on making a profit – the question is why is the NHS prepared to hand this data over?”
nhs  privacy  data  insurance  uk  politics  data-protection 
february 2014 by jm

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