jm + credit   2

Report: Everyone Should Get a Security Freeze
“Whether your personal information has been stolen or not, your best protection against someone opening new credit accounts in your name is the security freeze (also known as the credit freeze), not the often-offered, under-achieving credit monitoring. Paid credit monitoring services in particular are not necessary because federal law requires each of the three major credit bureaus to provide a free credit report every year to all customers who request one. You can use those free reports as a form of do-it-yourself credit monitoring.”
us  credit  credit-freeze  security  phishing  brian-krebs 
november 2015 by jm
In China, Your Credit Score Is Now Affected By Your Political Opinions – And Your Friends’ Political Opinions
China just introduced a universal credit score, where everybody is measured as a number between 350 and 950. But this credit score isn’t just affected by how well you manage credit – it also reflects how well your political opinions are in line with Chinese official opinions, and whether your friends’ are, too.


Measuring using online mass surveillance, naturally. This may be the most dystopian thing I've heard in a while....
via:raycorrigan  dystopia  china  privacy  mass-surveillance  politics  credit  credit-score  loans  opinions 
october 2015 by jm

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