asterisk2a + zombie   456

(4081) Warum wir alle ärmer werden – Top-Ökonom erklärt die Gründe! // Mission Money - YouTube
houses are unproductive / schuldeninfusion erhaelt am leben, zombie u.a. / wer bezahlt fuer EU schuldenschnitt? / German econ illusion / banken in eu immernoch sanierungsbeduerftig /
Productivity  output  gap  secular  stagnation  economic  history  book  Robotics  AI  augmented  artificial  intelligence  GFC  recovery  debt  overhang  Austerity  household  wage  growth  inflation  deflationary  deflation  ZIRP  NIRP  QE  Japan  BOE  Fed  BOJ  ECB  income  zombie  Richard  Koo  disposable  discretionary  spending  bank  bailout  NPL 
october 2017 by asterisk2a
Britain’s economy is broken. We desperately need new ideas | Tom Kibasi | Opinion | The Guardian
If the country was economically bankrupt in 2010, it is intellectually bankrupt in 2017. On the eve of the general election, politicians of all parties have rarely been so devoid of progressive ideas [...] Yet in substance, May’s approach remains mere tinkering at the edges of economic policy. The Conservatives remain stubbornly allergic to – or ignorant of – Keynesian macroeconomics. [...] [and housing and real estate lending distorting the lending picture. houses are not productive! R&D, and firms are. and creating long-term jobs w real incomes to spend (not remortgaging your home bc of housing bubble]
Brexit  GE2017  London  Housing  Bubble  piggybank  Forex  British  Pound  recovery  GFC  Manufacturing  Services  Consumerism  Zombie  Austerity  underinvestment  confidence  fairy  Productivity  output  gap  QE  ZIRP  NIRP  banking  investment  distortion  lending  property  UK  Living  Standard  wage  income  growth  inflation  £ 
june 2017 by asterisk2a
Mario Draghi in der Kritik: "Die Geldpolitik macht den Kapitalismus kaputt" - SPIEGEL ONLINE
Danach kamen die Übertreibungen am US-Immobilienmarkt, im Süden der Eurozone und auf den Rohstoffmärkten. Wir haben es mit einer Kette wandernder Blasen zu tun, die von der Geldpolitik getrieben werden. Die neue Blase bildet sich nie dort, wo zuvor die alte geplatzt ist. Die Regierungen reagieren auf einen Crash mit schärferen Regeln, aber die Spekulation ist ihnen immer einen Schritt voraus.
GFC  recovery  economic  history  ZIRP  NIRP  QE  ECB  BOE  Fed  USA  UK  Europe  European  Union  PIGS  secular  stagnation  household  debt  consumer  car  loan  student  credit  card  private  Austerity  IMF  OECD  Dodd-Frank  self-regulation  Regulation  regulators  FSA  BaFin  speculation  speculative  ROI  productivity  output  gap  inflation  targeting  monetary  policy  fiscal  Schuldenbremse  Pact  inequality  capital  assets  gini  Coefficient  Super  Rich  1%  10%  Plutocracy  Oligarchy  bank  bailout  zombie  NPL 
february 2017 by asterisk2a
IMF's own watchdog criticises its handling of eurozone crisis
Fund was over-optimistic, failed to spot scale of problem and gave impression it was treating Europe differently, says report
Troika  PIGS  Greece  Grexit  Yanis  Varoufakis  IMF  austerity  economic  history  Germany  Angela  Merkel  Wolfgang  Schäuble  liberal  economic  reform  ChristineLagarde  zombie  bank  zombie  banks  contagion  bank  bailout  sovereign  debt  crisis  European  Union 
july 2016 by asterisk2a
Keiser Report: Gold & World’s Debt Problems (Summer Solutions series E940) - YouTube
deflationary trap/liquidity trap - orthodox monetary policy w austerity = stagnation. & west is exporting deflation. // if it is good for consumers ... break up banks. // hedging is BS ... you double the system you double the risk. [...] banks are now bigger! ... ban most derivatives, and reintroduce glass stegall // Black-Schoeles - there is no such think as risk free rate and no such thing as the past reflect the future. risk is not equally distributed. [...] VAR is flawed. //
deflation  deflationary  NIRP  currency  war  currency  debasement  ZIRP  QE  Helicopter  Money  secular  stagnation  western  world  Abenomics  BOE  BOJ  Fed  ECB  economic  history  Richard  Koo  liquidity  trap  debt  overhang  balance  sheet  recession  consumer  debt  household  debt  mortgage  mortgage  market  mortgage  rates  distortion  hunt  for  yield  credit  boom  credit  bubble  PBOC  China  reflate  reflation  squeezed  middle  class  wage  growth  income  growth  income  distribution  income  disparity  working  poor  Precariat  Brexit  GFC  too  big  to  jail  productive  investment  underinvestment  austerity  history  productivity  gap  financial  instruments  investment  banking  global  economy  globalisation  globalization  derivatives  output  gap  productivity  recovery  neoliberal  neoliberalism  Chicago  School  neoclassical  economics  deregulation  Wall  Street  speculative  bubble  property  bubble  Beton  Gold  Betongold  stagnation  aggregate  demand  aggregate  demand  short-fall  too  big  to  bail  too  big  to  fail  TBTF  complexity  systemic  risk  systemrelevant  systemicrisk  systemrelevanz  zombie  bank  zombie  banks  non-performing  loan  leverage  hedge  Glass-Steagall  Black-Scholes  Equation 
july 2016 by asterisk2a
Deutsche Bank Loves Helicopter Money: Why "Big Inflation Is Coming... But Will First Require A Crisis"
[NEED FOR CHANGE OF WIND - deflationary pressures ] Europe is another story. Germany must let their southern neighbors cheat on deficits and bank recapitalizations. “Spanish election showed if you let them cheat and growth surprises positively then extremists don’t do so well. Europe can only survive as an inflation zone. Will it be formally tolerated? Probably not. Will governments cheat anyway with ECB support?” Probably.
Deutsche  Bank  Italy  PIGS  sovereign  debt  crisis  austerity  Germany  Fiscal  Pact  Schuldenbremse  ECB  MarioDraghi  BuBa  Jens  Weidmann  Wolfgang  Schäuble  Angela  Merkel  zombie  zombie  banks  Richard  Koo  Helicopter  Money  monetary  policy  monetary  stimulus  policy  monetary  theory  deflation  deflationary  Brexit  European  Bank  Supervision  BaFin  BOE  BOJ  Abenomics  right-wing  far  right  far-right  Front  National  AfD  UKIP  Centrist  recovery  income  distribution  income  inequality  Gini  coefficient  squeezed  middle  class  Precariat  working  poor  globalisation  globalization  Paul  Mason  crony  capitalism  capitalism  in  crisis  tax  evasion  tax  avoidance  poverty  poverty  trap  social  mobility  income  mobility  wage  stagnation  wage  growth  wage  pressure  income  growth  GFC  economic  history  liquidity  trap  balance  sheet  recession  debt  overhang  household  debt  consumer  debt  credit  card  credit  card  debt  western  world  secular  stagnation  non-performing  loan  bail-in  bailout  recapitalization  recapitalisation  UK  Japan 
july 2016 by asterisk2a
EU finance ministers get tough with Italian bank trying for third bailout
EU rules forbid troubled Tuscan bank Monte dei Paschi from receiving state aid, but its collapse would cause a political crisis for prime minister Matteo Renzi [...] a move that would need Brussels to break new rules designed to prevent such taxpayer bailouts after the 2008 global financial crisis. [... italy had a triple dip recession from 2008/9 counting ] //&! soundcloud.com/ft-world-weekly/italys-struggling-banks-pose-3 //&! Banks missold products again, in part - bit.ly/29Fmboz //&! bit.ly/29H4VPD 360mrdEuro NPL &! bit.ly/29B0d6I &! bit.ly/2a1sfdI &! Bad Bank #2 to be set-up - bit.ly/2a9plpN [...] technical analysis - http://bit.ly/29VP2YI
Matteo  Renzi  Angela  Merkel  Wolfgang  Schäuble  European  Bank  Supervision  bailout  bailin  Italy  zombie  zombie  banks  non-performing  loan  austerity  recession  Germany  Deutsche  Bank  contagion  contamination  systemic  risk  systemicrisk  systemrelevant  systemrelevanz  BaFin  ECB  Basel  III  Basel3  stresstest  Jeroen  Dijsselbloem  sovereign  debt  crisis  economic  history 
july 2016 by asterisk2a
Bancopalypse 2.0 - Some Disturbing Figures From The Looming Financial Crisis | Zero Hedge
Well-capitalized banks are supposed to have double-digit capital levels while making low risk investments.

Deutsche Bank, on the other hand, has a capital level of less that 3% (just like Lehman), and an incredibly risky asset base that boasts notional derivatives exposure of more than $70 trillion, roughly the size of world GDP.

Even the IMF has stated unequivocally that Deutsche Bank poses the greatest risk to global financial stability.

And the IMF would be right… except for all the other banks.

Because, meanwhile in Italy, nearly the entire Italian banking system is rapidly sliding into insolvency.

Italian banks are sitting on over 360 billion euros in bad loans right now and are in desperate need of a massive bailout.

IMF calculations show that Italian banks’ capital levels are among the lowest in the world, just ahead of Bangladesh.
Deutsche  Bank  derivatives  financial  instruments  BaFin  BuBa  European  Bank  Supervision  Italy  Spain  stresstest  PIGS  zombie  zombie  banks  non-performing  loan  capital  reserves  ECB  MarioDraghi  sovereign  debt  crisis  economic  history  Wolfgang  Schäuble  Angela  Merkel  banking  union  systemic  risk  systemicrisk  systemrelevant  systemrelevanz  TBTF  toobigtofail  too  big  to  bail  too  big  to  fail 
july 2016 by asterisk2a
"Deutsche Bank Poses The Greatest Risk To The Global Financial System": IMF
via Keister Report - https://youtu.be/fbh3rndGDN8 // a Italian banking crisis could topple them. that is why they (their economist) called for a EU bank bailout (shore up). //&! IMF Warns Of "Global Contagion" From Italy's Bank Crisis; Forecasts Two-Decade Long Recession - http://bit.ly/29sFINn - [...] "Unless asset quality and profitability problems are addressed in a timely manner, lingering problems of weaker banks can eventually weigh on the rest of the system," //&! http://www.zerohedge.com/news/2016-07-09/charting-epic-collapse-worlds-most-systemically-dangerous-bank //&! Analyst Warns Deutsche Bank's Problems May Now Be "Insurmountable" - http://bit.ly/29LwUjv - [...] we believe DBK is still over 40x levered. [...] Seeking outside capital is also likely to be difficult as management would likely find it hard to offer any type of return on new capital invested. //&! its known balance sheet - http://bit.ly/29usGKG - 1.74 trillion balance sheet!
Italy  Germany  derivatives  Deutsche  Bank  BuBa  BaFin  Wolfgang  Schäuble  Angela  Merkel  investment  banking  systemic  risk  systemicrisk  systemrelevant  systemrelevanz  European  Bank  Supervision  stresstest  contagion  repo  trust  sovereign  debt  crisis  PIGS  Greece  Brexit  non-performing  loan  zombie  banks  zombie  austerity  secular  stagnation  recession  ECB  MarioDraghi  ZIRP  NIRP  QE  hunt  for  yield  asset  allocation  distortion  OMT  LTRO  Basel  III  Basel3  leverage  banking  union  Bank  Oversight  banking  crisis  banking  system  interbank  lending  overnight  deposit  facility 
july 2016 by asterisk2a
Geographies of Austerity: Mark Blyth
EU bank bailout (incl Britain) = 40% of EU GDP (incl Britain) = 5 trillion Euros. AUSTERITY FOR WHOM?! // secular stagnation - ZIRP, NIRP, QE, austerity, liquidity trap, aggregate demand short-fall = creditors paradise. their debt will not be inflated away. deflation - deflationary environment. for the next 2-3 decades. = NO DRIVE TO INVEST IN PRODUCTIVE ASSETS! = productivity gap. [...] rentier paradise. [...] = interest formation (those who have, call the shots, status quo). [...] deflationary spiral (PIGS & Germany) exporting deflation ... getting more competitive [EU has 2015 a current account surplus, bought my USA] = Dr Wolfgang Schaeuble. [...] Fall of Centrists, rise of the SNP & UKIP (reactionary) ... Trump. [...] as investment rate (ie SME/SMB lending) stays same, does not grow = DEAD. Eurobonds/Investment Fund(UK, 5bn 5 years). [...] min 55 - deflationary politics (policy for 1-10-20% of society) is one way train. DEATH. especially w austerity and low wages/secular stagnation.
austerity  Tories  Conservative  Party  nasty  general  election  2010  general  election  2015  George  Osborne  Iain  Duncan  Smith  David  Cameron  Ed  Miliband  economic  history  Mark  Blyth  book  Richard  Koo  welfare  state  welfare  reform  bank  bailout  GFC  recovery  secular  stagnation  IMF  ChristineLagarde  Salami  Tactics  aggregate  demand  aggregate  demand  short-fall  liquidity  trap  fiscal  policy  Confidence  Fairy  monetary  policy  ZIRP  NIRP  QE  Tony  Blair  Gordon  Brown  European  Union  Euro  ECB  BOJ  PIGS  Pact  Schuldenbremse  Wolfgang  Schäuble  Angela  Merkel  Career  Politicians  politician  zombie  bank  zombie  banks  banking  systemic  risk  OMT  LTRO  MarioDraghi  trichet  BOE  deflation  deflationary  productivity  productivity  gap  productive  investment  underinvestment  infrastructure  investment  infrastructure  rentier  rent-seeking  Mark  Carney  Donald  Trump  business  consumer  TLTRO  non-performing  loan  NPL  Jens  Weidmann 
july 2016 by asterisk2a
Bundesbank head Jens Weidmann - Brexit is no excuse to loosen EU budget rules
Reuters report that this puts Weidmann at odds with German Economy Minister Sigmar Gabriel, who has called for Europe's "Stability and Growth Pact" to be boosted for more growth.
-
So, we've got a politician wanting to spend more.
And the head of the Buba saying "No!"

Same old :-D //&! http://news.forexlive.com/!/germany-will-stick-to-balanced-budget-report-20160701
lost  decade  Brexit  fiscal  stimulus  fiscal  policy  BuBa  Bundesbank  ECB  MarioDraghi  trichet  Angela  Merkel  austerity  budget  deficit  Germany  Pact  Schuldenbremse  Wolfgang  Schäuble  liquidity  trap  Mark  Blyth  economic  history  inflation  targeting  inflation  expectation  inflation  expectations  recovery  Jens  Weidmann  monetary  policy  global  economy  Schwarze  Null  Exportweltmeister  Beton  Gold  Betongold  ZIRP  NIRP  QE  distortion  Richard  Koo  European  Union  zombie  bank  zombie  banks  NPL  PIGS  non-performing  loan  underinvestment 
july 2016 by asterisk2a
What Happens Next (In Europe)?
the odds of another crisis are higher than a rally to fresh records. [...]
“The 2009-2015 rally originated from two main drivers: a massive stimulus, and credit expansion in China,” said Goette, who’s a partner at his firm in Zug, Switzerland and helps oversee 1 billion Swiss francs ($1 billion).

“European earnings have not followed suit so far. Skepticism regarding central-bank operations has started to emerge.”
ECB  Brussels  recovery  reflate  reflation  China  credit  bubble  Germany  PIGS  zombie  banks  European  Bank  Supervision  European  Economic  Area  European  Election  2014  working  poor  squeezed  middle  class  Soziale  Marktwirtschaft  MarioDraghi  OMT  LTRO  monetary  policy  monetary  stimulus  Fiscal  Pact  Schuldenbremse  sovereign  debt  crisis  France  Brexit  Grexit  Angela  Merkel  Wolfgang  Schäuble  history  underinvestment  Richard  Koo  Yanis  Varoufakis  liquidity  trap  zombie  corporations  youth  unemployment  demographic  bubble  OAP  discretionary  spending  disposable  income  liberal  reform  Precariat  precarious  employment  low  pay  low  income  Minijob  Zeitarbeit  Leiharbeit  1  Euro  Job  Structural  Impediments  imbalance  unemployment  monetary  transmission  mechanism  monetary  union  union  Rechtsruck  Bundesbank  fault  lines  shareholder  capitalism  bailout  GFC  2016  PBOC  Exportweltmeister  zombie  Financial  Stability  Board  crony  capitalism  Deutsche  Bank  infrastructure  investment  competitiveness  Beton  Gold  Betongold  asset  allocation  Super  Rich  1%  oligarchy  plutocracy  democracy  tax  evasion  tax  avoidance  Wall  Street  shareholder  value  profit  maximisation  profit  maximization  Russia  Crimea  Ukraine  U 
april 2016 by asterisk2a
Bank of England blames falling pound on Brexit fears
The BoE said disappointing business investment and the weaker outlook for global trade would offset the impact of a cheaper pound and keep inflation in check in the short term before a rise to its 2% target within the next two years.

The Bank’s nine-strong monetary policy committee (MPC) also unanimously voted to keep its quantitative easing asset purchase scheme on hold at £375bn in response to a mixed bag of indicators that it said would keep GDP growth on an upward, though subdued path. [...] [ BREXIT EFFECT, sterling down] It may also delay some spending decisions and depress growth in aggregate demand in the near term. Overall, however, the committee judges that the outlook for domestic activity to be little changed from the time of the February inflation report,” the MPC said. [...] [ CARNEY ALSO SUPPORTS FISCAL STIMULUS! ]
ZIRP  NIRP  QE  BOE  Mark  Carney  budget2016  UK  wage  growth  nominal  GDP  targeting  inflation  targeting  austerity  fiscal  policy  monetary  policy  George  Osborne  recovery  secular  stagnation  underinvestment  business  confidence  business  cycle  liquidity  trap  Richard  Koo  zombie  consumer  zombie  banks  Brexit  aggregate  demand  economic  history  fiscal  stimulus  Pact  Schuldenbremse 
march 2016 by asterisk2a
Budget 2016: Osborne's economic fitness regime - BBC News
[2015] 80% OF ECONOMY CONSUMER SPENDING! - The economy has enjoyed what Andrew Goodwin of Oxford Economics describes as a "sugar rush" -the equivalent of a big tax cut - or 'fiscal stimulus' - through lower petrol prices. The economy grew by 2.2% last year; 80% of that growth was down to consumer spending. "That [growth] strikes us as some distance below par given the tailwinds we have had," Mr Goodwin says. And after the sugar rush comes the sugar crash: growth is likely to be revised down in the years to come because of global economic weakness.
budget2016  budget2015  George  Osborne  policy  folly  policy  error  zombie  consumer  consumer  debt  household  debt  credit  card  debt  car  loan  student  debt  ZIRP  NIRP  QE  mortgage  rates  mortgage  market  property  bubble  Oil  price  commodity  prices  aggregate  demand  distortion  underinvestment  IFS  OBR  income  tax  receipts  HMRC  job  creation  Service  Sector  Jobs  working  poor  low  income  low  pay  squeezed  middle  class  Consumerism  Industrial 
march 2016 by asterisk2a
ECB reveals surprise stimulus moves - BBC News
[C]ut its main interest rate from 0.05% to 0% as part of a package of measures intended to revive the eurozone economy.
The bank will also expand its quantitative easing programme from €60bn to €80bn a month.
The ECB also decided to further cut its bank deposit rate, from minus 0.3% to minus 0.4%.
The measures, including the decision to cut the main interest rate, were more radical than investors had expected. John Hardy, head of currency strategy at Saxo Bank, said: "This was a much bigger bazooka than the market was expecting and shows the ECB trying to get ahead of the confidence curve after learning its lesson in December."
The stimulus measures announced three months ago have largely failed to drive economic growth higher or boost inflation. //&! bit.ly/1TP0XJJ - Volles Risiko &! bit.ly/1P8hncF &! bit.ly/1RCF3Tp &! Market Reaction - bit.ly/1LeOrjo &! bit.ly/1RTBJ95 - no investment bc aggregate demand not rising //&! bbc.in/225Eexl
ECB  ZIRP  NIRP  QE  OMT  inflation  targeting  LTRO  TLTRO  deflation  secular  stagnation  deflationary  Oil  price  commodity  prices  squeezed  middle  class  demographic  bubble  zombie  banks  global  economy  Richard  Koo  liquidity-trap  liquidity  trap  underinvestment  aggregate  demand  distortion 
march 2016 by asterisk2a
Joe Rogan Experience #766 - Gad Saad - YouTube
Gad Saad is Professor of Marketing & Concordia University Research Chair in Evolutionary Behavioral Sciences and Darwinian Consumption and author of "The Evolutionary Bases of Consumption" and "The Consuming Instinct" // deferred gratification
consumerist  consumerism  zombie  consumer  materialism  status  anxiety  status  symbol  gossip  gossip  culture  book  consumer  choice  paradox  of  choice  evolution  Porn  pornography  self-medication  coping  mechanism  Dopamine  substance  abuse  instant  gratification  addiction 
march 2016 by asterisk2a
Ex-MPC member says rates will stay low until 2021 - BBC News
Blanchflower: Global economy "feels a little bit like 2008" Interest rates will likely fall further in Britain and remain at near record low levels until 2021, [...] Blanchflower described the backdrop to the committee's decision in March 2009 to cut rates to 0.5% as catastrophic. He said the MPC at the time had wished to avoid a death spiral. Britain was plunged into its deepest-ever recession in 2008 as confidence in banks collapsed and investment dried up. "We cut rates in November 2008 by 150 basis points (1.5%). It was clear that we should have cut by more but didn't because of the panic that it might have caused," he said. "It was absolutely clear that this (the financial crisis) was something we had not seen in a generation. We learned that the scale of the shock was enormous." [...] mortgage rates are 31% lower than before the crisis, while savers may have lost £106bn due to record low rates. //&! bbc.in/1YeqV87 &! bbc.in/1LGOxAf - central banks understated deflation pressure!
ZIRP  NIRP  QE  BOE  UK  global  economy  recovery  aggregate  demand  property  bubble  underinvestment  austerity  George  Osborne  speculative  bubbles  speculative  speculation  mortgage  market  macroprudential  policy  Mark  Carney  Help  to  Buy  Scheme  Help  to  Save  Right  to  Buy  Buy-to-Let  subprime  car  loan  credit  card  debt  zombie  consumer  zombie  corporations  zombie  banks  Richard  Koo  liquidity  trap  secular  stagnation  economic  history  GFC  household  debt  private  debt  consumer  debt  David  Blanchflower  Danny  Blanchflower  financial  repression  hunt  for  yield  asset  allocation  distortion  Super  Cycle  junk  bond  Gini  coefficient  deflationary  deflation  Taper  QT  monetary  policy  fiscal  policy  Pact  Schuldenbremse  BIS  ECB  Fed  BOJ  credit  bubble  PBOC  hot-money 
march 2016 by asterisk2a
Keiser Report: Sovietization of capitalism (E723) - YouTube
BIS 100% of private debt and finance sector larger than 3.9% of economy bad ... and siphoning off talent from more productive fields of work. And finance favours lending to property and land (low productivity). [...] financial products (derivatives) do not help economy. is just a financial product, fee collection. rentier! rent-seeking behaviour! fees fees fees. (JP Morgan, 89% of profits, see interview) [...] QE reflated asset prices/share prices! // In the second half, Max interviews David Graeber about his new book, The Utopia of Rules: On Technology, Stupidity and the Secret Joys of Bureaucracy.
private  debt  consumer  debt  household  debt  BIS  Wall  Street  recovery  zombie  banks  car  loan  credit  card  debt  student  loan  debt  student  loan  Bubble  student  debt  economic  history  GFC  secular  stagnation  UK  City  of  London  USA  investment  banking  retail  banking  BOE  Fed  macroeconomic  policy  microeconomic  policy  property  speculative  bubbles  speculative  speculation  productivity  output  gap  austerity  George  Osborne  dogma  ideology  constituency  Party  Funding  vested  interest  interest  groups  mortgage  market  Housing  Crisis  Help  to  Buy  Scheme  Help  to  Save  Funding  for  Lending  Scheme  Right  to  Buy  Buy-to-Let  subsidies  subsidizing  derivatives  financial  product  rent-seeking  rentier  QE  ZIRP  NIRP  reflate  reflation  Mark  Carney  fiscal  policy  monetary  policy  Richard  Koo  book  David  Graeber  MervynKing 
march 2016 by asterisk2a
German Banks Told To Start Hoarding Cash | Zero Hedge
In order to generate artificial economic growth, the ECB wants banks to make as many loans as possible, no matter how stupid or idiotic. They believe that economic growth is simply a function of loans. The more money that’s loaned out, the more the economy will grow. This is the sort of theory that works really well in an economic textbook. But it doesn’t work so well in a history textbook. Cheap money encourages risky behavior. It gives banks an incentive to give ‘no money down’ loans to homeless people with no employment history. It creates bubbles (like the housing bubble from 10 years ago), and ultimately, financial panics (like the banking crisis from 8 years ago). Banks are supposed to be conservative, responsible managers of other people’s money. When central bank policies penalize that practice, bad things tend to happen.
Richard  Koo  aggregate  demand  austerity  fiscal  policy  Pact  Schuldenbremse  economic  history  ZIRP  NIRP  QE  distortion  financial  repression  hunt  for  yield  speculative  bubbles  speculative  speculation  Venture  Capital  Mutual  Fund  Private  Equity  reflate  reflation  recovery  GFC  debtoverhang  liquidity  trap  zombie  banks  deleveraging  Debt  Super  Cycle  secular  stagnation  consumer  wage  stagnation  squeezed  middle  class  disposable  income  discretionary  spending  marginal  propensity  to  consume  tax  evasion  tax  avoidance  oligarchy  plutocracy  Super  Rich  1%  household  car  loan  credit  card  student  loan  student  loan  student  Bubble  generation  rent  OMT  job  creation  Service  Sector  Jobs  working  poor  precarious  work  Precariat  Zero  Hour  Contract  Contractor  Leiharbeit  Zeitarbeit  Agenda  2010  low  pay  low  income  TLTRO  LTRO  monetary  transmission  mechanism  velocity  of  money 
march 2016 by asterisk2a
Scots firm introduces six hour working day (From Herald Scotland)
A marketing firm has become the first company in Scotland to introduce a six hour working day for its staff after being inspired by Sweden. The scheme, which was introduced by Glasgow firm Senshi allows staff to work from 9.30am to 3.30pm instead of the traditional 9am-5pm. The new working hours, which the firm launched this month, aim to improve staff wellbeing and efficiency. [...] "I think people are too stressed these days and the average working day is far too long. "When you do an eight-hour day, you don't work the full eight hours, your mind is incapable of concentrating for that amount of time. So we have been trialling it for the past few days and so far so good." Under the new scheme, staff at Senshi, who were nominated for a Herald Digital Business Award in 2015, take five minute screen breaks every 45 minutes and take a 30 minute lunch.
6-hour  work  day  productivity  well  being  burnout  mental  health  sedentary  lifestyle  4-day  work  week  badbank  badbanks  zombie  banks 
march 2016 by asterisk2a
Central bankers on the defensive as weird policy becomes even weirder | Business | The Guardian
Growth is tepid, productivity is poor, and inflation is too low: all is not going according to policymakers’ masterplans [...] As far as the OECD is concerned, monetary policy is being forced to take too much of the strain. Its chief economist Catherine Mann made the point that lasting recovery required three things: stimulative monetary policy; activist fiscal policy; and structural reform. The OECD wants the second of these ingredients to be added to the recipe in the form of increased spending on public infrastructure, something it says would more than pay for itself at a time when governments can borrow so cheaply.
monetary  policy  G20  fiscal  policy  monetary  stimulus  monetary  system  monetary  transmission  mechanism  liquidity  trap  UK  western  world  USA  Japan  Abenomics  George  Osborne  Angela  Merkel  Wolfgang  Schäuble  Pact  Schuldenbremse  economic  history  recovery  secular  stagnation  productivity  underinvestment  MarioDraghi  ZIRP  NIRP  QE  ECB  BOE  Fed  Taper  deflationary  deflation  nominal  GDP  targeting  inflation  targeting  zombie  banks  MervynKing  zombie  corporations  zombie  consumer  Richard  Koo  Gini  coefficient  inequality  squeezed  middle  class  wage  stagnation  discretionary  spending  distortion  property  bubble  disposable  income  productive  investment  austerity  business  confidence  foreign  direct  investment  consumer  debt  household  debt  credit  card  debt  car  loan  student  loan  debt  student  loan  policy  folly  policy  error  short-termism  Career  Politicians  neoliberalism  neoliberal  trickle-down  economics  self-regulation  City  of  London  investment  banking  retail  banking  OECD  IMF  KennethRogoff  hot-money  hunt  for  yield  asset  bubble  asset  allocation  speculative  bubbles  speculative  speculation  reflate  reflation  financial  repression  New  Normal  trust 
march 2016 by asterisk2a
Energy price slump sends eurozone into deflation - BBC News
Energy drove the decline, with prices down 8% in February compared to a 5.4% slide in January. The dismal figures have dashed hopes that ECB efforts to boost prices were working. That raises the chance of the bank announcing further stimulus measures next month. It has already announced a cut to its bank deposit rate, which remains in negative territory. ECB chief Mario Draghi insisted earlier this month the policies were working. [...] The Group of 20 (G20) finance ministers and central bankers agreed on Saturday to use "all policy tools, monetary, fiscal and structural - individually and collectively" to renew growth. //&! Eurozone economy grows 1.5% in 2015 - 12 February 2016 &! Eurozone growth forecast cut to 1.7% - 4 February 2016
Europe  European  Union  deflationary  deflation  Fiscal  Pact  zombie  banks  liquidity  trap  ZIRP  NIRP  QE  ECB  MarioDraghi  monetary  policy  Richard  Koo  Angela  Merkel  Wolfgang  Schäuble  monetary  transmission  mechanism  Schuldenbremse  austerity  2016  economic  history  recovery  secular  stagnation  demographic  bubble  ageing  population  babyboomers  Germany  policy  OMT  TLTRO  LTRO  George  Osborne  G20  UK  sovereign  debt  crisis  PIGS  Japan  Abenomics  BOJ  BOE  Mark  Carney 
march 2016 by asterisk2a
UK consumes far less than a decade ago – 'peak stuff' or something else? | Business | The Guardian
From crops to energy and metals, average material consumption fell from 15 tonnes in 2001 to just over 10 tonnes in 2013 [...] UK households have also abandoned buying many resource-intensive goods common in the recent past – such as metal-heavy video recorders and hi-fi systems, vinyl records, CDs and books – as they shift to digital consumption. [...] The figures will spark fresh speculation that Britain and other developed economies have hit ‘peak stuff’, although some critics pour scorn on the quality of the ONS’s environmental accounts. In January, Ikea said the appetite of western consumers for home furnishings had reached its peak and consumption of many familiar goods was at its limit. Household spending on physical goods, including furnishings, clothing, cars and gadgets, decreased between 2002/03 and 2014, [...] Households now spend more on services than physical goods, he said. [...] [ saturation in some markets but we are not living in peak stuff ]
peak  stuff  secular  stagnation  demographic  bubble  zombie  consumer  materialism  status  anxiety  consumerist  consumer  choice  consumerism  sustainability  sustainable  resource  depletion  finite  resources  consumer  debt  marginal  propensity  to  consume  disposable  income  discretionary  spending  household  debt  car  loan  credit  card  debt  student  loan  debt  student  loan  student  debt  StudentLoans  savings  rate  retirement  poverty  in  old  age  poverty  squeezed  middle  class  wage  stagnation  job  creation  low  pay  low  income  Zero  Hour  Contract  Contractor  self-employment  working  poor  precarious  work  Precariat  capitalism  western  world  COP21  carbon  tax  carbonfootprint  carbonemission  sharing  economy  Service  Sector  Jobs  recycling 
february 2016 by asterisk2a
BBC iPlayer - Documentary Picks - Before I Kick the Bucket: The Whole Story
it's about the connections we have w people. ask ppl in old age, on their death bed. // in society that is material and goal orientated. FOMO. // vs reality. of being. being together w people. feelings. relationships. // // min 34 - 1 year on chemo takes its toll on you. it keeps you here. but takes everything out of you to actually enjoy yourself in the here. "it's psychological torture." [...] "I've got most of my strength from not looking ill." RE: her hair lost from new aggressive chemo round. [...] "If I stop chemo, I am gone. Have to go going, because ['I enjoy the rare ok days that I have left.']" //&! New Tumors popping up aggressively; needs now also radiotherapy [as life extension change] - on.fb.me/1R06oOY //&! When cancer outwits current new aggressive chemo (last resort), it is game over. Palliative Care Next. - on.fb.me/1LFoowA
life  hacker  life  lesson  Selbstfürsorge  Selbstdarstellung  materialism  FOMO  status  anxiety  zombie  consumer  mobile  homescreen  consumerist  consumerism  terminal  illness  cancer  Social  Media  chemotherapy  premature  death  sick  population  health  crisis 
february 2016 by asterisk2a
Medien in der Vertrauenskrise: Was zu tun ist - mit Anja Reschke | ZAPP | NDR - YouTube
[ symptom ... of our time. = by-product (Luegenpresse)! ] // [ einflussnahme ] [ befangenheit ] // TV = brot, wasser & spiele. // vollmuendiger buerger wird beformundet. kann man ihn nicht zumassen.
Lügenpresse  corporate  media  Rechtsruck  Rechtsextremismus  far-right  PEGIDA  oligarchy  plutocracy  Super  Rich  1%  News  Corp.  News  Corporation  newscorp  business  model  pageviews  trustagent  trust  distrust  journalismus  investigative  journalism  journalism  Social  refugee  crisis  Xenophobia  Fremdenfeindlichkeit  Ausländerfeindlichkeit  LEGIDA  Saxony  Neo-Nazi  Neonazi  Nazi  Hooligan  populism  Polarisation  propaganda  AfD  NPD  hartz-iv  Perspektivlosigkeit  deprivation  tax  evasion  tax  avoidance  Career  Politicians  No  Representation  neoliberalism  neoliberal  neoconservatism  neoconservatives  lobbyist  lobby  Lobbying  revolving  door  PR  Positioning  spin  doctor  Food  Politics  medical-industrial  complex  Surveillance-Industrial  prison–industrial  complex  military–industrial  complex  democracy  democracy  Soziale  Marktwirtschaft  squeezed  middle  class  Sozialer  Abstieg  fearmongering  Fear  poverty  in  old  age  poverty  trap  Agenda  2010  austerity  Fiscal  Pact  Schuldenbremse  GFC  bank  bailout  status  anxiety  zombie  consumer  consumerist  consumerism  Protection  corruption  bribery  Schwarzkasse  mate 
february 2016 by asterisk2a
Five issues that will shape the Northern Powerhouse - BBC News
[ white elephant! lol & the double standard of Google paying 2% tax vs small businesses full 18%+ and not getting investment, R&D loans ] Will Hull thrive or suffer if transport is radically improved to the eastern fringe of the Powerhouse? There's no way of telling. Some people think investment in skills, education and training would be a more certain way of improving productivity - and business leaders are keen to ensure that these key elements are not forgotten in the rush for steel and tarmac. I asked former CBI director-general John Cridland, who is now head of Transport for the North, if there was any certainty that spending billions on infrastructure would improve productivity. He agreed there was no proof, but urged people to take a leap of faith - like the Victorian engineers.
STEM  skills  gap  practical  skills  apprenticeships  underinvestment  productive  investment  Northern  Powerhouse  UK  George  Osborne  David  Cameron  productivity  output  gap  recovery  carbon  tax  renewable  energy  competitiveness  competitive  industrial  policy  Germany  corporate  tax  rate  tax  evasion  tax  avoidance  conglomerate  multinational  HMRC  budget  deficit  dogma  ideology  austerity  squeezed  middle  class  job  creation  Service  Sector  Jobs  added  value  value  creation  economic  history  property  bubble  distortion  HS2  Hinkley  Point  C  HS3  infrastructure  investment  infrastructure  macroeconomic  policy  macroprudential  policy  zombie  banks  BOE  Funding  for  Lending  Scheme  Mark  Carney 
february 2016 by asterisk2a
This Letting Agent Admits The Housing Shortage Is Good News For Landlords - BuzzFeed News
[ Lord Adair Turner book & Richard Koo; banks tend 2 lend 2 property & land rather than productivity/businesses. risk averse, if the family cant pay the mortgage any more, than at least u have not lost all the money! less risky! Its also partly rentier behaviour of banks. // also BOE has to be concerned about future disposable income; rent & utilities eating up 50%-75% of income thus less for consumption! ] “Landlords’ balance sheets are looking healthier than at any point since 2014, and property investors are looking at an excellent rate of return from their portfolios.” Gill warned that changes to stamp duty announced in chancellor George Osborne’s Autumn Statement and due to take effect on 1 April – people selling buy-to-let investments will pay an extra 3% – were bad news for landlords. But overall, the “consistent and developing lack of housing for across all tenures, for a spiralling population” meant the level of demand for rental properties would not reduce, he said.
property  bubble  speculative  bubbles  asset  bubble  asset  allocation  macroprudential  policy  Generationengerechtigkeit  generation  rent  Housing  Crisis  social  affordable  distortion  ZIRP  NIRP  QE  aggregate  demand  Right  to  Buy  Buy-to-Let  Help  to  Buy  Scheme  Help  to  Save  policy  folly  policy  error  consumer  debt  household  debt  budget  deficit  recovery  mortgage  market  credit  bubble  GFC  bank  bailout  BOE  zombie  banks  rentier  rent-seeking  Richard  Koo  underinvestment  productive  investment  infrastructure  investment  zombie  consumer  industrial  policy  economic  history  Mark  Carney  financial  repression  behavioral  finance  behavioral  economics  herding  herd  hunt  for  yield  leverage  margin  trading  equity  bubble  Gini  coefficient  disposable  income  discretionary  spending  VAR  CDO  CDS  risk  aversion  squeezed  middle  class  secular  stagnation  inequality  UK  generational  contract  lost  generation  constituency  Tories  Conservative  Party  nasty  David  Cameron  George  Osborne  general  election  2015  general  election  2020  fiscal  policy  austerity  monetary  policy  liquidity  trap 
february 2016 by asterisk2a
Green Lifestyle and Sustainable Culture News: Meat consumption and climate change linked by EU study
On a global level, problems associated with rising meat consumption are only expected to get worse. // // [ We are the Parasite. ] //&! The overconsumption of meat will inevitably push global temperatures to dangerous levels, a recent study has warned, urging reluctant governments to take action. - http://www.euractiv.com/section/agriculture-food/news/eating-less-meat-will-save-the-planet-study-says/
carbon  tax  Food  Politics  Meat  Industry  livestock  farming  COP21  climate  change  global  warming  Standard  American  Diet  Cowspiracy  Western  pattern  diet-related  disease  chronic  diseases  sick  population  health  crisis  health  care  budget  health  care  spending  climate  crisis  zombie  consumer  capitalism  exploitation  sustainability  sustainable 
february 2016 by asterisk2a
What Really Caused the Crisis and What to Do About It - YouTube
"There are not perfect markets, and there is no perfect planner. [...] we will never arrive at perfect solutions. [...] market will never allocate perfectly ... [...] market will always tend to lend to property and land, and less into productive means (businesses = risk of 100 loss, land or property ... you have a loss when you sell it. << China, UK ) [...] not all credit is good credit. [...] need for macroprudential policy to dampen bubbles bc rate hikes could dampen normal non-speculative area of economy. ie loan to value limits [...] interest rate setting is blunt hammer that people though is the magic wand along the line of self-regulation, free market, neoliberalism and trickle-down [...] GFC can be traced back to the 60-70's - macroecon + micro with absurd assumptions (ie rational expectations, equilibriums, no bubbles) & math & pure theoretical base (no empirical analysis ie of what banks really do ie greed) = makes job of economist as policy advisor real easy.
bank  crisis  JohnMaynardKeynes  keynes  Keynesianism  book  Richard  Koo  aggregate  demand  austerity  liquidity  trap  deleveraging  balance  sheet  recession  debtoverhang  GFC  recovery  secular  stagnation  western  world  dogma  ideology  underinvestment  productive  investment  infrastructure  investment  monetary  policy  monetary  theory  trickle-down  economics  neoliberalism  neoliberal  budget  deficit  economic  history  credit  bubble  output  gap  productivity  inflation  targeting  nominal  GDP  targeting  asset  allocation  economics  investment  banking  zombie  banks  retail  banking  financial  product  CDS  CDO  hunt  for  yield  VAR  risk  aversion  deflationary  deflation  ZIRP  NIRP  QE  debt  monetisation  debt  monetization  Glass-Steagall  self-regulation  regulators  regulation  leverage  margin  trading  property  bubble  arbitrage  speculative  bubbles  asset  bubble  UK  USA  Europe  ECB  Fed  BOE  zombie  consumer  squeezed  middle  class  zombie  corporations  NPL  junk  bond  realestate  macroprudential  policy  mortgage  market  equilibrium  disequilibrium  Economist  economists  Adair  Turner  hayek 
february 2016 by asterisk2a
Help-to-buy loan scheme nets Treasury £213m in paper profit | Money | The Guardian
[ gov is not co-owner of private property! Make away with Nurse Bursaries and other gov support for education. But support the property price! by keeping supply always lower than demand. and use policy to increase demand w subsidies! where to put their savings! & subsidy for builders ] Rising house prices across much of England mean a government scheme to help buyers of newbuild property may have made more than £200m for the Treasury in its first two-and-a-half years. The help-to-buy equity loan scheme gives buyers an interest-free loan for five years in return for a percentage stake in their property. When the home is sold, the buyer returns the same percentage of the sale price, meaning that any fall or rise in house prices affects the return. Analysis by property firm Hometrack and shared with the Guardian suggests that a surge in house prices in some areas means the total value of homes bought through the scheme since its launch in April 2013 has increased by more than £1bn.
property  bubble  UK  speculative  bubbles  Housing  Crisis  affordable  social  Help  to  Buy  Scheme  Right  to  Buy  Buy-to-Let  Help  to  Save  budget  deficit  austerity  constituency  Party  Funding  babyboomers  BOE  macroprudential  policy  mortgage  market  ZIRP  NIRP  QE  hunt  for  yield  distortion  financial  repression  household  debt  consumer  debt  credit  card  debt  Generationengerechtigkeit  generation  rent  fairness  asset  bubble  asset  allocation  NPL  subprime  Payday  Loans  car  loan  student  debt  student  loan  debt  student  loan  Tories  fiscal  policy  monetary  policy  policy  error  policy  folly  Conservative  Party  nasty  short-termism  voter  turnout  disenfranchise  disenfranchised  David  Cameron  George  Osborne  underinvestment  infrastructure  investment  productive  investment  recovery  Richard  Koo  balance  sheet  recession  deleveraging  debtoverhang  zombie  consumer  zombie  banks  zombie  corporations  secular  stagnation  Privatisation  trickle-down  economics  dogma  ideology  GFC  bank  bailout  subsidies  subsidizing  corporate  welfare 
february 2016 by asterisk2a
Beware the Minuses of Negative Interest Rates
Whether sub-zero interest rates actually work is open to debate, however. So says Richard Koo, the chief economist of the Nomura Research Institute. “In my view,” he writes, “the adoption of negative interest rates is an act of desperation born out of despair over the inability of quantitative easing and inflation targeting to produce the desired results.” The failure of the BOJ and the ECB to meet their inflation and growth goals is shared by the Federal Reserve and the Bank of England. None of these central banks understand that their textbook solutions don’t fit the real economy, Koo asserts. [...] And on a more practical level, why corporations sit on record hoards of cash (taxes aside). [<< macro prudential policy ] //&! “When no one is borrowing money, monetary policy is largely useless.” [...] Keynes was right and (Milton) Freidman was wrong. - bit.ly/1Kl07Ri & There is no Confidence Fairy //&! fam.ag/1ogOOiM & bit.ly/1LpJL4W & bit.ly/1VgSjAB & bit.ly/214Icm3 & bit.ly/1Kl228n
secular  stagnation  emerging  middle  class  demographic  bubble  ageing  population  western  world  ZIRP  NIRP  QE  distortion  liquidity  trap  New  Normal  financial  repression  GFC  economic  history  Richard  Koo  consumer  debt  squeezed  middle  class  household  debt  credit  card  debt  car  loan  business  confidence  consumer  confidence  student  loan  debt  student  loan  Super  Cycle  debt  servitude  mortgage  market  asset  bubble  speculative  bubbles  hunt  for  yield  hot-money  equity  bubble  bond  bubble  property  bubble  credit  bubble  BRIC  China  student  debt  disposable  income  discretionary  spending  Frontier  Markets  emerging  market  UK  USA  Europe  Japan  Abenomics  Niall  Ferguson  Paul  Krugman  Joseph  Stiglitz  Gini  coefficient  inequality  income  inequality  income  distribution  income  mobility  wage  stagnation  income  growth  tax  evasion  tax  avoidance  Wall  Street  profit  maximisation  shareholder  value  underinvestment  austerity  productivity  output  gap  public  investment  productive  investment  infrastructure  investment  business  investment  STEM  R&D  competitiveness  Robert  Reich  balance  sheet  recession  deleveraging  debtoverhang  zombie  banks  zombie  corporations  zombie  consumer  macroprudential  policy  miltonfriedman  JohnMaynardKeynes  keynes  Keynesianism  Fiscal  Pact  policy  monetary  policy  Schuldenbremse  unconventional  monetary  policy  QT  Taper  money  supply  money  ve 
february 2016 by asterisk2a
Japan's economy shrinks again as Abenomics is blown off course | World news | The Guardian
Japan’s economy shrank at an annualised rate of 1.4% in the last quarter of 2015, new figures showed on Monday, dealing a further blow to attempts by the prime minister, Shinzo Abe, to lift the country out of stagnation. [...] The Bank of Japan’s recent decision to adopt negative interest rates – a move that was supposed to encourage banks to lend to businesses – has not had the desired effect. //&! On Abenomics ... inflation targeting - bit.ly/1mwrUm7 - & He has barely started to address the structural reforms comprising the “third arrow” of Abenomics: a shrinking and ageing workforce and the urgent need to boost the role of women in the economy.
Japan  Abenomics  ZIRP  NIRP  QE  inflation  targeting  economic  history  deflationary  deflation  secular  stagnation  zombie  banks  zombie  corporations  zombi  banks  Richard  Koo  western  world  demographic  bubble  ageing  population 
february 2016 by asterisk2a
Interview With Mohamed El-Erian: Masters in Business (Audio) by Bloomberg View
7:50 New Normal is secular stagnation and decades-long NIRP, ZIRP, QE distortion. structural, secular. no cyclical recovery. but long secular challenges; prolonged period of low growth. // also inequality! // currently policy makers subsidise debtors, subsidise creditors - financial repression. promote risk taking. // richard koo would not agree with el-erian's notion that gov balance sheets are same as household balance sheets. // 12:10 demographic issue! political. and economic elements in it of secular stagnation. [...] borrowing growth // rise of far-right! // corps sitting on cash // inequality! // bc of lived in artificial world of borrowed growth, created massive divergence. // min 15:30 richard koo would not agree that central banks are the only game in town. central banks have complained abt austerity gov. // min 20 - Feds intellectually inflexible. comfort zone. self-regulation & great moderation. // reflation didnt work bc no fixed fundamentals // perfect storm! lost trust.
New  Normal  financial  repression  NIRP  ZIRP  QE  economic  history  secular  stagnation  GFC  credit  bubble  book  western  world  emerging  middle  class  debtoverhang  Richard  Koo  deleveraging  debt  servitude  Super  Cycle  household  debt  consumer  debt  credit  card  debt  car  loan  student  loan  debt  student  loan  student  debt  KennethRogoff  carmenreinhart  sovereign  debt  crisis  austerity  Paul  Krugman  Gini  coefficient  inequality  Joseph  Stiglitz  distortion  monetary  policy  fiscal  policy  monetary  transmission  mechanism  liquidity  trap  unconventional  monetary  policy  monetary  theory  monetary  system  retirement  demographic  bubble  ageing  population  far-right  Rechtsextremismus  Rechtsruck  zombie  consumer  zombie  corporations  zombie  banks  Pact  Schuldenbremse  tax  avoidance  tax  evasion  inflation  targeting  inflation  expectation  nominal  GDP  targeting  GDP  reflate  reflation  trust  trustagent  distrust  business  confidence  consumer  confidence  public  sentiment  public  perception  bank  bailout  Japan  Abenomics  AIIB  IMF  China  BRIC  self-regulation  Great  Moderation 
february 2016 by asterisk2a
Vickers warns over weaker bank safety buffers - BBC News
[ no skin in the game ] The man charged with leading an inquiry into the future safety of Britain's banks has said Bank of England plans are not strong enough. Sir John Vickers, who led the Independent Commission on Banking (ICB) said: "The Bank of England proposal is less strong than what the ICB recommended." In a BBC interview, he added "I don't think the ICB overdid it." The Bank of England declined to comment. Specifically, it is the plans to make sure that banks have enough capital that Sir John has questioned. Capital is considered vital to a bank's safety, as it serves to protect it from sudden losses. It comes in many forms, but the most common is funding from shareholders, who expect a hefty return on the risk they are taking. The backdrop to this news is the current slump in bank share prices across Europe. Since the start of the year, European banking stocks have lost a quarter of their value. //&! bit.ly/1Xs0Bac
zombie  banks  retail  banking  investment  banking  toobigtofail  too  big  to  jail  TBTF  too  big  to  bail  economic  history  lobbyist  lobby  Lobbying  GFC  speculation  CDS  CDO  derivatives  Interestrateswap  financial  product  VAR  risk-management  risk  management  Greed  bonuses  bonus  financial  crisis  blackswan  Black  Swan  Career  Politicians  No  Representation  democracy  Super  Rich  1%  plutocracy  oligarchy  Wall  Street  shareholder  value  profit  maximisation  short-termism  self-regulation  regulation  deregulation  regulators  Glass-Steagall  BOE  ECB  Bundesbank  sovereign  debt  crisis  Fed 
february 2016 by asterisk2a
Geplante Obsoleszenz gibt es nicht, Verschleiß wird aber kalkuliert - SPIEGEL ONLINE
Noch wichtiger ist der Behördenchefin, dass Anreize geschaffen werden, Produkte länger zu nutzen. Denn der immer schnellere Austausch von Elektrogeräten hat verheerende Folgen für die Umwelt. Nach Angaben des Ökoinstituts wurden 2014 allein in Deutschland mehr als 24 Millionen Smartphones, sieben Millionen Tablets und acht Millionen Fernseher verkauft. Für Herstellung, Vertrieb, Gebrauch und Entsorgung solcher Geräte wird viel Energie benötigt, entsprechend hoch sind die CO2-Emissionen. [...] Um den Wegwerfwahnsinn zu stoppen, müssten allerdings nicht nur die Politiker umdenken, sondern auch die Produzenten und Konsumenten. Es bräuchte mutige Gesetze, die den Kauf langlebigerer Produkte attraktiver machen; Konzerne, die auf einen Teil ihrer Profite verzichten und langlebige Geräte bauen; und Verbraucher, die nicht jedem neuen Techniktrend hinterherlaufen.
Wegwerfgesellschaft  zombie  consumer  planned  obsolescence  Protection  status  anxiety  status  symbol  consumerism  materialism  finite  resources  resource  depletion  carbon  tax  carbonfootprint  carbonemission  air  pollution  pollution  Wall  Street  crony  capitalism  capitalism  profit  maximisation  shareholder  value  growth 
february 2016 by asterisk2a
From Ticker - S&P: QE is driving inequality between the generations
Quantitative easing (QE) stabilized the economy but also exacerbated wealth disparity between rich and poor, mainly by boosting financial asset prices and house prices. //&! [ LOW PAY MINIMUM WAGE JOB CREATION ] During the U.K.’s recent “jobs-rich, pay-poor” economic recovery, strong employment gains were accompanied by a further rise of already high wage dispersion and an ever-growing share of part-time employment in lower income groups. //&! In the context of the tight housing market, low interest rates and QE are among the drivers behind the widening wealth and income gap between younger and older generations and between those on the housing ladder and those not on it. //&! Inequality is damaging! // bit.ly/1QtauyZ - Bank of England's recovery policies have increased inequality, finds S&P [...] spending too much on rent, not able to save for deposit! //&! bit.ly/1PPyEYl &! ti.me/1sbBtrz
QE  inequality  reflate  reflation  distortion  recovery  job  creation  Service  Sector  Jobs  UK  USA  fiscal  policy  monetary  policy  monetary  stimulus  unconventional  monetary  policy  Fed  BOE  bank  bailout  zombie  banks  zombie  consumer  zombie  corporations  ZIRP  NIRP  TARP  TLTRO  LTRO  ECB  equity  bubble  asset  bubble  property  bubble  Housing  Crisis  Help  to  Buy  Scheme  Help  to  Save  Right  to  Buy  income  inequality  Gini  coefficient  social  mobility  income  mobility  budget  deficit  austerity  George  Osborne  income  distribution  poverty  trap  tax  credit  low  pay  low  income  squeezed  middle  class  Precariat  Zero  Hour  Contract  Contractor  part-time  Tories  nasty  party  homeless  homelessness  social  affordable  Conservative  Toff  Privileged  Establishment  Funding  discretionary  spending  disposable  income  household  debt  consumer  debt  credit  card  debt  student  loan  debt  student  loan  student  debt  debt  servitude  economic  history 
february 2016 by asterisk2a
Market turmoil: Janet Yellen warns that financial conditions have worsened - business live | Business | The Guardian
[ EVEN JUNK BONDS CAN'T BE SAVED BY QE AND NIRP ANYMORE. were able to rollover year after year but seems the buck has stopped, finally. ] “Financial conditions in the United States have recently become less supportive of growth, with declines in broad measures of equity prices, higher borrowing rates for riskier borrowers, and a further appreciation of the dollar. These developments, if they prove persistent, could weigh on the outlook for economic activity and the labor market, although declines in longer-term interest rates and oil prices provide some offset. // >> European high yield spreads have doubled since the ECB moved to neg rates in June '14. Solution? Go more negative. - bit.ly/1SIbMg3 &! Anyone who reached for yield in these securities from 2012-15 is in the red. - bit.ly/1QraRKp &! bit.ly/1nXUDBt //&! See point 8. ZIRP/NIRP is needed to roll over/revolve debt - bit.ly/1O2MRvl
junk  bond  QE  ZIRP  NIRP  zombie  banks  zombie  consumer  zombie  corporations  creditrating  creditrisk  distortion 
february 2016 by asterisk2a
Obama climate initiative: Supreme Court calls halt - BBC News
this is akin to taking plaster to fix a crumbling high rise: limiting the emissions and putting cost on emissions for one industry, seen as heavies polluter in public eye ... while livestock industry is biggest +50% of them all. // what is needed is a carbon tax that also includes environmental and ecological cost (ie deforestation, water pollution from pig waste - livestock farming) and if we are already there, what about antibiotic-resistance? A Marschall Plan for the future of earth and its occupants. A future for us. // If and import doesn't have a carbon tax, tariffs have to be enacted on imports based on their damage to environment, ecology and carbon emissions. ... // economic damage & public health problems and health inequality in the future is deferred taxation for the next generation // Obama isn't bold enough. Not Utopian enough.
livestock  farming  coal  power  gas  shale  gas  fracking  carbon  tax  COP21  self-regulation  antibiotic  resistance  antibiotics  post-antibiotic  era  public  transportation  gasoline  Petroleum  Industry  fossil  fuel  zombie  consumer  consumerism  materialism  Wegwerfgesellschaft  Generationengerechtigkeit  climate  crisis  climate  change  climate  science  climate  system  extreme  weather  weather  extreme  economic  damage  coastal  erosion  public  health  policy  public  health  air  pollution  public  safety  water  pollution  pollution  ecological  disaster  environmental  disaster  ocean  warming  acidification  Overfishing  Meat  Industry  food  global  warming  exploitation  Wall  Street  profit  maximisation  shareholder  value  oversight  revolving  door  lobbyist  lobby  Lobbying  accountability  food  poisoning  food  borne  illness  presidency  barackobama  economic  history  history 
february 2016 by asterisk2a
What's holding back the world economy? | Business | The Guardian
[ continued financialisation of economy / faustian pact ] QE and low interest rates have disproportionately created wealth in the financial sector and inflated asset bubbles. It has done little for the real economy. The rules of the market need to be rewritten [...] dominant policies during the post-crisis period – fiscal retrenchment and quantitative easing (QE) by major central banks – have offered little support to stimulate household consumption, investment, and growth. On the contrary, they have tended to make matters worse. In the US, quantitative easing did not boost consumption and investment partly because most of the additional liquidity returned to central banks’ coffers in the form of excess reserves. [...] private investment did not grow [...] [ QE supported only financial sector and zombie banks and corporations, little to nothing went into the real economy for investment in western world ] [ which leads us to say we are still in a banking crisis per se ]
Joseph  Stiglitz  secular  stagnation  reflate  reflation  austerity  QE  ZIRP  NIRP  TARP  TLTRO  LTRO  zombie  banks  zombie  corporations  zombie  consumer  Richard  Koo  consumer  debt  household  debt  car  loan  credit  card  debt  Student  Bubble  loan  debt  disposable  income  discretionary  spending  squeezed  middle  class  Precariat  low  pay  low  income  wage  stagnation  income  growth  USA  UK  Europe  western  world  mortgage  market  NPL  debt  servitude  underinvestment  productive  investment  infrastructure  investment  economic  history  policy  folly  policy  error  corporate  welfare  tax  evasion  tax  avoidance  Gini  coefficient  income  distribution  social  mobility  income  mobility  poverty  trap  inequality  recovery  job  creation  Service  Sector  Jobs  distortion  financial  repression  speculative  bubbles  hunt  for  yield  asset  equity  VIX  volatility  Help  to  Buy  Scheme  monetary  policy  liquidity  trap  fiscal  policy  debtoverhang  deleveraging  balance  sheet  recession  consumer  confidence  business  confidence  business  investment  productivity  output  gap  aggregate  demand  income  redistribution  repo  monetary  transmission  mechanism  monetary  system  financial  market  GFC  banking  crisis  retail  banking  investment  banking  hot-money  Frontier  Markets  emerging  market  BRIC  rent-seeking  rentier  carbon  tax  economic  damage 
february 2016 by asterisk2a
UK trade deficit widens further as exports suffer | Business | The Guardian
Nevertheless, the UK’s goods trade gap with the rest of the world widened by £1.9bn to a record high of £125bn in 2015. Howard Archer, chief UK economist at IHS Global Insight, said: “UK exports have clearly struggled in recent months, as they have been hampered by sterling’s overall strength in 2015, particularly against the euro, and moderate global demand. [...] Recent declines in the value of sterling are expected to support exports sales, though the deteriorating global situation could mitigate against an improved exchange rate. [...] “Nonetheless, any progress in reducing the trade deficit is likely to be extremely slow in the near term, leaving the recovery reliant on domestic demand.” [...] [ you can lower your corp tax, but if your country is shitty in business environment ie infrastructure and employee qualifications and immigration ... nobody wants to do business ]
UK  trade  deficit  current  account  deficit  budget  deficit  tax  reciepts  2015  2016  recovery  secular  stagnation  underinvestment  business  investment  austerity  economic  history  global  economy  emerging  market  Frontier  Markets  BRIC  foreign  direct  investment  productive  investment  infrastructure  investment  Richard  Koo  consumer  debt  household  debt  credit  card  debt  car  loan  Student  Bubble  debt  servitude  discretionary  spending  government  spending  disposable  income  generation  rent  ZIRP  NIRP  QE  liquidity  trap  zombie  corporations  zombie  consumer  distortion  financial  repression  speculative  bubbles  hunt  for  yield  fiscal  policy  monetary  policy  BOE  property  Housing  Crisis  George  Osborne  competitiveness  productivity  output  gap  job  creation  Service  Sector  Jobs  corporate  tax  rate  corporate  welfare  subsidies  subsidizing  immigration  migration  Super  Cycle 
february 2016 by asterisk2a
The trap of materialism - YouTube
Consumerism! The more we consume, the better our lifes will be. ... Keeping up with the jonses. [...] the true cost of an item is not the price. as long as carbon, pollution is not priced in. thus the carbon tax and pollution tax (ecological and environmental). [...] WALL E is true. leaving a planet full of junk. and pollution, inhospitable environment. [...] post-capitalism = post-consumerism in age of abundance and marginal cost (energy, water, food). [...] a man's life does not lie in the abundance of his possessions. and be fearful of greed << Bible [...] consumerism does not equal to tue individuality or individualism of a human being among many. its a choice you can pick from and define yourself in public with it ie which color your iPhone has or what case for it [ min 8 Adam Smith; let flourish self-interested selfish economic interest through consumption = growth ] [...] shopping as experience. shopping as a way of life. self-medication. coping mechanism in the rat race.
consumerism  materialism  inequality  Greed  Gini  coefficient  Super  Rich  1%  plutocracy  oligarchy  capitalism  post-capitalism  zombie  consumer  GDP  nominal  GDP  targeting  credit  credit  card  debt  household  debt  consumer  debt  status  symbol  status  anxiety  socioeconomic  status  social  status  class  warfare  carbon  tax  carbonfootprint  carbon  trading  scheme  carbonemission  COP21  ecosystem  ecological  disaster  environmental  disaster  poverty  income  distribution  global  warming  climate  change  climate  crisis  economic  damage  economic  history  resource  depletion  finite  resources  Spiritual  spirituality  Mindfulness  happiness  index  well  being  mental  health  Religion  Wertegesellschaft  Gesellschaft  Wegwerfgesellschaft  society  sociology  psychology  rat  race  coping  mechanism  substance  abuse  self-medication  chronic  stress  American  Dream  marketing  advertisement  advertising  advertisement  targeting  advertisement  re-targeting  Big  Data  mass  culture  Popular  PR  spin  doctor  exploitation  self-regulation  Wall  Street  shareholder  value  profit  maximisation  Protection 
february 2016 by asterisk2a
As growth falters, Osborne hopes Mark Carney can keep a lid on interest rates | Business | The Guardian
The chancellor faces lower GDP and lower tax receipts as a result. So it’s vital that consumers’ desire to keep spending isn’t hit by a nasty shock from the Bank [ // Confidence Fairy // ] The Bank of England has downgraded its forecasts for the UK’s GDP growth and the outlook for wages, most likely robbing the exchequer of vital income tax receipts. And without the funds to maintain pensions and health service spending, his critics will gleefully play back the speech from last November during which he declared that Britain was on the road to becoming “the most prosperous and secure of all the major nations of the world”. [...] Yet his words ring hollow when so many of the post-crash problems are still with us, from the burden of high private and public debts to Europe’s rapidly ageing population, which encourage saving over investment, and a reluctance from government and big business to boost capital spending.
George  Osborne  secular  stagnation  2016  2015  Mark  Carney  BOE  consumer  debt  household  debt  mortgage  market  subprime  credit  card  debt  zombie  consumer  UK  GDP  output  gap  productivity  job  creation  Service  Sector  Jobs  recovery  economic  history  austerity  underinvestment  business  investment  public  investment  fiscal  policy  monetary  policy  Richard  Koo  Paul  Krugman  David  Cameron  nasty  party  Conservative  Tories  short-termism  credit  bubble  debtoverhang  debt  servitude  disposable  income  discretionary  spending  marginal  propensity  to  consume  Funding  1%  financial  repression  New  Normal  constituency  babyboomers  oligarchy  Gini  coefficient  income  distribution  income  inequality  plutocracy  Super  Rich  tax  evasion  tax  avoidance  corporate  welfare  subsidies  subsidizing  income  growth  low  pay  low  income  wage  growth  economic  growth  precarious  work  Precariat  tax  credit  tax  free  income  corporate  tax  rate  minimum  wage  budget2015  Food  Bank  foreign  direct  investment  productive  investment  infrastructure  investment  demographic  bubble  western  world  USA  European  Union  ageing  population  CapEx  Capital  Expenditure  zombie  corporations  zombie  banks 
february 2016 by asterisk2a
More Evidence Supporting the House of Debt | House of Debt
Many have argued that we overstate the importance of housing and household debt in explaining the Great Recession and weak recovery. They point to the banking crisis, policy uncertainty, or excessive regulation as equally or even more important. The data released today by the BEA show pretty clearly that the arguments we make in House of Debt remain relevant for thinking about economic weakness today. In our view, the explanation we provide is the most consistent with the striking difference in consumption across states. // From Comments: Without real median income rising you can’t grow in an economy based on debt expansion
secular  stagnation  consumer  debt  mortgage  market  household  debt  USA  UK  recovery  GFC  credit  card  debt  debt  servitude  debtoverhang  Richard  Koo  student  loan  debt  Super  Cycle  student  debt  debt  monetisation  debt  monetization  private  debt  fiscal  policy  monetary  policy  book  marginal  propensity  to  consume  consumerist  consumerism  zombie  consumer  discretionary  spending  disposable  income  negative  equity  job  creation  precarious  work  Precariat  low  pay  low  income  Service  Sector  Jobs  job-creation  squeezed  middle  class  Elizabeth  Warren  income  distribution  inequality  Gini  coefficient  income  mobility  social  mobility  American  Dream  post-racial  America  Joseph  Stiglitz  Thomas  Piketty  Paul  Krugman  part-time  Zero  Hour  Contract  Contractor  income  growth  income  inequality  economic  history  Super  Rich  1%  austerity  oligarchy  plutocracy  fiscal  stimulus  budget  deficit  corporate  welfare  tax  avoidance  tax  evasion  corporate  tax  rate  subsidies  subsidizing  welfare  state  social  safety  net  western  world  trickle-down  economics  neoliberalism  neoliberal  Chicago  School  credit  bubble  liquidity  trap  balance  sheet  recession  deleveraging 
february 2016 by asterisk2a
Nasty Gal Layoffs Hit 10 Percent of Staff | Re/code
Online fashion retailer Nasty Gal has laid off 10 percent of its staff, as the purveyor of edgy women’s clothing cuts costs amid an uncertain financing and retail environment. CEO Sheree Waterson told the company in an email that the cuts were necessary as the “market in which we operate is changing, both in retail broadly and apparel specifically.” Nineteen employees across several departments were let go. Nasty Gal also laid off some staff in 2014. The layoffs underscore the difficulty mature e-commerce startups can encounter as they transition from being a hot new brand to the long slog of building a more traditional retail business. In short, building a retail brand is really hard and technology can only afford you so many shortcuts along the way. Online beauty brand BirchBox announced layoffs of 15 percent of its staff last week, as startups in e-commerce tighten belts as investors become more wary of unprofitable growth.
Nasty  Gal  Branding  Brand  e-commerce  Retail  pure  play  Amazon  brick  and  mortar  business  squeezed  middle  class  discretionary  spending  disposable  income  USA  consumption  consumer  debt  household  debt  credit  card  debt  car  loan  student  loan  debt  student  loan  Bubble  low  pay  low  income  Precariat  precarious  work  eBay  zombie  consumer  Primark  status  symbol  status  anxiety  consumerist  consumerism  secular  stagnation  debt  servitude  retirement  pension  scheme  401k  fiscal  policy  austerity  monetary  policy  reflate  reflation  economic  history  recovery  job  creation  Service  Sector  Jobs  emerging  middle  class  western  world  credit  BRIC  emerging  market  Frontier  Markets 
february 2016 by asterisk2a
Elektroauto: Sonderabgabe auf Sprit soll Kaufprämie finanzieren - SPIEGEL ONLINE
In den Regierungsstreit über eine Kaufprämie für Elektroautos mischt sich der Chef der Nationalen Plattform Elektromobilität ein. Henning Kagermann will den Bonus unbedingt - zulasten von allen anderen Autofahrern. //&! Ab 2021 dürfen Neuwagen in der EU nicht mehr als 4,1 Liter Benzin im Schnitt verbrauchen. Doch besonders die deutschen Hersteller tun sich laut einer Untersuchung mit den Vorgaben schwer. Schuld daran hat ein Trend, den sie jahrelang selbst befeuert haben. - bit.ly/1nT3mFF //&! LOBBYING EFFORTS STILL ON! - Ab 2017 werden die Abgaswerte von Dieselfahrzeugen unter Realbedingungen gemessen. Das EU-Parlament hat für einen entsprechenden Entwurf gestimmt. Gleichzeitig winkten die Abgeordneten Zugeständnisse an die Autohersteller durch. - bit.ly/1QiXxrA
carbon  tax  autoindustry  automotive  fossil  fuel  renewable  energy  electric  car  carbonfootprint  carbon  trading  scheme  carbonemission  consumer  choice  subsidies  subsidizing  macroprudential  policy  microeconomic  policy  macroeconomic  policy  Makers  COP21  climate  change  global  warming  climate  crisis  air  pollution  efficiency  energy  efficiency  Smart  Grid  energy  storage  SUV  status  symbol  zombie  consumer  Abgas-Affäre  oversight  transparency  accountability  Wall  Street  shareholder  value  profit  maximisation 
february 2016 by asterisk2a
Portable home delivered as furniture, tailored as smartphone - YouTube
[~75-90k maybe all together ] + Family wraps home in greenhouse to warm up Stockholm weather - youtu.be/30ghnDOFbNQ // Both together could reduce energy bill in winter. And work outside - in the summer, spring, autumn - in the green house. Put washing machine outside and also washing in green house. Should be ok in mild UK weather.
architecture  design  tiny  house  Frugal  life  hacker  life  lesson  simplicity  status  symbol  status  anxiety  zombie  consumer  Housing  Crisis  affordable  social 
february 2016 by asterisk2a
Amid market turmoil and confusion, there are four key economic trends shaping society
The UK economy currently gets nowhere near its target of 2%. Inflation would decrease the value of current debts, making them less of a burden. In a world without much inflation, it is hard to get wages up. The worse case scenario is that debt costs increase, as prices and wages stagnate. [ ignoring debt and income growth - stagnation at their peril - youtu.be/KIaXVntqlUE - gov is no household budget, Steve Keen + Richard Koo ] [...] And in this age of austerity, these factors will work against governments seeking to reduce the welfare bill. Recent data shows that, in UK cities, growing numbers of low paid jobs have led to rising claims for welfare such as housing benefits, defeating the government’s aims to reduce spending.
economic  history  secular  stagnation  inflation  targeting  nominal  GDP  targeting  fiscal  policy  monetary  policy  inflation  wage  growth  wage  stagnation  squeezed  middle  class  job  creation  Service  Sector  Jobs  low  pay  low  income  minimum  wage  UK  Mark  Carney  austerity  tax  credit  housing  benefit  working  tax  credit  debt  servitude  Super  Cycle  Richard  Koo  liquidity  trap  monetary  transmission  mechanism  monetary  stimulus  debtoverhang  balance  sheet  recession  deleveraging  household  debt  consumer  debt  credit  card  debt  western  world  GDP  wage  inflation  income  growth  disposable  income  discretionary  spending  income  distribution  Gini  coefficient  Super  Rich  1%  inequality  income  inequality  income  redistribution  tax  evasion  tax  avoidance  monetary  system  monetary  theory  student  debt  student  loan  debt  student  loan  Bubble  debt  monetisation  debt  monetization  zombie  banks  monetary  velocity  Niall  Ferguson  NPL  junk  bond  zombie  corporations  zombie  consumer  ZIRP  NIRP  QE  Taper  China  credit  BRIC  output  gap  productivity  industrial  policy  public  investment  productive  investment  business  investment  infrastructure  investment  property  financial  repression  speculative  bubbles  asset  allocation  Generationengerechtigkeit  fairness  money  supply  faultlines  global  imbalances  recovery  working  poor  Precariat 
february 2016 by asterisk2a
Nestlé admits slavery in Thailand while fighting child labour lawsuit in Ivory Coast | Guardian Sustainable Business | The Guardian
via https://redd.it/43n4uy //&! The company has won plaudits for its admission of forced labour in the Thai seafood industry but much of the supply chain remains hidden [...] By the time Nestlé owned up to slavery in the Thai seafood industry it was accepted knowledge //&! Research from the University of Sheffield argues audits are working for corporations but failing workers and the environment - http://bit.ly/1laHKT0
supply  chain  profit  maximisation  conglomerate  multinational  shareholder  value  Wall  Street  food  industry  processed  food  food  engineering  child  labour  governance  accountability  transparency  Politics  lobbyist  lobby  Lobbying  zombie  consumer  Protection  convenience  obesity  epidemic  obesity  childhood  obesity  revolving  door  food  safety  fast  food  junk  food  China  India  Apple  Asia  corruption  bribery  Schwarzkasse  corporate  scandal 
february 2016 by asterisk2a
Harald Welzer: Unsere Freiheit ist bedroht, Sternstunde Philosophie vom 29.03.2015 - YouTube
"Wir der Konsumer sind das eigentliche produkt, das Firmen kaufen." [...] dieses system ist totalitaer. hat elemente von totalitarismus. [...] was bedeutet es fuer eine gesellschaft wenn das private verschwindet? [...] wir brauchen privats phaere, nicht offentlichen raum, fuer moderne buergerliche gesellschaft, [...] direkte einwirkung auf privates handeln "wenn man etwas nicht will das es nicht oeffentlich ist, soll man es nicht tun." [...] IoT ist neue welle, Industrie 4.0, wieder verlust der privatsphaere im haus [...] loss of autonomy - loss of decision making [...] man wehrt sich erst wenn man was erleidet, leidet [...]
individualism  individuality  Selbstbestimmung  status  symbol  status  anxiety  consumerist  consumerism  zombie  consumer  sociology  philosophy  filter  bubble  Newsfeed  Google  Search  algorithm  western  society  Gesellschaft  Big  Data  metadata  Facebook  profiling  user  Meta  Data  Amazon  e-commerce  advertisement  targeting  advertisement  re-targeting  Internet  Privacy  Privacy  perma-cookie  cookies  Surveillance-Industrial  Complex  surveillance  surveillance  state  Snoopers  Charter  Dataretention  Vorratsdatenspeicherung  Orwellian  self-censorship  Wertegesellschaft  Zivilgesellschaft  Autonomy  mobile  homescreen  Smart  Home  IoT 
february 2016 by asterisk2a
Auf den Spuren der Körperkunst: Kulturplatz mit Eva Wannenmacher - YouTube
mangel and moeglichkeiten der wirklichen individuality. ie nur shopppen von 12 outlets = ~100 possibilities to go out. possibility to wear same as others. 6 colors to chose from for your phone. need new phone after year or two. gets old quick.
body  modification  individualism  individuality  Patriarchy  beauty  standard  beauty  industry  beauty  sickness  Fashion  differentiation  differentiate  Gesellschaft  sociology  Rebellion  psychology  self-medication  coping  mechanism  toleranz  tolerance  status  symbol  status  anxiety  zombie  consumer  consumerist  consumerism  Tattoo  Piercing 
february 2016 by asterisk2a
Plant Based News: Escaped Cow, USDA Lawsuit, New Cowspiracy? - YouTube
the PCRM (Dr Barnard is part of it) lawsuit against the USDA w help of Egg Lobby studies, not limiting dietary cholesterol. // cowspiracy follow-up docu - "what the health!!" //&! Cholesterol = Good! Egg Board Pays Off USDA - youtu.be/qI6cwuvE_Tg // sprinkling in doubt! //&! http://nutritionfacts.org/?s=lobby
Egg  Industry  diet-related  disease  cholesterol  dietary  cholesterol  USDA  lobbyist  lobby  Lobbying  medical  profession  medical  care  GP  prevention  intervention  USA  revolving  door  Cardiovascular  disease  vascular  disease  heart  disease  profit  maximisation  shareholder  value  Wall  Street  Food  Politics  Poultry  Industry  Meat  Industry  Dairy  Industry  Milk  Industry  Fish  Industry  conflict  of  interest  interest  groups  corruption  bribery  vested  interest  crony  capitalism  conglomerate  manufactured  consent  corporate  media  capitalism  Consumer  Protection  public  health  policy  public  health  Standard  American  Diet  Western  pattern  zombie  consumerist  consumerism  status  anxiety  fad  dieting  health  crisis  sick  population  heart  attack  stroke  embolism  aneurysm  multinational  pharmaceutical  pharma  big  pharma  high  blood  pressure  FOI  Freedom  of  Information  Act  tobacco  history  WHO  cancer  safety  borne  illness  PR  spin  doctor  Positioning  health  care  budget  health  care  spending  budget  deficit 
february 2016 by asterisk2a
Jan Kregel: The Continuing Risk of Derivatives - YouTube
The other common feature that Kregel notes is that the major objective of active, global financial institutions no longer is the maximization of profits by seeking the lowest cost funds and channeling them to the highest risk-adjusted return. Rather, they are most interested in maximizing the amount of funds intermediated in order to maximize fees and commissions, thereby maximizing the rate of return on bank capital. This means a shift from continuous risk assessment and risk monitoring of funded investment projects that produce recurring flows of interest payments over time, to the identification of riskless "trades" that produce large, single payments with as much of the residual risk as possible carried by the purchasers of the package. The upshot is that most derivative packages mask the actual risk involved in an investment and increase the difficulty in assessing the final return on funds provided.
derivatives  investment  banking  retail  banking  banking  crisis  business  model  risk  aversion  ROI  VAR  CDS  Interestrateswap  financial  literacy  financial  market  financial  crisis  financial  cycle  FinancialCrisisInquiryCommission  tobin-tax  FinancialCrisisResponsibilityFee  CDO  financial  instruments  bonuses  bonus  Greed  shareholder  value  profit  maximisation  Wall  Street  economic  history  self-regulation  regulation  regulators  deregulation  Glass-Steagall  Bank  Oversight  zombie  banks  financial  product 
january 2016 by asterisk2a
Insatiability, and the 15-hour week - YouTube
// book wealth of nations //&! Prof Lord Robert Skidelsky - How Much is Enough? The Economics of the Good Life - youtu.be/yeWz5Cg_BD4 //&! Guaranteed Employment & Basic Income - youtu.be/2W1ShSG1X6k //&! Why the precariat requires a basic income (Prof. Guy Standing) (ENG) - youtu.be/4WaA8zqjBSk //&! The Precariat: The new dangerous class - Sydney Ideas - youtu.be/-jJt-5i_dls
book  Robert  Skidelsky  income  distribution  GDP  nominal  GDP  targeting  macroeconomic  policy  happiness  index  microeconomic  policy  4-day  work  week  6-hour  work  day  economic  history  well  being  public  health  policy  public  health  leisure  time  work  life  balance  burnout  western  society  western  world  secular  stagnation  life  hacker  life  lesson  inequality  Gini  coefficient  wealth  distribution  tax  evasion  tax  avoidance  social  democracy  No  Representation  democracy  welfare  state  social  safety  net  minimum  wage  Universal  Basic  Thomas  Piketty  precarious  work  Precariat  working  poor  poverty  in  old  age  poverty  UK  USA  Europe  transferring-wealth  wealth-distribution  trickle-down  economics  neoliberalism  neoliberal  Super  Rich  1%  plutocracy  oligarchy  Greed  zombie  consumer  consumerism  consumerist  status  anxiety  Selbstdarstellung  Selbstfürsorge  sociology  philosophy  Aristotle  low  income  tax  free  income  income  redistribution  income  inequality 
january 2016 by asterisk2a
Everything We Think We Know About Addiction Is Wrong - YouTube
substance abuse as form of self-medication and coping mechanism - due to their environment they live in. It's the cage you live in. Unhealthy bonds - vs - Healthy bonds. Crisis of disconnection. Social vs Individual recovery!
addiction  neurobiology  neurology  neuroscience  substance  abuse  mental  health  mental  illness  well  being  Perspective  Perspektivlosigkeit  happiness  index  happiness  deprivation  poverty  poverty  trap  child  poverty  Escapeism  Entertainment  work  environment  living  environment  coping  mechanism  self-medication  human  nature  mobile  homescreen  zombie  consumer  War  on  Drugs  Psychiatry  psychology  sociology  working  poor  precarious  work  Precariat  stigma  rat  race  western  world  western  society  status  symbol  status  anxiety  book  consumerist  consumerism  Great  Depression  food  abuse  alcohol  abuse  alcoholism 
january 2016 by asterisk2a
Cameron: Labour doesn’t believe in home ownership – video | Society | The Guardian
home ownership is the only wealth item in privates balance sheet. but as we know from history, dont base ur wealth on one asset. particular houses. houses/flats are there to be lived in. & maybe move out & into a new one, moving city for new or better job. property should not be prioritised as singular wealth storage // USA promoted home ownership // Tories policy is helping people save, and buy, keeping the house prices going up an up and up. // &! Complete Privatisation of housing market; Ministers want to get rid of social housing, former civil service chief to say. Lord Kerslake to say housing bill will force councils to sell off more than 100,000 homes to subsidise right-to-buy discounts - bit.ly/1Qr1FKr - The former head of the civil service will accuse government ministers this week of trying to phase out social housing altogether in favour of a new generation of “starter” homes that will be unaffordable for people on low incomes. //&! bit.ly/20lvGOp Privatisation a disaster
nasty  party  policy  folly  policy  error  Makers  generation  rent  Tories  Conservative  mortgage  market  property  bubble  Housing  Crisis  household  debt  consumer  debt  credit  card  debt  zombie  consumer  subprime  cost  of  living  standard  of  living  Help  to  Buy  Scheme  Right  to  Buy  Buy-to-Let  Help-to-Save  macroprudential  policy  wealth  distribution  wealth  management  austerity  neoliberalism  neoliberal  social  affordable  Privatisation  budget  deficit  Council  Public  Services  Services  David  Cameron  George  Osborne  budget2015 
january 2016 by asterisk2a
Why is the pound falling so sharply? - BBC News
Weak economic data is casting doubt on the future performance of the UK economy, with inflation persistently well below the Bank of England's 2% target and earnings growth slowing down from a six-year high. Earlier this month, figures for November showed that UK industrial output had suffered its sharpest decline since 2013. Looking further ahead, investors are worried about the outcome of a referendum on the UK's continued membership of the EU. As Andy Scott of foreign exchange services firm HiFX put it: "Concerns over the UK economy and the risk of a Brexit look likely to continue to haunt sterling." Traders are also generally more risk-averse in the light of the global turmoil caused by Chinese market problems and falling oil prices, which makes them reluctant to buck sterling's downward trend.
UK  BOE  Taper  ZIRP  NIRP  QE  liquidity  trap  debtoverhang  consumer  debt  household  debt  credit  card  debt  mortgage  market  industrial  policy  austerity  monetary  policy  fiscal  policy  Richard  Koo  zombie  consumer  zombie  banks  zombie  corporations  monetary  transmission  mechanism  monetary  theory  unconventional  monetary  policy  Mark  Carney  MPC  energy  policy  energy  price  competitive  competitiveness  STEM  underinvestment  tax  evasion  tax  avoidance  corporate  welfare  corporate  tax  rate  subsidies  subsidizing  secular  stagnation  immigration  migration  job  creation  low  income  Service  Sector  Jobs  recovery  GFC  bank  bailout  budget  deficit  London  Scottish  Independence  Scottish  referendum  Devolution  Brexit  uncertainty  unknown  unkown  global  economy  credit  bubble  debt  servitude  Super  Cycle  student  loan  debt  student  debt  baddebt  NPL  private  debt  economic  history  Niall  Ferguson  democracy  Super  Rich  1%  oligarchy  plutocracy  Gini  coefficient  inequality  social  mobility  income  mobility  Precariat  Zero  Hour  Contract  precarious  work  Contractor  low  pay  minimum  wage  George  Osborne  Tories  dogma  ideology  Conservative  Party  neoliberal 
january 2016 by asterisk2a
Carney: No need for interest rate rises now - BBC News
Carney said that collapsing oil prices and an "unforgiving" global environment meant that tighter monetary policy was not yet necessary. [...] He pointed out that the Fed's rate rise had only brought the US interest rate to the same "lofty level" as the Bank of England's. The Governor said that three factors would be the strongest guide to when interest rates might rise. First, that economic growth in the UK would be higher than the average trend. He said that growth at an average quarterly rate of 0.5% in 2015 had "disappointed". Second, that wage growth strengthens and productivity improves. And, third, that core inflation starts to approach the target rate of 2%. //&! Rate rise pause till early 2017? - bbc.in/1T1Qrge - [ global risks are building, global imbalances, faultlines. ] There's a frying pan - the global growth slowdown - and a fire - high levels of indebtedness - out there. &! bbc.in/1S5N7ks
Fed  BOE  2016  Taper  UK  USA  monetary  policy  Mark  Carney  Fed  mandate  productivity  output  gap  inflation  expectation  inflation  targeting  nominal  GDP  targeting  deflationary  deflation  Oil  price  commodity  prices  wage  inflation  GDP  secular  stagnation  economic  history  austerity  fiscal  policy  property  bubble  consumer  debt  household  debt  credit  card  debt  mortgage  market  ZIRP  NIRP  QE  private  debt  corporate  debt  Europe  ECB  China  credit  bubble  2015  global  economy  BRIC  OPEC  aggregate  demand  Richard  Koo  overcapacity  Supply  and  and  Supply  liquidity  trap  monetary  transmission  mechanism  monetary  stimulus  monetary  theory  unconventional  monetary  policy  debt  monetisation  debt  monetization  zombie  consumer  zombie  corporations  zombie  banks  debtoverhang  balance  sheet  recession  deleveraging  margin  trading  speculative  bubbles  equity  bubble  Super  Cycle  debt  servitude  leverage  George  Osborne  dogma  ideology  neoliberalism  neoliberal  faultlines  global  imbalances  distortion  emerging  middle  class  emerging  market  Frontier  Markets  sovereign  debt  crisis  unintended  consequences  unknown  unkown  QT  financial  repression  New  Normal 
january 2016 by asterisk2a
Apple, Samsung and Sony face child labour claims - BBC News
Human rights organisation Amnesty has accused Apple, Samsung and Sony, among others, of failing to do basic checks to ensure minerals used in their products are not mined by children. [...] "It is a major paradox of the digital era that some of the world's richest, most innovative companies are able to market incredibly sophisticated devices without being required to show where they source raw materials for their components," said executive director of Afrewatch (Africa Resources Watch) Emmanuel Umpula. "The abuses in mines remain out of sight and out of mind because in today's global marketplace, consumers have no idea about the conditions at the mine, factory and assembly line. We found that traders are buying cobalt without asking questions about how and where it was mined."
child  labour  slavery  slave  labour  Wall  Street  shareholder  value  profit  maximisation  corporate  governance  crony  capitalism  capitalism  exploitation  CSR  self-regulation  regulation  regulators  status  anxiety  status  symbol  zombie  consumer  consumerist  consumerism  materialism  Apple  rare  earths  rare-earths  transparency  accountability  governance 
january 2016 by asterisk2a
BBC Documentary - The Money Trap - How Banks Control the World Through Debt - YouTube
most profitable credit card debt customers are those making just the minimum payment. ... a credit card being a statement of status! retaining customers by upgrading them regularly w higher limits, new colors, new perks (they will never use). // unsecured lending - DEFINITION of 'Unsecured Loan' A loan that is issued and supported only by the borrower's creditworthiness, rather than by a type of collateral. An unsecured loan is one that is obtained without the use of property as collateral for the loan. // revolving debt // the higher your credit limit, the more you are likely to spend. // half of his income to just serve credit card fees and interest charges (no payments towards paying down) debt ... // banks lend irresponsibly bc they know they can get away with it, or somebody else will do it! because there is not regulation. no bank oversight. //&! The Truth about Payday Loans :Young, British and Broke - youtu.be/-yWxTvffbuE //&! Gambling/Betting Shops on Highstreet.
retail  banking  investment  banking  CDO  CDS  subprime  credit  card  debt  credit  card  financial  literacy  household  debt  mortgage  market  Payday  Loans  exploitation  debt  servitude  student  loan  debt  Bubble  property  ethics  moral  beliefs  revolving  debt  consumer  debt  debtoverhang  debt  Super  Cycle  student  debt  private  debt  status  symbol  instant  gratification  status  anxiety  socioeconomic  status  zombie  consumer  consumerist  consumerism  Protection  overdraft  materialism  crony  capitalism  capitalism  NPL  NINJA  Wall  Street  profit  maximisation  shareholder  value  bonuses  bonus  financial  incentive  incentive  creditrating  credit  creditrisk  credit  score  self-regulation  Bank  Oversight  financial  instruments  derivatives 
january 2016 by asterisk2a
Under-40s worse off as result of state pension changes, data shows | Money | The Guardian
[ how do you save up when you can afford housing (nor even a mortgage, have credit cards (drinks and presents), and student loan. all the while tories help to prop-up the property bubble, the only wealth uk households actually have! ] Most people now in their teens, 20s and 30s will be worse off as a result of changes to the state pension system, while millions of older people will gain, according to the government’s own figures. The data will fuel concern that millions of younger people are suffering from the effects of what has been dubbed “intergenerational unfairness”, partly caused by the government targeting money and resources at the older generation. DWP issued the data to back up its assertion that the introduction of the new flat-rate state pension in April “will make millions of people better off” – but the figures also provide stark confirmation that younger people will be losers from the changes.
DWP  George  Osborne  Iain  Duncan  Smith  pension  scheme  pension  obligation  public  pension  pension  fund  constituency  babyboomers  Generationengerechtigkeit  fairness  bank  bailout  GFC  neoliberalism  neoliberal  PR  general  election  2015  general  election  2010  election  campaign  promises  budget  deficit  corporate  welfare  tax  evasion  tax  avoidance  Positioning  spin  doctor  manufactured  consent  generation  rent  Housing  Crisis  student  loan  debt  debt  servitude  student  loan  Bubble  student  debt  credit  card  debt  household  debt  retirement  consumer  debt  car  loan  generational  contract  lost  generation  Millennials  zombie  consumer  materialism  status  anxiety  Celebrity  of  You  Tories  Conservative  Party  nasty  demographic  ageing  population  OAP  UK  western  world  secular  stagnation  property  mortgage  market  Help  to  Buy  Right  to  Buy  Buy-to-Let  wealth  distribution  plutocracy  Gini  coefficient  inequality  squeezed  middle  class  working  poor  low  income  tax  credit  precarious  work  Precariat  wage  stagnation  minimum  wage  wage  growth  income  growth  social  mobility  income  mobility  globalisation  globalization  flat  world  borderless  Policy  Makers  Westminster  Toff  Privileged  Establishment 
january 2016 by asterisk2a
Climate Scientist James Hansen Warns World is on Wrong Track to Prevent Runaway Global Warming - YouTube
"total fraud [...] if we let fossil fuel be the cheapest form of energy [...] price should reflect cost to society and the planet. [...] COP21 resolutions are jump change versus realities. [...] helps to stop to subsidies renewable bc renewable will be more favorable because fossil fuels will be more expensive."
COP21  climate  change  climate  crisis  global  warming  carbon  tax  carbonfootprint  carbon  trading  scheme  carbonemission  fossil  fuel  energy  price  energy  policy  shared  economic  interest  economic  damage  Wall  Street  shareholder  value  profit  maximisation  crony  capitalism  capitalism  zombie  consumer  democracy  Career  Politicians  No  Representation  Generationengerechtigkeit  mass  extinction  babyboomers  fairness  Super  Rich  1%  plutocracy  Makers  lobbyist  lobby  Lobbying  vested  interest  interest  groups  revolving  door  Public  sentiment  renewable  energy  self-regulation  subsidies  subsidizing  corporate  welfare 
january 2016 by asterisk2a
« earlier      
per page:    204080120160

related tags

#BlackLivesMatter  &  1%  2.0  3D  4-day  6-hour  10%  20%  21stcentury  24-hour  401k  a  A&E  Abenomics  Aberdeen  Abgas-Affäre  ABS  Abstieg  abundance  abuse  academia  academic  academics  acceptance  account  accountability  accounting  acidification  Act  active  activism  activists  ad  Adair  Adam  adamsmith  AdBlock  added  addiction  adidas  Adobe  adoptarefugee.org  adoption  ads  advances  advantage  advertisement  advertising  advice  AfD  affairs  affordable  against  age  ageing  agency  Agenda  Agent  agglomeration  aggregate  agreement  agreements  agriculture  Ahrendts  AI  AIDS  AIIB  air  Airbnb  al-Qaida  Alain  Alan  alangreenspan  alcohol  alcoholism  Alexis  ALG2  algo  algorithm  algorithms  algos  alienation  allocation  Allowance  Alphabet  ALS  AltaVista  alternative  Alternativlos  Always-ON  Alzheimer  Amazon  Amazonas  Amber  ambition  America  American  Ampelkennzeichnung  analytics  and  Andreessen  Android  aneurysm  Angela  angelamerkel  animal  anonym  anonymity  anonymous  Anorexia  Anthropocene  anthropology  Anthropozän  antibiotic  antibiotics  antitrust  anxiety  apathy  apocalypse  App  Apple  apprenticeships  approval  apps  Aquaculture  Aquifer  arbitrage  architect  architecture  Area  Aristotle  Armour  Armstrong  artery  artificial  Arts  as  Asbestos  Asia  ASIA  ask.fm  ASOS  aspirational  asset  assetbackedsecurities  assets  assistant  Asylbewerber  Asylum  atherosclerosis  athlete  attack  attention  Aufstocker  augmented  Auschwitz  Ausländerfeindlichkeit  austerity  authenticity  auto  autoindustry  automation  automotive  Autonomy  aversion  avoidance  awareness  B  Baby  babyboomer  babyboomers  bad  BADASS  badbank  badbanks  baddebt  BaFin  bag  bail  bail-in  bailin  bailout  bait  balance  balancesheet  bank  banking  bankrun  bankruptcy  banks  Banlieue  barackobama  Barbara  Barnard  Basel  Basel3  Basic  basis  BBC  be  beauty  behavior  behavioral  behaviour  being  beings  beliefs  Ben  benbernanke  benefit  Bernanke  Bernie  Beton  Betongold  beyond  Bezos  bias  big  bigorexia  Bill  Bing  binge  Biodiversity  Birchbox  BIS  Bisphenol  bisphenola  Black  Black-Scholes  blackswan  Blair  Blanchflower  Blatter  blood  Bloomberg  Blue  Blue-collar  Blyth  Board  body  BOE  BOJ  BoJ  Boko  bond  bonds  Bonobos  bonus  bonuses  book  boom  Boomers  borderless  borne  Borneo  bottom  Botton  bowel  boxes  BPA  brand  branding  brands  Brazil  Brexit  bribery  BRIC  brick  Brin  British  Broadcasting  Brooks  Brown  Brussels  Brutality  BuBa  bubble  bubbles  Buddhism  budget  budget2010  budget2013  budget2015  budget2016  bullying  Bundesbank  bureaucrat  burn  burnout  business  Bust  butterfly  Buy  Buy-to-Let  buyback  BuzzFeed  C  C.  Cachuma  CAFTA  Calacanis  California  call  Cameron  campaign  Campbell  Campus  Campylobacter  cancer  capacity  CapEx  capital  capital-controls  capital-flight  capitalisation  capitalism  car  carbon  carbonemission  carbonfootprint  carcinogen  carcinogenic  card  Cardiovascular  care  career  caring  Carmageddon  carmenreinhart  Carney  carnism  Cartel  Casey  cash  category  CDO  CDS  ceiling  celeb  celebrity  Central  centralbanks  Centre  Centrist  CEO  CETA  chain  change  character  Charisma  Charter  chem-sex  Chemical  chemicals  chemotherapy  chemsex  Chicago  child  childhood  China  choice  cholesterol  Chomsky  Chris  ChristineLagarde  Christmas  Christopher  chronic  CIA  Circle  CISA  citizenjournalism  city  civic  civil  civilisation  claim  class  Clegg  click  clickbait  clicks  climate  closetphile  Club  Co.  CO2  coal  coastal  Coca-Cola  code  Coe  coefficient  Coffee  cognitive  cohesion  cold  coldprogression  coli  Colin  College  Comeback  comfort  Commanding  commerce  Commission  commodities  commoditization  commodity  common  communication  community  commuting  company  comparative  comparison  compassion  compensation  competition  competitive  competitiveness  complex  complexity  compromise  condition  confidence  confirmation  conflict  conforming  conglomerate  connectedness  consensus  consent  consequences  Conservative  constituency  consume  consumer  consumerism  consumerist  consumption  contagion  contamination  content  contract  Contractor  controls  convenience  Cook  cookies  COP15  COP21  coping  copyright  copywriting  Corbyn  Core  Cornel  coronary  Corp.  corporate  Corporation  corporations  corporatism  corralito  correction  Correctness  corruption  cost  Council  counter  counterpartyrisk  courage  Court  Cow  coward  cowardice  Cowspiracy  creation  creative  Creatives  creator  credibility  credit  creditcard  creditcrisis  creditcrunch  creditcrunsh  creditor  creditors  creditrating  creditrisk  crime  Crimea  crisis  crony  crop  Crow  crowding  cruelty  crunch  CSR  Cult  cultural  culture  Cup  currency  currency-war  current  curve  customer  cyber  cycle  cyprus  Daily  Dairy  damage  Danny  Data  Dataretention  David  davidcameron  Davos  DaWanda  day  DDT  de  death  debasement  debate  DeBeers  debt  debtoverhang  decade  decency  deception  defamation  default  defaunation  deferred  deficit  deflation  deflationary  deforestation  dehumanisation  deleveraging  delivery  demagogue  demagogy  demand  demand-curve  dementia  democracy  Democratic  democrats  demographic  demographics  demography  depletion  deposit  Deposits  depression  deprivation  deregulation  derivatives  Descape  Desert  design  destruction  Detox  Deutsche  deutschebank  Deutschland  devaluation  developed  Developing  development  Devolution  DFB  diabetes  Diamon  Diamond  Diamonds  diet  diet-related  dietary  dieting  diff  differentiate  differentiation  digital  digitalnatives  dignity  Dijsselbloem  Dijsselbloemm  dilemma  Dimitrij  dioxide  diplomacy  direct  DirtyVegetable  dis-inflation  disaster  discomfort  discount  discounted  discourse  discovery  discretionary  discrimination  disease  diseases  disenfranchise  disenfranchised  disequilibrium  disinflation  disorder  disorders  disparity  disposable  disrupting  disruption  dissent  dissociation  distortion  distraction  distributed  distribution  distrust  divergence  diversity  dividends  DIY  doctor  documentary  Dodd-Frank  dogma  DOJ  Don't  Donald  donaldtrump  door  Dopamine  Doping  dot.com  double  double-dip  downward  Dr.  Draghi  drama  Drawing  Dream  drinking  DRM  drought  drug  Drugs  Duncan  duopoly  Dupuy  DWP  e-commerce  E.  earth  earths  East  eating  eBay  ECB  ecological  ecology  ecommerce  economic  economic-thought  economics  economies  economist  economists  economy  ecosystem  Ed  education  Edward  EEG-Umlage  effect  efficiencies  efficiency  effort  EFSF  EFSM  Egg  ego  El  El-Erian  ELA  election  election2015  electric  Elephant  elephants  elite  Elizabeth  elizabethwarren  Elon  embolism  emerging  emissions  emotion  empathy  employability  employment  endocrine  energy  Engagement  engine  engineering  Enlightenment  Entertainment  Entitlement  entrepreneurial  entrepreneurship  Entschleunigung  environment  environmental  environmentalism  envy  epidemic  EPS  equality  Equation  equilibrium  equity  era  erosion  error  ESBL  escape  escapeism  ESM  espionage  Establishment  estate  ethic  ethical  ethics  ethnic  Etsy  EUR-USD  Euro  Eurobond  EuroFin  Eurogroup  Europe  European  EuropeanSystemicRiskBoard  europeanunion  Eurpope  evasion  everyday  evil  evolution  excess  Existenzangst  exit  expectation  expectations  expenditure  experience  exploitation  export  exports  Exportweltmeister  expression  Externalisierung  Externalising  externalize  extinction  extreme  extremism  exuberance  Eyes  Fab.com  fabric  Facebook  facility  Factory  fad  faeces  fail  Failure  fairness  FairTrade  fairy  fallacy  Fame  famine  fanniemae  Fans  far  far-right  Farage  farming  Fashion  fast  fat  fatty  fault  faultlines  FBI  FDA  FDIC  fear  fearmongering  feces  Fed  federal  feedback  feelz  feminism  feminist  Ferguson  Ferriss  fiat  fiatmoney  Fiber  fiduciary  FIFA  filter  finance  financial  financialcrisis  FinancialCrisisInquiryCommission  FinancialCrisisResponsibilityFee  financialtransactionfee  finite  first  FISA  FISAAA  fiscal  Fish  fit  Fitbit  Five  fixed  flash  flat  flexibility  flexible  flooding  floods  floor  flow  focus  FOI  folly  FOMO  food  Foods  for  for-profit  foreign  Forex  formal  forming  Formspring  forward  fossil  foursquare  fracking  fractional  framing  France  franchise  franchising  FrancoisHollande  fraud  freddiemac  free  freedom  freemium  Fremdenfeindlichkeit  friends  Friendship  Front  Frontier  Frugal  FSA  fuel  Fukushima  full  fund  fundamentals  Funding  funds  fungicide  Funnel  Futtemittel  Future  FX  G7  G20  Gabriel  gains  Gal  Gamification  gap  Garbage  Gary  gas  gasoline  Gates  gay  GCHQ  GDP  GE2017  Geece  Geithner  gender  gender-based  gene  general  generated  generation  generational  Generationengerechtigkeit  generations  generationx  generationy  gentrification  Gentrified  geopolitics  George  GeorgeOsborne  Gerechtigkeit  Germany  gesellschaft  GFC  Ghrelin  Gilt  gini  Girard  Glamour  glass  Glass-Steagall  global  globalisation  globalization  Glossy  glut  glyphosate  GMO  GNU/Linux  goat  Godin  Gold  golden  GoldmanSachs  gonorrhea  good  goods  Google  Google+  Gordon  gossip  governance  government  GP  Graeber  Gramny  Grant  graph  grassroots  gratification  gratitude  Great  greatdepression  greatrecesion  greatrecession  Greece  greed  Greenpeace  greenspan  Greenspan-Put  Grexit  Grid  GroKo  group  Groupe  groups  growth  Grundeinkommen  guidance  Gurley  gwbush  H&M  habit  hacker  Hacktivism  haircut  Hammond  happiness  Haram  harassment  Hardware  hartz-iv  hate  Hater  haters  hayek  headwinds  health  healthcare  heart  heavy  hedge  Hedges  Heights  Helicopter  Helloween  Help  Help-to-Save  helplessness  henrypaulson  herbicide  herd  herding  Hero  Heroin  Heuschreckendebatte  high  Higher  Highs  Hinkley  history  Hitchens  HIV  HMRC  Hollywood  Holocaust  Home  homeless  homelessness  homeownership  homescreen  Homophobia  homophobic  Honest  honesty  hook  Hooligan  hopelessness  hot  hot-money  Hour  house  household  housemarket  housing  HR  HRE  HS2  HS3  HSBC  HTC  hubris  huckster  HuffingtonPost  human  humane  humanitarian  humanity  humble  humbleness  humility  hunger  hunt  hygiene  hyperlocal  hypocrisy  IAAF  iAd  Iain  IBS  identification  identity  ideology  IFS  IGF-1  ignorance  III  IKB  Ikea  illness  image  imbalance  imbalances  IMF  IMG  imitation  immigrants  immigration  impact  Impediments  improv  in  Inc.  incentive  income  income-growth  incomplete  incremental  incrementalism  independence  index  India  Indignados  Indignants  individual  individualism  individuality  Indonesia  indusrty  industrial  industrialisation  Industrie  industry  inefficiencies  inequality  INET  inflammation  inflammatory  inflation  information  infrastructure  injustice  insanity  insecurity  insolvency  insolvent  Insolvenzverschleppung  insomnia  instability  Instagram  instant  instruments  insulin  insurance  Insured