daguti + frugality   189

Money Order Prices and Locations - frugalhack.me
List of places to get a money order and their cost. Surprisingly, the post office is not the cheapest.

NOTE: A bank check is $10 at Bank of America unless you have one of those high roller accounts, so avoid that if you can.
Reference  frugality  money 
september 2018 by daguti
Retirement Guide to Freebies
Some of these tips are actually good - the restaurant.com one seems interesting, if it works.
frugality 
august 2018 by daguti
The Secret You Need to Know About Ebooks
This page is gone and the Pinboard archived version isn't working, but I found what it must have been about here:
http://thebookinsider.com/the-secret-you-need-to-know-about-ebooks-ca/

Here's the text of that page in case it disappears:
"Earlier this year, the price on the blockbuster book, The Girl on the Train, was slashed from $11.99 to $1.99 for one day only.

Previously, Gone Girl was discounted from $9.99 to $2.99, and The Da Vinci Code was given away for free for one week. In all three cases, the discounts were only available for the ebook version.

Most people were completely unaware of these huge deals.

A select group of readers, however, had the inside scoop on all these deals and more. They were using BookBub, a daily email that alerts readers to free and deeply discounted ebooks that are available for a limited time.

Over 5 million people have signed up for BookBub’s free service. Readers sign up with just an email address, and then select their favorite genres. Each day, BookBub sends an email with free and discounted bestselling ebooks in the selected genres. Just click, download, and read on any device: Kindle, Nook, iPad, iPhone, Droid, & more.

From romance to mystery, cookbooks to non-fiction, and literary to historical fiction there are more than 20 categories to choose from to customize your email. Each title is hand selected by BookBub’s editorial team to ensure the highest quality – they do the work for you. In addition, each book is at least 75% off, and many are free, which makes it extremely low risk to try new authors and genres.

“It’s the Groupon of books,” Dominique Raccah, the publisher of Sourcebooks, told The New York Times about deal sites like BookBub. “For the consumer, it’s new, it’s interesting. It’s a deal and there isn’t much risk. And it works.”

Book lovers have now become practically obsessed with BookBub. In many cases, they’ve downloaded hundreds of books and saved hundreds of dollars using the service.

“I now have more books than I can read in a lifetime,” said Suzie Miller of Auburn, WA. She said she has downloaded more than 350 free ebooks using the service.

To see today’s ebook deals, go to www.bookbub.com."
books  books-ebooks  frugality 
august 2018 by daguti
Baltimore to Newark Train - $64 Tickets from MD to NJ - Wanderu
Prices seem to fluctuate a lot depending on what time/date you buy them for and how far in advance you buy them.

keywords:
Amtrak Baltimore
transportation-train  frugality 
july 2018 by daguti
Suit Drive | Men's Wearhouse
Great way to donate old business clothes (suits, etc) and get 50% off your ENTIRE PURCHASE at Men's Warehouse. Usually runs yearly July 1-31.
clothing  frugality 
july 2018 by daguti
The Mysterious Company Behind the Best-Selling TV in America -- The Motley Fool
This is the oCosmo / Scepter TV that both I and dad bought. I've had it since 2012 with no issues whatsoever and Dad has had it for 1-2 years, with no issues.

For some reason, searching directly on Amazon for oCosmo or Scepter does not bring up the good deals, but if you generically search for "40-inch tv" and pick some other brands (like TCL), the Scepter will be shown as a comparison product near the bottom.
shopping  frugality 
june 2018 by daguti
Are you paying for these things that other people get free? - MarketWatch
Look into the extended warranty thing. I thought I looked before and my cards only did like 90 days from date of purchase. Could be wrong.
frugality 
april 2018 by daguti
Best Credit Cards with No Foreign Transaction Fees: 2018 - The Points Guy
##############
One thing to note: Most of These cards charge an annual fee - most are $95, but some are $450 or $550/year.

The Uber Visa is the only card on this list that has $0 fee and no foreign transaction fee, although the description seems to state that there might be a few others like this.
https://thepointsguy.com/guide/top-cards-with-no-foreign-transaction-fees/#uber-visa

The rewards are kind of bunk, though:
- 4% back on restaurants takeout and bars, including UberEats (I don't eat out much)

- 3% back on airfare, hotel and vacation home rentals (I don't travel much)

- 2% back on online purchases including Uber, online shopping, video and music streaming services (certain online purchases are excluded, including third-party payment services) --- (I don't want to figure out what online thing is not going to count)

- 1% back on all other purchases (this is half what other cards offer for "general purchases"

This card might be worth it to keep around for once-a-month use (to keep it active) and then exclusively for foreign transactions.
##############

In short:
It's only worth it if the annual fee is outweighed by the benefits you get, (i.e. more than $95/year in savings on foreign transaction fees, rewards or other benefits like concierge, travel reimbursement, etc)

tags:
travel credit-cards frugality
travel  credit-cards  frugality 
march 2018 by daguti
Buy Discount Gift Cards & Earn Free Gift Cards | Gift Card Granny®
You can buy gift cards here at a discount (i.e. a $200 gift card at $180) and use the gift card instead of paying cash.
frugality  shopping 
march 2018 by daguti
Results for Rutgers University, NJ - GovDeals.com
Rutgers University Surplus - Just to keep track of what kind of stuff they typically have:
- 3x 5-year old iMacs for about $200-$300 (one outlier at $71)
- a 1080p projector for $176
- various sets of 8-15 stacking chairs for $40-$70
- 2 portable stages (like at RNJ) for $50/ea
- a single-station rolling computer desk at $16
- various types of 4 & 5 drawer filing cabinets for $15
- various 4-level metal bookshelves for $10
- a round folding table for $10

-----------------
Not sure if this pulls from the same supply of stuff, but this video features the Rutgers Surplus Store on Livingston Campus:
https://www.youtube.com/watch?v=fqH1pr75sPI

Livingston Campus
31 Postal Plaza
Piscataway, NJ 08854

Monday through Friday from 9 a.m. to 4 p.m.
more info incl. directions: http://www.material.rutgers.edu/directions.shtml
shopping  home-stuff  frugality 
february 2018 by daguti
Launching Today: The Google IT Support Professional Certificate | Coursera Blog
The course itself:
https://www.coursera.org/specializations/google-it-support

Apply for financial assistance for this course:
https://www.coursera.org/financial-assistance/google-it-support

General Coursera financial assistance:
https://www.coursera.org/financial-assistance

More info:
https://www.thepennyhoarder.com/make-money/free-it-training/

https://techcrunch.com/2018/01/16/google-and-coursera-launch-program-to-train-more-it-support-specialists/

"For Google, the course is one of the bigger efforts it has made to date for its Grow with Google program, an effort that the company launched in October 2017 to offer training, scholarships and other tools to help train people in skills related to tech and entrepreneurship (which in turn is part of a larger, $1 billion CSR move from the company to further educational programs)."
courses-online-training  frugality  courses-technical 
february 2018 by daguti
Hey Reddit, what products are identical to a brand name, just with a different label? : AskReddit
Brand name products that you can get much cheaper.

See comment on the batteries and how NLee the Engineer reviews batteries on Amazon.
https://www.reddit.com/r/AskReddit/comments/7vwkqg/hey_reddit_what_products_are_identical_to_a_brand/dtvywfw/

keywords: piano, cold sore, oxyclean, battieries
frugality  batteries 
february 2018 by daguti
How to get your overdraft fee waived today
"RAMIT: Hi, I just saw this bank charge for overdrafting and I’d like to have it waived.

BANK: I see that fee. Unfortunately, we’re not able to waive that fee. It was [some BS excuse about how it’s not waivable].

RAMIT: Well, I’ve been a good customer with the bank for X years now and would still like to get it waived since this is a rare occurrence. What else can you do to help me?

BANK: Hmm, one second sir. I see that you’re a really good customer. I’m going to check with my supervisor. Can you hold for a second?

[hold]

I was able to check with my supervisor and waive the fee. Is there anything else I can help you with today?

And just like that, I got my overdraft fee waived. This script works so well for a number of reasons:

I repeated my complaint and asked the bank rep how they could constructively help me.
I’ve been a loyal customer to the bank for many years, which you should always use to your advantage when calling to negotiate.
I was polite but firm. Nothing can force a negotiation to go sour faster than a bad attitude.

You can use this exact script in order to get yours waived too."
banks  communication-negotiation  communication  frugality 
february 2018 by daguti
The trick to cutting your airfare prices in half - Business Insider
Book exactly 54 days in advance for the best price.= suggested by the CEO of CheapAir. Maybe check them out, too.
travel  airlines  frugality  tips-n-tricks  airfare 
january 2018 by daguti
26 Amazing Benefits and Uses for Hydrogen Peroxide | Wake Up World
Hydrogen peroxide can be used as a cheap mouthwash, teeth whitener, foot fungus remover, antiseptic, cure for sinus infection (i.e. in netipot), toothpaste, toothbrush sanitizer, cure for gum infections, douche, hair lightener, contact lens cleaner (I'd check a more reputable source before putting this stuff on something that goes in my eyes), dishwasher disinfectant, household surface cleaner, in a humidifier, as a stain remover, food prep (wash chemicals off vegetables) and more. Check the article for full uses.
health  hygiene  home-bathroom  tips-n-tricks  frugality 
january 2018 by daguti
Why You Shouldn't Activate Shop With Points at Amazon
Shopping with points at Amazon is fraught with problems, the (arguably) biggest of which is that you get less than a penny per point when using points at Amazon, whereas you get as much as 2.1 pennies per point when using other redemption options.

I still haven't studied it closely enough to know what the best redemption option is, but suffice it to say that using points for statement credits is probably the easiest, if not the most point-advantaged way. (this bears further study)
credit-cards  credit-cards-points  tips-n-tricks  frugality 
december 2017 by daguti
Buy or lease the smart way with our new car buying and leasing guide.
$39.95 for the first car, $15 for each additional car. It gives you a bunch of inside info to be informed before buying a new car.

also see this page on how the auto industry redesigned the invoice for the internet age:
http://www.fightingchance.com/book.php?js=y
cars  shopping  tools  tips-n-tricks  frugality  cars-buying-2015 
september 2016 by daguti
The digital nomad's guide to flying cheap every single time
Not a lot of meat, but it does mention some tools to use:

- Hipmunk, which I've used before
- Google Flights to compare prices
- Skyscanner
- watch fare tracking websites like Skiplagged, The Flight Deal, TravelZoo and Travel Pirates.
airfare  travel  frugality 
august 2016 by daguti
List of things that are actually worth getting - Album on Imgur
Things that are actually worth getting from the standpoint of frugality (like DE safety razors which cost $10 for 100 blades vs normal cartridge razors which cost $45 for 20 blades) or
frugality  shopping  gadgets  lists 
july 2016 by daguti
SiriusXM Partner Offer - Shop - SiriusXM Radio
Let your subscription lapse and listen to the preview channel (the only channel that will work on inactive radios) - they announce specials from time to time. Today I heard 6 months for $50, but it could change from time to time. Also see: http://dealsea.com/view/siriusxm.com and Google around for other deals.
frugality  sirius 
april 2016 by daguti
Never pay full price for SiriusXM (or any digital communications service for that matter) : Frugal
See the comment by XMThrowaway that starts "Former XM Retention Specialist here"
frugality  sirius 
april 2016 by daguti
iPodMeister buys all CDs and DVDs in bulk and without cherry picking.House calls, Mail In or Drop off.Instant cash. Since 2004. - Home
iPodmeister will digitize your entire CD collection and keep the CDs as payment. They will also buy your CD collection in bulk. It's worth less than you think.
apple-ipod  CDs  frugality 
march 2016 by daguti
Saving Money at Discount Stores Could Cost You Your Health | TakePart
80% of products at dollar stores like Family Dollar, Dollar General, Dollar Tree, etc contain toxic chemicals.
frugality  warnings  health 
march 2016 by daguti
How to Get Amazon 7-Day Price Protection on Everything They Sell
"I was always under the impression that the item had to be sold directly by “Amazon.com LLC” to qualify for price protection. I recently discovered this is NOT the case and the only requirement is “order fulfillment” by Amazon. Pretty much every product that qualifies for Prime 2-day shipping is fulfilled by Amazon these days. Many of which are sold be 3rd party sellers, but have order fulfillment by Amazon."
amazon.com  frugality  shopping 
march 2016 by daguti
Mens Jackets & Outerwear - Cheap Leather Jackets For Men & Mens Winter Coats With Wholesale Prices on Sale | Sammydress.com
Seems to be really cheap men's clothing. If you buy from here, be sure to use a disposable credit card and double check as you carefully read everything. This smells like it might be one of those sneaky subscription service things.
clothing  fashion  frugality  shopping 
november 2015 by daguti
Repairing rubber parts on Vimeo
Permatex Ultra Bond Super Glue (part # PX 49502); Permatex Black Silicone Adhesive Sealant (part # 16BR)
shoes-vibram-repair  frugality  video  howto 
march 2015 by daguti
Cool Tools – Darn Tough Socks
The Lifetime Warranty on these socks includes regular wear and tear. .... compare to SmartWool socks (http://kk.org/cooltools/archives/328), which do not come with that warranty.
clothing  frugality 
february 2015 by daguti
What to buy every month of the year - Imgur
Cindy said "Other big things to remember in food store are buy fruits when in season and freeze for other times of the year. Also right now around thanksgiving is best time for canned goods, broth, etc. Also so many places offer free shipping right now so it's a good time to stock up on basics like socks, underwear, etc."
frugality  shopping 
december 2014 by daguti
College textbooks - Imgur
Lists of where and how to get free college textbooks.
frugality  free  college  reference 
october 2014 by daguti
▶ Intermarché - "Inglorious Fruits and Vegetables" - YouTube
Europe creates a program to sell deformed (but still good) vegetables and fruits for 30% less. It was a raving success.
food  standing-out-or-differentiating  video  marketing-tactics--shocking-or-weird  europe  frugality 
july 2014 by daguti
LPT [Request] : how to get old sticky grease off of ceiling, kitchen cabinets, and microwave? : LifeProTips
See the Amazon link to get 100 magic eraser sponges for $8 (not Mr Clean brand, but generic)
frugality  home-stuff  home-kitchen 
july 2014 by daguti
List of United States mobile virtual network operators - Wikipedia, the free encyclopedia
This is the thing Alex suggested to me. You can get Verizon's network (or whoever you choose) at lower prices. --- List of MVNO providers.
cellphone  frugality  cellphone-mvnos 
may 2014 by daguti
Directions to Churchill's Northern New Jersey Showroom
Churchill Furniture Clearance Center - 56 Utter Ave in Hawthorne. The Furniture Clearance Center (where the really cheap furniture is) is in the "back" (you'll see it when you get there) - the main showroom is open regular business hours, but the clearance center is open Sun 11-530pm and Thu 11-630pm
home-decor  frugality 
february 2014 by daguti
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