asterisk2a + spending   531

(112) Renegade Inc. & What to expect in 2018 - YouTube
UK BOE QE trap - the road to normalisation - without counter engagement (productive investment), and further Austerity, tax evasion, inequality, income gap, secular stagnarion, less money to spend for the average joe === very bumpy uncertain ride. ... and add Brexit even more uncertainty. OUCH. real growth for real people not gonna happen. // see also RAWerden Richard Andreas Werner for bank reform (local non-profit et al) // also consumers will hold back. especially w trickle down of bad news. job losses here and there retail inflation wage growth etc. creating a impression of a malaise especially for the 50% who voted remain. and 30% who didnt go vote. // see also news 8or7 out of 10 workers broke/permanently skinned - and consumer debt at 2008 high //
BOE  QE  trap  Richard  Koo  UK  Austerity  productive  investment  underinvestment  productivity  Brexit  Steve  Keen  book  RAWerner  debt  bubble  asset  alternative  WallStreet  GDP  output  gap  uncertainty  2018  business  consumer  confidence  fiscal  policy  NHS  monetary  Carillion  PFI  disposable  income  discretionary  spending  credit  malaise  secular  stagnation  stagflation 
february 2018 by asterisk2a
UK state should pay for housing, food, transport and internet, says report | Business | The Guardian
UK state should pay for housing, food, transport and internet, says report
‘Universal basic services’ costing about £42bn could be funded through higher taxes, say Jonathan Portes and academics //&! http://www.bbc.co.uk/news/business-43078920 - Report proposes £10,000 for everyone under 55 - Most state benefits would be cut under the scheme. The RSA said the dividends would help steer people through the challenges of the 2020s. [...] "Without a real change in our thinking, neither tweaks to the welfare state nor getting people into work alone, when the link between hard work and fair pay has broken, will help working people meet the challenges ahead." [[...] space for skill acquisition, what UK system currently rules out completely ]]!!
UBI  Universal  Basic  Infrastructure  Income  commuter  urban  development  urbanisation  commuting  Socialism  Labour  Policy  SPD  air  pollution  chronic  stress  economic  history  UK  USA  Council  housing  discretionary  spending  disposable  growth  wage  Mark  Blyth  secular  stagnation  Precariat  working  poor  poverty  trap  GFC  recovery  skill  acquisition  social  mobility  education  ganularer  Lebenslauf  University  College  MOOC  meritocracy  Zufall 
february 2018 by asterisk2a
Homebase owners may close up to 40 stores - BBC News
[first the supermarkets, then everyone else, also UK restaurant trade struggling, especially mid-market! anything above your payday takeout, also housing growth is slowing down thus DIY ] UK retailers are struggling in the face of rising inflation and fragile consumer confidence.

Several store chains have announced job cuts recently, including supermarket giants Tesco, Sainsbury's and Asda.

Homebase's rival, B&Q, last week said it was cutting 200 jobs at its head office in Hampshire as part of a cost-cutting drive. &! https://www.theguardian.com/business/2018/feb/05/uk-services-sector-growth-falls-hotels-restaurants-brexit - Demand weakens for services such as restaurants and hotels amid ongoing Brexit uncertainty
UK  Brexit  disposable  income  economy  discretionary  spending  growth  wage  Productivity  High  Street  Precariat  working  poor  poverty  trap  social  mobility  pay  rise  inflation  broke  household  debt  credit  card  leverage  recovery  secular  stagnation  history  GFC  Austerity  underinvestment  output  gap  HighStreet  Services  Service 
february 2018 by asterisk2a
Many graduates earn 'paltry returns' for their degree - BBC News
#shambles // between a fifth and a third of graduates take non-graduate jobs, and that any extra returns for having a degree "vary wildly". // got to uni or get fucked by life - aka Precariat poverty trap tl;dr // nothing in between not step ladder! nothing technical. also no assistance, was cut by Tories //
UK  University  College  degree  higher  education  policy  student  debt  loan  disposable  income  discretionary  spending  growth  Privatisation  Tony  Blair  meritocracy  meritocratic  social  mobility  Austerity  Productivity  Services  economy  output  gap  potential  Precariat  working  poor  poverty  trap  Brexit  JAM 
february 2018 by asterisk2a
(5666) Mark Blyth: The Economic Crisis and the Rise of Trumpism - YouTube
'welcome to global populism: your debts are too high you wage just pays minimum payment off, your wage growth 0 for decades, inflation doesn't inflate away debt, more like eats away at meage wage increase, secular stagnation, baby boomers retire w 4 chronic diseases burden on public purse sickcare and defined pensions = demand reduction'. // Mark Blyth's lecture at UCLA’s Center for Social Theory and Comparative History, recorded by Jacobin Radio with Suzi Weissman.
Recorded: January 29th, 2018
Mark  Blyth  economic  history  GFC  Austerity  Brexit  AfD  DonaldTrump  Donald  Trump  technocracy  inequality  income  wage  growth  disposable  discretionary  spending  debt  servicing  bubble  secular  stagnation  babyboomers 
february 2018 by asterisk2a
Sports Direct and its staffing agencies paid workers £1m too little | Business | The Guardian
HM Revenue & Customs said this policy amounted to a uniform and a deduction from pay to cover the clothing took pay below the legal minimum. Primark has since introduced a more flexible policy and provides some clothing free.

A Primark spokesperson said: “The average amount paid back per employee was £23.75 and relates to a workwear policy that was changed in 2016.”
minimum  wage  working  poor  exploitation  Capitalism  neoliberal  policy  neoliberalism  workers  trade  union  HMRC  tax  evasion  avoidance  poverty  trap  zero  hour  contract  part-time  taxcredit  self-employment  Precariat  No  Representation  income  growth  social  mobility  discretionary  spending  disposable 
december 2017 by asterisk2a
Budget 2017: Stagnant earnings forecast 'astonishing' - BBC News
real wages in aggregate to continue to stagnate fall eaten up by inflation. Does NOT help serving current debt levels. // The prediction that average UK earnings in 2022 could still be less than in 2008 is "astonishing", according to an independent economic think tank. // 'Adair Turner: neoliberalism not raising all boats'
secular  stagnation  productivity  inflation  Brexit  budget2017  paysqueeze  IFS  ONS  OBR  Philip  Hammond  skill  gap  output  wage  income  growth  disposable  discretionary  spending  debt  BOE  Mark  Carney  underinvestment  ZIRP  NIRP  QE  education  policy  college  GDP  Capitalism  GFC  recovery  neoliberal  neoliberalism  globalisation  globalization 
november 2017 by asterisk2a
(4081) Warum wir alle ärmer werden – Top-Ökonom erklärt die Gründe! // Mission Money - YouTube
houses are unproductive / schuldeninfusion erhaelt am leben, zombie u.a. / wer bezahlt fuer EU schuldenschnitt? / German econ illusion / banken in eu immernoch sanierungsbeduerftig /
Productivity  output  gap  secular  stagnation  economic  history  book  Robotics  AI  augmented  artificial  intelligence  GFC  recovery  debt  overhang  Austerity  household  wage  growth  inflation  deflationary  deflation  ZIRP  NIRP  QE  Japan  BOE  Fed  BOJ  ECB  income  zombie  Richard  Koo  disposable  discretionary  spending  bank  bailout  NPL 
october 2017 by asterisk2a
UK's low pay culture traps people in poorly paid jobs, study finds | Society | The Guardian
http://www.bbc.co.uk/news/business-41669991 - high tech, low life. // in-work poverty, gini coefficient takes into account pensioners. // “Britain has one of the highest proportions of low-paid work in the developed world. And while three-quarters of low-paid workers did manage to move into higher-paying roles at some point over the past decade, the vast majority couldn’t sustain that progress. This lack of pay progress can have a huge scarring effect on people’s lifetime living standards. [...] “Britain’s flexible workforce gives us global economic advantage but a two-tier labour market is now exacting too high a social price.
OECD  poverty  trap  social  income  mobility  Precariat  class  UK  zero  hour  contracts  part-time  Exploitation  neoliberalism  workers  trade  union  rights  skills  skill  gap  Productivity  output  London  economic  history  recovery  GFC  underinvestment  stagflation  secular  stagnation  Austerity  education  inequality  tax  credit  taxcredit  gini  Coefficient  standard  of  living  Brexit  inflation  disposable  discretionary  spending  debt  household  child  profit  maximisation  competitiveness  IMF 
october 2017 by asterisk2a
FactCheck: Theresa May’s claim about housing doesn’t give the full picture – Channel 4 News
There have been six full financial years since the Tories took office in 2010. In four of those years, the number of new houses being built was lower than it was at any time under Labour.
UK  social  housing  Council  affordable  Crisis  Austerity  cartel  duopoly  Generation  Rent  Generationengerechtigkeit  disposable  income  discretionary  spending  debt  bubble  growth  secular  stagnation  immigration  homeownership 
october 2017 by asterisk2a
Brooks and Klein on Tom Price’s plane scandal, Trump taking aim at the NFL - YouTube
Culture and Identity Politics again Tribalism, Patritotism, Nationalism, Militarism, // see how neoliberal capitalism has destroyed fabric of society w individualism consumerism identity - Alain De Botton and Adam Curtis. When you can't consumer, and do culture, and only have tv as (and fb newsfeed) as window to the world to see the world experience the world - you dont take part in society - Kulturteilhabe. dann willst du AfD Brexit Trump. them v us. // nfl is epitome of culture war identity politics and post-racial america - resistance!
Culture  Identity  Politics  DonaldTrump  Donald  Trump  Brexit  AfD  history  post-racial  America  Religion  Liberalism  Liberal  LGBT  Society  Gesellschaft  Capitalism  Consumer  Consumerism  consumerist  Selbstdarstellung  Kulturteilhabe  Facebook  Newsfeed  TV  MSM  poverty  trap  squeezed  middle  class  Precariat  debt  credit  card  chronic  stress  self-medication  book  war  refugee  migration  immigration  social  income  mobility  secular  stagnation  growth  disposable  discretionary  spending  GFC  bank  bailout  double  standard  tax  evasion  avoidance  Career  Politicians  status  quo  neoliberal  neoliberalism  Konsum  accountability 
september 2017 by asterisk2a
Millennials spend three times more of income on housing than grandparents | Society | The Guardian
Millennials are spending three times more of their income on housing than their grandparents yet are often living in worse accommodation, says a study launched by former Conservative minister David Willetts that warns of a “housing catastrophe”. [....] They are four times as likely to rent privately than two generations ago, a sector which has the worst record for housing quality, the report claims.
Millennials  UK  housing  crisis  affordable  social  Generation  Rent  Generationengerechtigkeit  babyboomers  baby  boomers  disposable  discretionary  income  Spending  Generationy  GenY  oligopol  oligopoly  Corruption  lobby  vested  interest  bubble  underinvestment  Austerity  debt  revolving  door  asset  distortion  London  Productivity  output  gap  skills  student  loan  GFC  mortgage  risk  recovery  secular  stagnation  lost  lostdecade  decade  history  Margaret  Thatcher 
september 2017 by asterisk2a
What will cost more than lifting the public sector pay cap? Not lifting it | Faiza Shaheen | Opinion | The Guardian
[finding efficiencies ... ] Let’s start with costs of recruitment and retention. This is a big one. Job advertising isn’t cheap and new recruits take time to settle in. Last year, a study found there had been a 61% rise in advertising spend since 2010 in secondary schools alone, costing £56m in 2015. Shortages in the health service mean NHS Trusts are paying millions every month to agency and bank nurses to ensure there are adequate levels of staff on wards.

Stress-related leave has also increased in the public sector as workers are understandably getting run down working in understaffed schools and hospital wards. This is just staff – what about the costs to our children of being in classes too big for them to maximise their learning or to a sick individual who has an operation delayed?
NHS  School  Police  paycap  Austerity  staff  shortage  locum  retention  Crisis  hiring  recruitment  STP  rationing  health  care  demand  education  policy  Privatisation  Tories  nasty  party  Conservative  Theresa  May  Jeremy  Hunt  Simon  Stevens  Nurses  elderly  adult  social  bedblocking  Council  bed  blocking  ageing  demographic  chronic  sick  population  public  sector  discretionary  spending  disposable  income  debt  workers  trade  union 
september 2017 by asterisk2a
Falling unemployment is great for the economy? Try telling cleaners like Irene | Stefan Baskerville | Opinion | The Guardian
While UK unemployment fell by 75,000 in the three months to July, bringing the jobless rate down to 4.3%, these figures disguise a disturbing trend in the British labour market – one of falling wages, rising insecurity and false self-employment. At the New Economics Foundation, we carried out research that shows two in every five people employed in the UK are in “bad jobs” – work that doesn’t provide a secure, living wage.
UK  working  poor  Precariat  Austerity  Self-Employment  zero  hour  contract  part-time  child  credit  tax  insecurity  job  Productivity  underinvestment  skill  gap  disposable  income  discretionary  spending  consumer  debt  household  zero-hour  on-demand  profit  maximisation  living  standard  wage  growth  inflation  secular  stagnation  GFC  recovery  poverty  trap  Deprivation  mental  health  chronic  stress 
september 2017 by asterisk2a
Hillary Clinton's book has a clear message: don't blame me | Thomas Frank | Opinion | The Guardian
She seems to have been almost totally unprepared for the outburst of populist anger that characterized 2016, an outburst that came under half a dozen different guises: trade, outsourcing, immigration, opiates, deindustrialization, and the recent spectacle of Wall Street criminals getting bailed out. It wasn’t the issues that mattered so much as the outrage, and Donald Trump put himself in front of it. Clinton couldn’t. [...] But by and large, Clinton’s efforts to understand populism always get short-circuited, probably because taking it seriously might lead one to conclude that working people have a legitimate beef with her and the Democratic party. &! http://www.bbc.co.uk/news/world-us-canada-41244474 &! https://www.theguardian.com/us-news/2017/sep/12/hillary-clinton-supporters-memoir-book
Thomas  Frank  book  HRC  Hillary  Clinton  HillaryClinton  Populism  presidential  election  2016  Donald  Trump  DonaldTrump  Democrats  Dems  BernieSanders  Bernie  Sanders  far-right  right-wing  Capitalism  neoliberalism  neoliberal  Exploitation  American  Dream  post-racial  America  secular  stagnation  wage  income  growth  Productivity  GFC  bailout  recovery  disposable  working  poor  discretionary  spending  credit  card  corruption  transparency  accountability  NAFTA  TPP  TTIP  CETA  double  standard  TBTF  Justice  System  technocrats  technocracy  Austerity 
september 2017 by asterisk2a
Homebuyers desperate to know who really owns their freehold | Money | The Guardian
[ wild wild west ] A pass-the-parcel nightmare sees freeholds sold by major housebuilders to obscure companies which demand huge sums [... eg ] a fee charged without any material services provided [...] All the leaseholders who contacted Guardian Money are united in their frustration at finding out who is really behind the money extracted from them once their freehold is sold on.
Leasehold  freehold  land  value  tax  Housing  Crisis  Generation  Rent  Generationengerechtigkeit  disposable  income  discretionary  spending  exploitation  self-regulation  profit  maximisation  neoliberal  neoliberalism  Capitalism  evasion  avoidance  UK  regulation  regulators  Legal  Aid  LegalAid  underinvestment  Austerity  Eigentum  ownership  offshore  HMRC  corruption 
july 2017 by asterisk2a
UK student loan debt soars to more than £100bn | Money | The Guardian
Burnside said student debt was an additional drain on people’s resources for an “astonishingly long time”, sapping the purchasing power of the graduate population.

He said it was unclear what the longer-term implications of rising student debts in the UK would be, following the introduction of the £9,000-a-year tuition fees. “We don’t yet know how graduates will respond, how it will affect their attitudes to pensions, savings, buying a house.”
Millennials  disposable  income  discretionary  spending  UK  student  loan  debt  household 
june 2017 by asterisk2a
UK pay squeeze breaks all sorts of records for all the wrong reasons | Larry Elliott | Business | The Guardian
As John Philpott, who runs the Jobs Economist consultancy, noted: “What’s remarkable is that pay growth, however measured, is so weak at a time when employment is at joint record rate of 74.8% and unemployment at a 42-year low of 4.6%, driven almost entirely in the latest quarter by relatively strong growth in full-time jobs for employees on permanent contracts. Hard times and near full employment make strange bedfellows, highlighting the extent to which a deregulated labour market with an abundance of workers available to fill low wage vacancies has altered the UK jobs landscape.”
UK  Brexit  GE2017  Austerity  wage  income  growth  inflation  living  standard  disposable  discretionary  spending  creditcard  credit  card  household  debt  personal  loan  secular  stagnation  GFC  recovery  bank  bailout  inequality  poverty  trap  tax  evasion  avoidance  taxation  capital  investment  economic  history 
june 2017 by asterisk2a
Yes this really is the end of Tory austerity – because it was never about economics in the first place | The Independent
[private sector will pick up the tap - the households did, but not corporations! bc long-term ROI growth in not attractive in the west w secular stagnation! see Richard Koo ] But it was a very long time coming. It became clear within a year of George Osborne’s 2010 “emergency budget”, which forced through huge cuts in capital budgets and an intense squeeze on Whitehall departments and welfare spending, that the austerity medicine was hurting, not helping.

The economy was flatlining, teetering on the verge of recession. Whether this was primarily due to the crisis in the neighbouring eurozone and a spike in global oil prices or because the negative knock-on impact of the government’s domestic spending cuts was bigger than initially thought is still debated by economists.
Austerity  Brexit  GE2017  Confidence  Fairy  GFC  bank  bailout  welfare  state  living  standard  deficit  debt  government  household  personal  loan  credit  card  creditcard  underinvestment  inequality  economic  history  social  mobility  income  growth  wage  disposable  discretionary  spending  gini  coefficient  tax  evasion  avoidance  taxation  corporate  taxcut  capital  labour  Productivity  output  gap  recovery  secular  stagnation  infrastructure  investment  Privatisation  Theresa  May  George  Osborne  David  Cameron  Ideology  neoliberal  neoliberalism  ZIRP  NIRP  QE  bond  bubble  asset  reflation  housing  distortion  malinvestment  stimulus  Tories  nasty  party  Conservative  RichardKoo  Koo  Richard 
june 2017 by asterisk2a
First fall in consumer spending for almost 4 years
Consumer spending has fallen on an annual basis for the first time in almost four years [...] Adjusting for inflation, real consumer spending by British consumers on Visa debit, credit and prepaid cards in May was 0.8 per cent lower than in the same month last year. Visa said that seasonally adjusted spending was 1.8 per cent lower in May compared to April. The figures are unofficial, but suggest that sluggish economic growth continued in the second quarter, after a first quarter in which the UK grew at the slowest rate in the G7. [...] household consumption, which accounts for more than 60 per cent of the economy. [ 80 Services and Consumption 20 manufacturing ] /&! http://www.telegraph.co.uk/business/2017/06/11/new-economic-woes-put-theresa-may-fresh-pressure/ - The crucial services sector stands on the brink of a contraction
UK  Brexit  GE2017  Consumer  Confidence  creditcard  credit  card  discretionary  spending  disposable  income  inflation  living  standard  wage  growth  recession  Economy  2017  secular  stagnation  deflation  deflationary  BOE  ZIRP  QE  NIRP  Austerity  Services  materialism  Shopping  Consumerism  consumerist  household  debt  mortgage  Manufacturing 
june 2017 by asterisk2a
Linken-Wahlkampf: Wagenknechts Attacke auf Rot-Rot-Grün | ZEIT ONLINE
Ein Fünftel der Menschen arbeite im Niedriglohnsektor, Millionen Rentner seien von Armut bedroht, rechnet Wagenknecht vor und zitiert Wirtschaftsforscher, denen zufolge 40 Prozent der Erwerbstätigen heute weniger als Ende der 1990er Jahre verdienen würden. "Das ist doch ein Armutszeugnis für die ganze Politik", sagt die Spitzenkandidatin. Wenn Kanzlerin Angela Merkel (CDU) behaupte, Deutschland gehe es gut, kenne sie die Lebensrealität nicht.
BTW2017  Die  Linke  Germany  Precariat  working  poor  minimum  wage  Mindestlohn  inflation  living  standard  disposable  income  discretionary  spending  Agenda2010  neoliberal  neoliberalism  Leiharbeit  Zeitarbeit  zero  hour  contract  ZHC  poverty  trap  Kinderarmut  Altersarmut  Angela  Merkel  GroKo 
june 2017 by asterisk2a
Car finance deals soar to new record - BBC News
The Bank of England and the Financial Conduct Authority (FCA) have raised concerns about such deals.
The Bank's worry is in relation to levels of consumer borrowing.
However Adrian Dally, head of motor finance at the FLA, said lenders were behaving responsibly.
"We do not share their concerns," he told the BBC. "Lending is responsible. This is a sustainable model going forwards." [...] That is largely because motorists can hand their cars back if they can no longer afford payments.
Ultimately it is the car manufacturers who carry the risk on such deals, as they guarantee second-hand values.
UK  consumer  debt  household  borrowing  creditcard  discretionary  spending  disposable  income  Brexit  confidence  credit  card  auto  loan  car  lease  protection  BOE  wage  growth  inflation  economy  FCA  squeezed  middle  class  working  poor  Precariat  bubble  automotive  industry  insolvency 
may 2017 by asterisk2a
What Next tells us about shopkeepers' woes - BBC News
more online shopping, less high street (high street had to be profitably managed down). More spending on experience.
Brexit  inflation  High  Street  Amazon  on-demand  Mainstreet  HighStreet  discretionary  spending  disposable  income  wage  growth  household  debt  consumer  credit  card  creditcard  UK  private  borrowing 
march 2017 by asterisk2a
USA: 14 Millionen Menschen droht Verlust der Krankenversicherung - SPIEGEL ONLINE
Die geplante Gesundheitsreform der Republikaner würde schon 2018 rund 14 Millionen US-Bürgern die Krankenversicherung kosten. Zu diesem Ergebnis kommt das unabhängige Budgetbüro des Kongresses. // &! McCarran–Ferguson Act 1945 will not be repealed. //&! HBO This week Tonight about AHCA - https://www.facebook.com/HBO/videos/1152263071569367/ &! CBO estimate 24m will lose out - https://t.co/gfLoQH78mo &! http://www.politico.com/story/2017/03/obamacare-uninsured-white-house-236019
ACA  ObamaCare  DonaldTrump  AHCA  Donald  Trump  Republicans  Paul  Ryan  USA  healthcare  health  care  demand  babyboomers  ageing  chronic  sick  population  discretionary  disposable  spending  income  Demographic  bubble  insurance  collusion  cartel  lobby  Preisabsprache  bribery  revolving  door 
march 2017 by asterisk2a
Rethink rates now or face retail disaster, shops tell chancellor | Business | The Guardian
https://www.theguardian.com/business/2017/mar/07/food-inflation-doubles-uk-shoppers-feel-pinch [ are there sensible consumers out there, and wait out the next 2 years?!!! reality of Brexit should be by now, has to be digested by consumer, as always the lag indicator of most. FDI and business investement is first, and was first to scale back! ] A report from the British Retail Consortium and KPMG found that the spurt in consumer spending seen in the run-up to Christmas had come to an abrupt halt, with the result that non-food sales are falling for the first time since the economy was flirting with a double-dip recession in November 2011.

Further evidence that consumers are becoming more cautious was provided by the the Society of Motor Manufacturers and Traders, which released figures on Monday showing a drop of more than 4% in private car sales last month.
inflation  Brexit  household  debt  Consumerism  Consumer  credit  card  creditcard  private  discretionary  spending  disposable  income  uncertainty  UK  underinvestment  Austerity  Tories  nasty  party  Conservative  BOE  Mark  Carney  Theresa  May  Philip  Hammond 
march 2017 by asterisk2a
Budget 2017: Hammond to tell us the Brexit vote could have been worse | Business | The Guardian
consumers carried on spending and businesses continued to expand.

The picture for the public finances is also looking rosier compared with Hammond’s maiden autumn statement in November. [...] But here’s what the chancellor will not tell you: living costs have gone up and will continue to do so. The poorest will be hit hardest as the cost of essentials such as food and heating take a growing chunk out of already tight family budgets. Wages will struggle to match rises in inflation and the government’s benefit cuts mean that incomes will fall for the poorest people in Britain. In short, unless the government does something significant to improve living standards this week, inequality will start rising again.
UK  JAM  working  poor  squeezed  middle  class  Precariat  Theresa  May  Philip  Hammond  Austerity  DWP  HMRC  inflation  wage  growth  social  mobility  inequality  income  Tories  Productivity  child  poverty  trap  output  gap  recovery  GFC  bank  bailout  nasty  party  Conservative  Generationengerechtigkeit  babyboomers  Millennials  generation  rent  living  standard  discretionary  spending  disposable  credit  taxation  household  debt  mortgage  housing  crisis  Consumer  Consumerism  economic  history  neoliberalism  interventionism  crony  capitalism  tax  evasion  avoidance  corporatism  Exploitation  zero  hour  contract  part-time  minimum  generational  divide  Triple  Lock  Pension 
march 2017 by asterisk2a
STEVE KEEN on Private Debt - YouTube
the trick is up for tory austerity soon, when the private debt/household debt bubble bursts. and or the uk economy comes to a standstill. /// London has driven out the real wealth creators - https://www.youtube.com/watch?v=Dyk1t4wEDAE - democracy by houses, bc renters have no rights, &! Money , banks, debt seems not to matter in status quo economics - Prof Steve Keen on Parasitic Banking Sector London School of Economics - https://youtu.be/Kh99jEE18KY GFC recovery is not recovery it is Japanese style stagnation! ex imigration¬!
UK  London  Margaret  Thatcher  private  debt  Consumer  household  mortgage  GFC  recovery  Brexit  discretionary  spending  disposable  income  reflate  reflation  ZIRP  NIRP  QE  Austerity  service  sector  working  poor  squeezed  middle  class  leverage  economic  history  living  standard  wage  growth  mobility  social  inequality  Gini  Coefficient  tax  evasion  avoidance  HMRC  payday  loan  trickle-down  Tories  nasty  party  Conservative  George  Osborne  David  Cameron  JAM  Theresa  May  Philip  Hammond  IMF  OECD  neoliberalism  crony  capitalism  Exploitation  corporatism  Consumerism  materialism  GDP  underinvestment  ROI  BOE  Mark  Carney  Steve  Keen  book 
march 2017 by asterisk2a
IFS: Growth in UK living standards worst in 60 years | Business | The Guardian
The Institute for Financial Studies is predicting that households will be almost 20% worse off by 2021 - IFS calculations show that average household incomes will be 18% lower in 2021-22 than could have been reasonably expected before the financial crisis in 2007-08 - “One of the biggest drivers of the rise in child poverty is policy choices, which is why it is essential that the prime minister and chancellor use the upcoming budget to put in place measures to stop this happening. An excellent start would be to ensure families can keep more of their earnings under the universal credit.”
IMF  UK  Austerity  OECD  living  standard  George  Osborne  David  Cameron  Philip  Hammond  Theresa  May  GFC  recovery  Tories  nasty  party  bank  bailout  Labour  Ed  Miliband  Jeremy  Corbyn  Conservative  secular  stagnation  disposable  income  discretionary  spending  household  debt  credit  card  mortgage  private  Consumer  Consumerism  wage  growth  inflation  mobility  inequality  gini  Coefficient  poverty  trap  working  poor  gig  economy  zero  hour  contract  Self-Employment  part-time  Precariat  squeezed  middle  class  technological  unemployment  ZIRP  NIRP  QE  trickle-down  neoliberalism  crony  Capitalism  corporatism  tax  evasion  avoidance  GDP  Corporate  profit  maximisation  globalisation  globalization  welfare  underinvestment  child  taxation  taxcredit  UC  DWP  JSA  social  fuel  Brexit  neoconservatism  neoconservatives  JAM 
march 2017 by asterisk2a
How the sports industry inspired us to become less active
Sport’s obsession with being “inspirational” is a hindrance to public-health interventions, not a help. We need to be cajoling, entreating, even tricking people into activity. While some will want to go to the “next level” or “just do it ”, others might be quite happy to wander around their own level, or “just about do it”. We need to ask people to dance and invite them to play. It is clear enough from comparable countries such as Finland and Denmark that the precondition for an active and healthy nation is getting more people moving about by walking, cycling and, where conditions allow, skateboarding, skiing and skating. For a fraction of the cost of the HS2 rail link and, I suspect, with much greater social and economic benefits, we could make a significant start on this.
UK  HS2  public  transportation  health  sport  obesity  overweight  sedentary  lifestyle  diet  sick  population  chronic  NHS  Diabetes  CVD  cancer  Jeremy  Hunt  Sugar  Tax  Theresa  May  David  Cameron  George  Osborne  Austerity  infrastructure  underinvestment  Council  discretionary  spending  disposable  income  stress  self-medication  Burnout  coping  mechanism  food  alcohol  tobacco  active 
february 2017 by asterisk2a
Chancellor is an 'economic illiterate', claims pro-Brexit economist | Politics | The Guardian
[ Hard Brexit, out of single market ] Patrick Minford, an economics professor at Cardiff University, said Hammond and other politicians risked setting the UK on a course of serious self harm if they pushed for a trade deal with the EU that put customs charges on goods and services imported to the country.
Brexit  Theresa  May  Philip  Hammond  Tories  nasty  party  Conservative  economic  recovery  history  GFC  inflation  living  standard  competitiveness  competitive  wage  growth  income  stagnation  secular  UK  George  Osborne  David  Cameron  working  poor  Precariat  Poverty  trap  discretionary  spending  disposable 
february 2017 by asterisk2a
UK faces return to inequality of Thatcher years, says report | Business | The Guardian
Pressure on the government to help struggling Britons has intensified after a leading thinktank warned that falling living standards for the poor threatened the biggest rise in inequality since Margaret Thatcher was prime minister.

The Resolution Foundation said Theresa May would need to make good on her pledge to support “just about managing” households as it released a report showing that rising inflation and an end to recent strong jobs growth would hit the least well-off hardest.
UK  Brexit  Austerity  tax  credit  Tories  JAM  nasty  party  Conservative  poverty  fuel  working  poor  Precariat  zero  hour  contract  Contractor  Self-Employment  gig  Economy  1099  part-time  social  mobility  income  distribution  redistribution  squeezed  middle  class  technological  unemployment  underemployed  underemployment  trap  education  policy  public  health  inequality  Food  Bank  gini  Coefficient  Triple  Lock  Pension  JSA  ESA  DWP  minimum  wage  taxation  evasion  avoidance  HMRC  NHS  inflation  living  standard  disposable  discretionary  spending  Card  consumer  debt  household  underinvestment  skills  skill-biased  Productivity  output  gap  downward  upward  Theresa  May  George  Osborne  David  Cameron  Philip  Hammond 
february 2017 by asterisk2a
UK inflation: now it's the pound in your pocket being devalued | Business | The Guardian
According to the National Institute for Economic & Social Research inflation is heading towards 4% as the effect of Brexit uncertainty keeps the pound low and imports expensive. [...] The government has pledged to double down on austerity from April, with cuts to tax credits and other benefits as well as the savings made over the last five years.

Such a sharp spike in prices will strain household finances, especially when wages growth is expected to remain at around 2.5%.

Bank of England policymaker Michael Saunders said last week that developments in the labour market such as zero-hour contracts and agency working meant wages were unlikely to take off any time soon. [...] [ rise in unsecured credit 2008 levels, and personal bankruptcies not easier (online) to do and 2016 personal bankruptcies were up ~16% ]
UK  Brexit  living  standard  disposable  income  discretionary  spending  wage  growth  GDP  recovery  GFC  inflation  £  British  Pound  Precariat  working  poor  squeezed  middle  class  technological  unemployment  Productivity  output  gap  part-time  zero  hour  contract  Contractor  Self-Employment  gig  economy  1099  economic  history  Austerity  tax  credit  consumer  debt  household  Card  BOE  bankruptcies  bankruptcy  underinvestment 
january 2017 by asterisk2a
Weetabix warns it may raise prices due to fall in pound since Brexit vote | Business | The Guardian
Although the company harvests wheat in Northamptonshire, it is sold in US dollars on global markets, meaning the cost in pounds to buy wheat in the UK has gone up. Like other packaged food makers, it has been squeezed by the plunging value of sterling since last June, which has raised the cost of imported goods or globally traded commodities priced in US dollars. On Monday, Weetabix said it was in discussions with retailers about price increases. [ interesting to acknowledge, food is now owned by multinational conglomerates and or private capital/equity ] &! BEER - https://www.theguardian.com/business/2017/jan/30/brexit-weak-pound-threatens-craft-beer-revolution-say-brewers
Brexit  inflation  £  British  Pound  living  standard  discretionary  spending  disposable  income  UK  Food–industrial  complex  beer 
january 2017 by asterisk2a
How Trump Could Cause the Economic Meltdown - YouTube
Trump not addressing working poor, tech unemployment all unemployment and poor pay, growth of service sector jobs not caused by globalisation only. [...] Skidelsky promised leisure time is not in sight!!! bc tech put in place for profitmaximisation. more productivity, but worker retrained using robot paid same as before. not better. // Institutionalize Redistribution via Co-Ops (ie profit sharing, not CEO pay excess, no Wall Street shareholder dividends, but workers dividends (13th monthly payment), // Repeal ACA/Obamacare, is tax cut for 200k (250k as couple) households (10-1%)! canceling their progressive taxes on healthcare, to subsidize the poor and those without. what Obamacare enabled, insuring millions of uninsured, bc could not afford it. // Capitalism does not provide security to working class. bc taken over by neolib, crony, two rules, corruption, 1% fouvourism // do not reform, institutionalise from bottom and top redistribution ie co-op, progressive taxation (w investment tax free brackets), no tax evasion/avoidance harsher sentences, universal basic income w edu reform (Richard David Precht), ...
DonaldTrump  Donald  Trump  Co-Op  wealth  redistribution  Precariat  working  poor  Service  Sector  USA  income  growth  wage  CEO  pay  WallStreet  shareholder  stakeholder  GFC  squeezed  middle  class  poverty  trap  Consumer  Debt  household  debtoverhang  discretionary  spending  disposable  AI  Robotics  Skidelsky  technological  Productivity  leisure  time  part-time  Obamacare  ACA  neoliberal  neoliberalism  crony  Capitalism  Exploitation 
january 2017 by asterisk2a
Debt: Why more people are pressing the bankruptcy button - BBC News
More going bust as personal borrowing surges - http://www.bbc.co.uk/news/business-38768705 - The number of people declared insolvent owing to unmanageable debts was 13% higher in 2016 compared with the previous year,
consumer  debt  debtoverhang  household  discretionary  spending  UK  disposable  income  credit  binge  card  materialism  Consumerism  consumerist  Status  Anxiety  mental  health  rat  race 
january 2017 by asterisk2a
Weak UK productivity spurs warnings of living standards squeeze | Business | The Guardian
The north of England and Midlands ranged between 10% and 15% below the UK average. [...] Sluggish productivity growth will intensify the pressure on workers as they face rising living costs, [...] “These are disappointing figures overall, with little sign that the persistent underperformance on productivity is coming to an end. Many organisations will be unable to offer higher wages as a result, meaning significant numbers of workers will feel poorer in 2017 if inflation continues to rise as anticipated,” he said.
UK  Productivity  wage  growth  income  inflation  living  standard  disposable  discretionary  spending  Brexit  working  poor  poverty  squeezed  middle  class  Austerity  underinvestment  export  skills  gap  education  policy 
january 2017 by asterisk2a
UK credit binge approaching levels not seen since 2008 crash | Business | The Guardian
//&! http://bit.ly/2j5VMET - Shoppers are still pulling out the plastic, but borrowing may become less choice and more necessity as budgets are squeezed //&! http://bit.ly/2hW63rg - BOE unable to put "irrational behavior" into models, ie credit binge. //&! wrong for BOE to compare levels to GDP! http://bit.ly/2iR2fGY - AUSTERITY UK KEPT AFLOAT BY CONSUMER CREDIT BINGE! - 2015 economy growth was 80% consumer! &! Carney Warning Jan 2017 - http://www.bbc.co.uk/news/business-38644963
credit  card  car  loan  consumer  debt  household  mortgage  Property  bubble  UK  discretionary  spending  disposable  income  wage  growth  inflation  BOE  payday  auto  recovery  GFC  economic  history  Consumerism  materialism  Brexit  irrational  behavior  debtoverhang  austerity  ZIRP  NIRP  QE 
january 2017 by asterisk2a
Rail fares cost commuters up to 14% of their income, says study | Money | The Guardian
Some season tickets cost six times as much as those in Europe, say campaigners, as average 2.3% fare increase comes into effect
UK  discretionary  spending  disposable  income  inflation  Brexit  housing  crisis  affordable  social  working  poor  squeezed  middle  class  mobility  wage  growth 
january 2017 by asterisk2a
Rising cost of essentials leaves UK households with less cash for treats | Business | The Guardian
Households are being left with less cash to spend on treats or to stash away as savings as the rising cost of essentials like food and fuel take a bigger chunk out of family budgets.
Brexit  inflation  disposable  income  discretionary  spending  UK  working  poor  child  tax  credit  Austerity  squeezed  middle  class 
december 2016 by asterisk2a
Oh for the 1960s! People earned less but could afford more | Money | The Guardian
[ fetish of GDP ] Economic growth since the 1960s has been real, but the link between growth and personal prosperity has broken down, probably since the 1990s. We can carry on pushing for increases in GDP, but it’s meaningless unless it translates into a recovery in living standards. If any government really wants to help the left-behinds, then cutting house prices and rents must be their first priority.
GDP  wage  growth  income  distribution  economic  history  profit  maximisation  capitalism  crony  oligopoly  monopoly  Platform  Self-Employment  Productivity  squeezed  middle  class  working  poor  globalisation  Competition  liberal  reform  competitiveness  disposable  discretionary  spending  investment  creditcard  credit  GFC  recovery  Austerity  secular  stagnation  taxation  1%  Super  Rich  Plutocracy  10%  20%  bank  bailout  Privatisation  outsourcing  offshore  banking  tax  evasion  avoidance  child 
december 2016 by asterisk2a
Scots pubs are hit by fresh sales blow (From HeraldScotland)
NEARLY 40 per cent of Scottish pubs, clubs, restaurants and hotels have a seen a decline in sales in the third quarter of the year, as trade bosses warned that hundreds of outlets face closure next year unless radical change is made to the way business rates are calculated for the industry.
discretionary  spending  disposable  income  UK  Austerity 
november 2016 by asterisk2a
The trouble with our trains - BBC News
Although Crossrail 1 will provide 10% more capacity for London's squashed commuters, when it opens in 2018 that capacity will soon be gobbled up by the capital's rapidly growing population as it heads towards 10 million by 2030.
There will need to be Crossrail 2 and quite possibly 3; not just High Speed 2, but also an HS-3; further electrification of the network, digital signalling to release more capacity on the track, relief of a multitude of pinch points, vastly more rolling stock… the list goes on.
It's easy to get up to an investment figure well north of £150bn, never mind the cost of operating and maintaining an expanding railway.
UK  Austerity  underinvestment  infrastructure  Productivity  discretionary  spending  public  services  Privatisation 
november 2016 by asterisk2a
Basic NHS services now being rationed - YouTube
mental health, hip and knee ops, hearing aids, cataracts, via councils elderly and adult social care, ... IVF, //
rationing depends on bravery of this gov!!! << animal products tax!
NHS  Crisis  England  rationing  health  care  demand  spending  austerity  ageing  population  sick  Jeremy  Hunt  Simon  Stevens 
september 2016 by asterisk2a
Anger after key plan to tackle childhood obesity delayed again
[ obesity/diet-related diseases (chronic) to bankrupt NHS ] Theresa May will delay publishing the Government’s long awaited Childhood Obesity Strategy until the autumn, despite pleas from the head of the NHS to act to protect the most vulnerable children in society. On Tuesday NHS England Chief Executive Simon Stevens called for the plan to be unveiled, saying the obesity crisis costs the taxpayer more than the police and fire services combined.
obesity  obesity  epidemic  Theresa  May  Jeremy  Hunt  Simon  Stevens  Sugar  Tax  NHS  diet-related  disease  diet-related  diseases  chronic  disease  chronic  diseases  diabetes  health  care  budget  health  care  cost  health  care  demand  health  care  spending  premature  ageing  ageing  population  Baby  Boomers  babyboomers  GP  A&E  stroke  heart  disease  cancer  Standard  American  Diet  dietary  cholesterol  western  lifestyle  Cardiovascular  disease  vascular  disease  embolism  David  Cameron  Nudge  theory  meat  processed  food  food  engineering  Wertegesellschaft  society  economic  harm  economic  damage  tobacco  self-medication  coping  mechanism  Alcohol  abuse  alcoholism  breast  cancer  colon  cancer  bowel  cancer 
july 2016 by asterisk2a
Universities announce fees above £9,000 limit
Universities in England are already announcing a tuition fee increase above the £9,000 limit before Parliament has even finished debating plans which would pave the way to raise fees.
University  tuition  fee  Conservative  Party  Tories  nasty  Justine  Greening  Nicky  Morgan  Michael  Gove  Theresa  May  David  Cameron  Nick  Clegg  Liberal  Democrats  UK  student  debt  Loan  Bubble  StudentLoans  student  student  loans  discretionary  spending  disposable  income  debt  servitude 
july 2016 by asterisk2a
How the UK halved its teenage pregnancy rate | Society | The Guardian
Political support at all levels, long-term commitment and changes to social norms behind success of public health strategy // obesity is a disease - http://nutritionfacts.org/video/can-morbid-obesity-be-reversed-through-diet/ //&! Public health cuts 'could hamper anti-obesity effort' - http://www.bbc.co.uk/news/health-36805577 - Local councils in England are warning that government cuts to public health funding could hamper their efforts to tackle obesity.
teenage  pregnancy  HIV  AIDS  gay  culture  gay  community  meat  tax  Sugar  carbon  tax  climate  change  global  warming  pollution  obesity  epidemic  obesity  NHS  processed  food  food  engineering  binge  drinking  alcohol  abuse  food  abuse  coping  mechanism  public  perception  public  awareness  Gesellschaftswerte  society  public  health  public  health  policy  public  health  risk  medical  profession  GP  economic  damage  cancer  diet-related  disease  diet-related  diseases  heart  disease  Cardiovascular  disease  heart  attack  stroke  health  care  budget  health  care  cost  health  care  demand  health  care  spending  ageing  population  premature  ageing  premature  death  sick  population  Simon  Stevens  Jeremy  Hunt 
july 2016 by asterisk2a
Cambridgeshire's £800m NHS outsourcing contract 'wasted millions'
[ can't run a hospital on one sheet of paper ] [...] 'Astonishing array of errors'
But the NAO's investigation into the contract - which ended just eight months after it started - has criticised the planning and the lack of data setting out the true cost of the service.
The report found the consortium had not taken account of VAT costs and underestimated both the changeover and running costs of delivering the service in drawing up its bid for the contract
NHS  NHS  England  Privatisation  outsourcing  Council  elderly  care  adult  social  care  Jeremy  Hunt  Simon  Stevens  health  crisis  sick  population  ageing  population  diet-related  disease  diet-related  diseases  chronic  disease  chronic  diseases  health  care  demand  health  care  cost  health  care  budget  health  care  spending  Baby  Boomers  babyboomers  demographic  bubble 
july 2016 by asterisk2a
Life-or-death 999 call target missed for year
Crews are meant to reach patients who have had cardiac arrests or are not breathing - so-called Red 1 calls - within eight minutes.
But performance data from NHS England for May showed for the 12th month in a row the 75% target has been missed.
The target for Red 2 calls, for other life-threatening cases such as strokes, has not been met since January 2014.
During May, 70.5% of Red 1 calls were met in eight minutes and for Red 2 calls it was 65%.
NHS England blamed the problem on the rising number of calls - there have been nearly 11m in the past year, an increase of 7% on the previous year.
A&E  sick  population  chronic  disease  chronic  diseases  diet-related  disease  diet-related  diseases  heart  attack  stroke  NHS  NHS  England  ageing  population  demographic  bubble  premature  ageing  premature  death  cancer  OAP  Simon  Stevens  Jeremy  Hunt  Cardiovascular  disease  dietary  cholesterol  obesity  epidemic  overweight  obesity  staff  morale  staff  shortage  health  care  cost  health  care  demand  health  care  budget  health  crisis  health  care  spending 
july 2016 by asterisk2a
Brexit vote boosts case for inclusive growth | Bruegel
finding calls for more inclusive growth, which is defined by the OECD as “economic growth that creates opportunity for all segments of the population and distributes the dividends of increased prosperity, both in monetary and non-monetary terms, fairly across society.” [...] finding calls for more inclusive growth, which is defined by the OECD as “economic growth that creates opportunity for all segments of the population and distributes the dividends of increased prosperity, both in monetary and non-monetary terms, fairly across society.”
Brexit  Protest  Vote  income  distribution  Gini  coefficient  poverty  UK  child  poverty  fuel  poverty  income  growth  wage  growth  structural  unemployment  long-term  unemployment  inequality  1%  10%  20%  Super  Rich  plutocracy  recovery  squeezed  middle  class  working  poor  minimum  wage  minimumwage  mindestlohn  Precariat  working  tax  credit  child  tax  credit  disposable  income  discretionary  spending  consumer  debt  household  debt  credit  card  debt  credit  card  economic  history  USA 
july 2016 by asterisk2a
Technological Unemployment (2013) w Jacque Fresco
wikipedia Jacque Fresco // MORE AI, automation, robotics, augmented intelligence, self-driving cars = LESS AGGREGATE DEMAND (disposable income of the middle class, working class & working poor) [...] productivity has risen but incomes NOT! [...] & companies are making more money for shareholders & owners with less & less people (see Facebook) [...] Industry doesnt care abt people. They hire people because it hasnt been yet automated. [...] A JOBLESS RECOVERY & JOBLESS GDP GROWTH [...] routine middle class jobs eliminated fastest! [...] pace of destruction is greater than pace of creation of new jobs! [...] ie Lawyer Software searching through files via augmented intelligence //&! Humans Need Not Apply - youtu.be/7Pq-S557XQU //&! Jerry Kaplan ((re)distribute wealth more equally - youtu.be/JiiP5ROnzw8), Rifkin (Zero Marginal Cost), Paul Mason (post-capitalism) book //&! UBI a must in future - youtu.be/WMF-Z74C1QE &! youtu.be/mEV-kAjtm9U &! youtu.be/9pdU_Rkwzes
technological  unemployment  aggregate  demand  aggregate  demand  short-fall  disposable  income  discretionary  spending  squeezed  middle  class  western  world  working  class  working  poor  Precariat  automation  Robotics  augmented  intelligence  self-driving  cars  autonomous  car  autonomous  cars  purchasing  power  wage  growth  inequality  income  distribution  Gini  coefficient  1%  10%  20%  winner  take  all  globalisation  globalization  neoliberal  neoliberalism  social  safety  net  Universal  Basic  shareholder  capitalism  crony  capitalism  capitalism  in  crisis  post-capitalism  triple-lock  pension  secular  stagnation  USA  UK  European  Union  Chicago  School  neoclassical  economics  Brexit  No  Representation  Career  Politicians  politician  Smart  Grid  Zero  Marginal  Cost  Jeremy  Rifkin  book  Mobile  Creative  Mobile  Creatives  Industrial  Revolution  technological  progress  technological  history  Soziale  Marktwirtschaft  Grundeinkommen  Paul  Mason  recovery  destruction  multinational  conglomerate  low  pay  minimum  wage  mindestlohn  Jerry  Kaplan  income  redistribution  income  growth  income  inequality  Support  income  tax  credit  welfare  reform  welfare  state  Elizabeth  Warren 
july 2016 by asterisk2a
Behind the Bond-Stock Divide Is a Big and Risky Bet on Central Banks - WSJ
The idea is that if stocks are rising, bond yields should be climbing too. Here's how to reconcile it. The answer is central banks. If rates are going to stay lower for longer; if more rounds of quantitative easing are coming; if new ways of easing are coming -- the rates should be going down and stocks moving higher. [...] It's about dividends paying more than bonds. 90% of the bond market universe is near 2% or lower. //&! http://www.zerohedge.com/news/2016-07-12/germany-about-sell-zero-coupon-10-year-bonds-first-time-ever //&! http://www.zerohedge.com/news/2016-07-13/we-just-found-out-who-has-been-buying-all-these-record-low-yielding-bonds - When your nation's bonds are trading with a record low 28bps negative yield (10Y JGBs), everything else in the world (aside from Swiss 10Y) is a relative 'value'...
bond  bubble  ZIRP  NIRP  QE  equity  bubble  hunt  for  yield  central  banks  BIS  Fed  BOE  ECB  BOJ  PBOC  secular  stagnation  wage  growth  output  gap  productivity  gap  squeezed  middle  class  working  poor  Precariat  inequality  Gini  coefficient  western  world  rising  middleclass  Asia  BRIC  income  distribution  tax  evasion  tax  avoidance  crony  capitalism  capitalism  in  crisis  capitalism  neoliberal  neoliberalism  globalisation  global  economy  globalization  free  trade  dividends  underinvestment  business  confidence  consumer  confidence  discretionary  spending  disposable  income  student  debt  consumer  debt  car  loan  property  bubble  speculative  bubble  speculative  bubbles  distortion  asset  allocation  austerity  AI  Robotics  automation  augmented  intelligence  Structural  Impediments  imbalance  unemployment  long-term  unemployment  skills  gap  skill-biased  technological  change  skills  shortage  economic  history  Brexit  technological  history  underemployed  underemployment  part-time  deflation  deflationary  JGB 
july 2016 by asterisk2a
Council tax rises 'fail to stop care cuts'
[ TAX THE CAUSE! ] Care services are facing cuts this year as rises in council tax have failed to plug the gaps in budgets in England, town hall chiefs are warning.
The government allowed councils to increase council tax by 2% this year to spend on care - and most have done so.
But, according to a survey of all 151 social care directors, there is still a shortfall of nearly £1bn.
The Association of Directors of Adult Social Services said councils had no option but to reduce the services.
Directors in charge of care for older people and adults with disabilities indicated in the annual survey only about half of this shortfall could be met by efficiency savings.
elderly  care  adult  social  care  austerity  NHS  bed  blocking  ageing  population  demographic  bubble  premature  ageing  premature  death  diet-related  disease  diet-related  diseases  chronic  disease  chronic  diseases  health  care  budget  health  care  cost  health  care  demand  health  care  spending  health  crisis  Simon  Stevens  Jeremy  Hunt  Sugar  Tax  meat  dementia  Alzheimer  heart  attack  stroke  disability  Disabled  lifestyle 
july 2016 by asterisk2a
NHS budget control 'will require staff cuts'
It says the government should be honest about NHS spending plans at a time when patient demand is rising. [...] The NHS leadership is set to unveil plans to get hospitals and other trusts to stick to agreed spending limits. In the last financial year, trusts ran up a collective deficit of £2.4bn - and the aim is to cut that figure significantly. [...] "It is no longer credible to argue that the NHS can continue to meet increasing demand for services, deliver current standards of care and stay within its budget. This is widely understood within the NHS and now needs to be debated with the public. "There are no easy choices, but it would be disastrous to adopt a mindset that fails to acknowledge the serious state of the NHS in England today." //&! bbc.in/29mkr7G - An overspend would be a serious breach of Whitehall protocol and lead to senior officials being hauled over the coals by the National Audit Office.
CQC  NHS  England  NHS  Scotland  health  care  demand  health  care  cost  health  care  spending  Baby  Boomers  babyboomers  Simon  Stevens  Jeremy  Hunt  chronic  disease  chronic  diseases  austerity  cancer  heart  disease  diet-related  disease  diet-related  diseases  GP  A&E  bed  blocking  adult  social  care  elderly  care  staff  morale  staff  shortage  locum  doctor  locum  staff  sick  population  UK  obesity  obesity  epidemic  overweight  diabetes  high  blood  pressure  dietary  cholesterol  fatty  liver  disease  liver  disease  waiting  times  Sugar  Tax  meat  Industry  stroke  heart  attack  premature  ageing  premature  death  public  awareness  dietary  guidelines  Fiber  animal  protein  animal  fat  Free  Oil  Salt  processed  food  food  engineering  Fish  Industry  carbon  pollution  big  pharma  pharma  pharmaceutical  preventative  care  prevention  preventive  care  preventive  medicine  medical  school  medical  training 
july 2016 by asterisk2a
UK current account deficit deepens Brexit fears | Business | The Guardian
ONS data reveal trading position with rest of world is worse than thought and confirm that economy slowed in the first quarter.
Brexit  UK  economy  global  economy  recovery  FDI  foreign  direct  investment  consumer  spending  consumer  confidence  business  confidence  uncertainty 
june 2016 by asterisk2a
Alan Greenspan on Brexit, U.S. Economy, and Inflation (Full Interview) - YouTube
UK out of Euro Currency but part of free trade single market was best option on table. // lack of leadership for political union and fiscal union aka ever closer union. not just currency and trade union (free trade). // GET AT THE ROOT ISSUE; productivity, ageing population (entitlement crisis), stagnant wages, secular stagnation = desperate population // European banks some still burdened by sov debt crisis/NPL (= zombie banks) & NIRP & QE & lack of uptake in business & consumer loans. // no back-up to the ECB (balance sheet) yet. what happens if the EURO stops being a hard currency? get Greece out, is a liability. // EU can not go on in Status Quo indefinitely. ie funding southern states. States have to get on course of economic harmony! everyone has to give up something! // Precariat/Squeezed Middle Class/Social Mobility = creates desperate people. // Entitlements are a legal issues. Productivity and Growth Rates can't fund entitlements. = There will be a crisis. // Career Politicians won't touch it. // History (look at M2) this environment ends up in inflation. not time or data.
European  Union  Brexit  fiscal  Political  Union  ECB  Alan  Greenspan  Fed  Yanis  Varoufakis  Janet  Yellen  PIGS  sovereign  debt  crisis  secular  stagnation  productivity  gap  disposable  income  discretionary  spending  ageing  population  current  account  deficit  budget  deficit  GFC  entitlement  spending  Abenomics  monetary  policy  fiscal  policy  pension  obligation  babyboomers  Baby  Boomers  immigration  NIRP  ZIRP  QE  economic  history  Germany  Angela  Merkel  BOE  Mark  Carney  rising  middleclass  squeezed  middle  class  working  poor  Precariat  populism  demagogue  demagogy  Donald  Trump  western  world  savings  rate  Gini  coefficient  social  mobility  income  mobility  triple-lock  pension  pension  fund  pension  scheme  democracy  Career  Politicians  politician  output  gap  M2  inflation  targeting  M3  commodity  prices  global  economy 
june 2016 by asterisk2a
Why Brexit could hurt the US, too
Washington fears that a decision to abandon the European project, in which Britain has been an often-reluctant participant since 1973, would threaten to unravel the union, a vital ally, as it struggles with disunity and unleash a new instability in an already dangerously volatile world.
While advocates of a British departure say the country will be stronger freed from the shackles of Brussels bureaucracy, opponents fear it could dismember the U.K. should Scotland decide its future still lies in the E.U. and demand a fresh independence vote. [...] And throughout his presidency, Obama has expressed irritation at the neediness of European leaders competing for the attention of the American president. He's grumbled that European nations won't do more for NATO and even publicly rebuked Cameron in a recent Atlantic magazine interview for not doing more to bring peace to Libya after a NATO intervention in 2011 pushed by him and other Europeans.
Brexit  barackobama  NATO  War  on  Terror  Hegemony  USA  foreign  affairs  diplomacy  European  Union  Defense  Spending  UK  neoconservatism  neoconservatives 
april 2016 by asterisk2a
The Fix: Can The Junior Doctors' Strike Save The NHS? ( Novara Media )
new junior doc contract is a back door to privatisation in the future. those new contracts. [...] some areas of healthcare will always be unprofitable ... [...] 7 day NHS is smokescreen [...] stealth cuts (pay and pension already, now contracts, and also the bursaries turned into debt contracts thus that item off the gov balance sheet) [...] "need to treat the public as grown ups ... that is how much health care for a sick and old population cost." [...] "we need honesty"
Junior  Doctor  Junior  Doctor  Contract  Junior  Doctors  NHS  NHS  England  Jeremy  Hunt  locum  locum  staff  staff  morale  staff  shortage  austerity  health  care  budget  health  care  cost  health  care  demand  health  care  spending  ageing  population  demographic  bubble  OAP  diet-related  disease  chronic  disease  complex  condition  complex  needs  elderly  care  adult  social  care  cancer  obesity  heart  disease  overweight  chronic  low-grade  inflammation  high  blood  pressure  cholesterol  Privatisation  privatization  PFI  scandal  single-payer  healthcare  Workers  Union  Trade  Union  neoliberal  neoliberalism  free  market  George  Osborne  David  Cameron  nasty  party  Conservative  Tories  general  election  2015  election  campaign  promises  Manifesto  Toff  Privileged  Establishment  No  Representation  health  inequality  Career  Politicians  health  crisis  sick  population  prevention  GP  A&E 
april 2016 by asterisk2a
BAE Systems workers issue job cuts warning
[ we are all in this together ] They say the problem comes from slower release of Ministry of Defence (MoD) funding for Type 26 warships.
That means work on them will start later than planned, and will be carried out more slowly, probably requiring fewer workers.
Hundreds of jobs have been lost on the Clyde in the past 18 months as BAE reduced shipbuilding capacity.
UK  austerity  NATO  Defense  Contractor  Defense  Spending  Cold  War  Cold  War  2.0  Russia  Middle  East  China  Hegemony  George  Osborne  David  Cameron  general  election  2020  Foreign  Aid  triple-lock  pension  GCHQ  War  on  Terror  Tories  Conservative  Party 
april 2016 by asterisk2a
Obese patients denied surgery in a third of areas in England
A report by the Royal College of Surgeons found a third of local NHS health bosses in England put restrictions on access to surgery.
But it says this goes against official guidance and can prolong patient pain.
However, some local NHS groups criticised in the report say their polices are based on good evidence.
The Royal College of Surgeons has been increasingly alarmed about the rationing of surgery in the NHS in the tough financial climate.
Its report is based on freedom of information returns from nearly all of the 209 clinical commissioning groups in England and all seven health boards in Wales.
While some CCGs have voluntary policies in place, where patients are encouraged to stop smoking or lose weight, others have introduced mandatory policies, which means patients have to meet fixed criteria before surgery. [ie have to show able to eat better/healthier and thus lose weight sustainably.] //&! bbc.in/1SzumEt "clinical guidance" vs "good evidence"
rationing  Bariatric  Surgery  obesity  epidemic  sick  population  diabetes  cancer  chronic  low-grade  inflammation  NHS  England  NHS  austerity  health  care  cost  health  care  demand  health  care  budget  health  care  spending  overweight  diet-related  disease  chronic  disease  high  blood  pressure  cholesterol  tobacco  NHS  Grampian  Transgender  health  inequality  health  coach  health  crisis  GP  prevention  heart  disease  intervention 
april 2016 by asterisk2a
The cost of children's decayed teeth
The Local Government Association says 100 operations to extract multiple teeth are being carried out every day in English hospitals. It blames the excessive consumption of sugary foods and drinks. BBC News Illustrated explains how. //&! - bbc.in/1NrZIZc - the cost has jumped to more than £35m a year and many children are missing school because they are taking time off for dental work. [...] more children visit hospitals bc of tooth decay than any other cause! //&! bbc.in/1Qhb8Pq
Big  Sugar  sick  population  heart  disease  Sugar  Tax  childhood  obesity  child  abuse  health  crisis  prevention  intervention  health  care  cost  health  care  demand  health  care  budget  health  care  spending  rationing  NHS  England  NHS  UK  chronic  low-grade  inflammation  diabetes 
april 2016 by asterisk2a
NHS in £2.4bn funding boost for GP services in England
NHS chiefs in England have announced a five-year plan to help GP surgeries "get back on their feet" and to improve access for patients. The rescue package will see an extra £2.4bn a year ploughed into services by 2020 - a rise of 14% once inflation is taken into account. It will pay for 5,000 more GPs and extra staff to boost practices. [...] It means more than 10% of health spending will go on GP care - up from just over 8% currently.
OAP  GP  A&E  waiting  times  NHS  England  NHS  health  care  cost  health  care  demand  health  care  budget  health  care  spending  ageing  population  demographic  bubble  premature  ageing  diet-related  disease  chronic  disease  cancer  diabetes  obesity  chronic  low-grade  inflammation  well  being  sick  population  health  crisis  high  blood  pressure  osteoporosis  osteoarthritis  babyboomers  rationing  staff  shortage  staff  morale  locum  doctor  locum  staff  Simon  Stevens 
april 2016 by asterisk2a
IMF urges more spending to boost growth
Fund’s steering committee calls for more forceful stimulus and warns monetary policy alone is not enough //&! http://www.theguardian.com/business/imf //&! bit.ly/1V9pfhD - IMF chief: regulators long 'alarmed' over Panama's handling of taxation. Christine Lagarde responds to Panama Papers revelations, noting that authorities were concerned but did not take ‘expected’ action.
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april 2016 by asterisk2a
Capitalism and Mental Health: How the Market Makes Us Sick
POVERTY TRAP! // we were never as miserable as a nation as ever before.
profit  maximisation  profit  maximization  underinvestment  austerity  shareholder  capitalism  capitalism  in  crisis  capitalism  capitalist  working  poor  Precariat  squeezed  middle  class  status  anxiety  materialism  consumerism  consumerist  well  being  mental  health  burnout  work  life  balance  exploitation  exploited  part-time  part-time  employment  Contractor  self-employment  Soziale  Marktwirtschaft  cortisol  poverty  trap  poverty  child  poverty  low  pay  low  income  shareholder  value  Wall  Street  disposable  income  discretionary  spending  Robert  Skidelsky  Slavoj  Žižek  Disabled  vulnerable  DWP  WCA  Iain  Duncan  Smith  Stephen  Crabb  George  Osborne  David  Cameron  public  health  public  health  policy  public  health  risk  liberal  economic  reform  neoliberal  neoliberalism  JSA  sanctions  Food  Bank  self-medication  substance  abuse  abuse  alcohol  abuse  alcoholism  binge  drinking  coping  mechanism  GP  health  care  cost  health  care  demand  NHS  homeless  homelessness  Housing  Generation  Rent  UK  USA  precarious  work  precarious  employment  isolation  child  protection  education  policy  Self-esteem  sociology  psychology  Wertegesellschaft  Gesellschaft  values  Gentrified  Gentrifzierung  gentrification  Beton  Gold  Betongold  urban  planning  urbanisation  rat  capitalism  class  economic 
april 2016 by asterisk2a
What Happens Next (In Europe)?
the odds of another crisis are higher than a rally to fresh records. [...]
“The 2009-2015 rally originated from two main drivers: a massive stimulus, and credit expansion in China,” said Goette, who’s a partner at his firm in Zug, Switzerland and helps oversee 1 billion Swiss francs ($1 billion).

“European earnings have not followed suit so far. Skepticism regarding central-bank operations has started to emerge.”
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april 2016 by asterisk2a
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