asterisk2a + pension   142

Amber Rudd’s denial of the benefits crisis takes political spin to a new level | Frances Ryan | Opinion | The Guardian
The facade did not last long. On the eve of the Brexit vote, the DWP snuck out a change to pension credits that could see couples on universal credit lose as much as £7,000 a year.
Benefits rule changes could cost pensioners in UK thousands a year
From 15 May, new pensioners with partners under 65 can no longer claim pension credit - https://www.theguardian.com/society/2019/jan/15/benefit-rule-changes-could-cost-pensioners-in-uk-thousands-a-year-pension-credit new pensioners whose partners are younger than the state retirement age of 65 can no longer claim a means-tested top-up called pension credit.

Instead they will be forced to claim the much less generous universal credit alongside their younger partners.

The couple rate of universal credit is £114.81 a week compared with £255.25 for a couple receiving pension credit. This amounts to a potential loss of £7,320 a year.

&! There is perhaps no greater skewer to this narrative than the fact some MPs have called for the introduction of a minister for hunger. https://www.theguardian.com/society/2019/jan/10/appoint-minister-for-hunger-to-tackle-uk-food-insecurity-mps-urge
DWP  Universal  Credit  Austerity  CON-servative  Conservative  Pension  poverty  nasty  welfare  state  food  hunger  deprivation  trap 
9 weeks ago by asterisk2a
Gescheitert ǀ Dreißig Jahre Abwegigkeit — der Freitag
Nun stellt eine UN-Studie klar: Die Rentenprivatisierung ist ein weltweites Debakel
pension  deficit  scheme  Privatisation  bailout  Rentnerrepublik 
december 2018 by asterisk2a
Ex-Carillion director viewed pension fund as 'waste of money' | Business | The Guardian
Ex-Carillion director viewed pension fund as 'waste of money'
Comment revealed in meeting minutes as MPs criticise Pensions Regulator and KPMG
Carillion  pension  bailout  Governance 
february 2018 by asterisk2a
Carillion: a month on, employees, partners and rivals feel the pain | Business | The Guardian
The pensioners
Carillion grew fast by taking over companies, including Alfred McAlpine, Mowlem and George Wimpey. Each deal brought with it a pension scheme, and the combined schemes, which have nearly 30,000 members, are estimated to be at least £990m in deficit.

The government’s pensions lifeboat, the Pension Protection Fund (PPF), is expected to assume a liability of up to £900m, its largest ever. It has enough money to do that, but scheme members will face payout cuts of about 15%.
Carillion  bailout  Pension  scheme 
february 2018 by asterisk2a
Shares in UK government contractor Capita plunge 40% after profit warning | Business | The Guardian
Major UK outsourcing group stuns City with profits warning, as new CEO admits the company is too complex and freezes its shareholder dividend. 10.30am: Shares down 42% at 15-year low. New CEO says company must change. Capita wants to raise £700m from shareholders. Worries over £381m pensions deficit
Carillion  Capita  Privatisation  UK  Austerity  Council  NHS  Prison  outsourcing  pension  scheme  bailout  TBTF  taxevasion  taxavoidance  CEO  pay  shareholder  dividends  working  poor  sub-contractor  contractor  Precariat  insecurity 
january 2018 by asterisk2a
The Carillion pension bungle raises this question: where was the oversight? | Simon Jenkins | Opinion | The Guardian
There’s something amiss when a firm £5bn in debt, owing almost £1bn to its pensioners, and with just £29m in the bank is given a clean bill of health &! https://www.theguardian.com/business/nils-pratley-on-finance/2018/jan/29/the-pensions-regulator-a-deficit-of-credibility - The Pensions Regulator: a deficit of credibility Nils Pratley Nils Pratley The regulator may need more powers to intervene – but first it must use what capabilities it has
Carillion  pension  scheme  bailout  UK  self-regulation  regulation  regulators  governance  oversight  Tories  nasty  party  Conservative  JAM  Theresa  May 
january 2018 by asterisk2a
Carillion crisis: UK government locked in last-ditch rescue talks | Business | The Guardian
But the banks, headed by HSBC, Barclays and Santander, have yet to agree on a restructuring plan and are understood to be reluctant to pour in new funding unless Downing Street takes part in a bailout.
Carillion  bailout  pension  bank  UK  oligopoly 
january 2018 by asterisk2a
Government to hold pensions talks with Carillion - BBC News
Not yet another pension bailout.

Carillion, which is one of the government's biggest contractors, is struggling under £1.5bn of debt, including a pension shortfall of £587m.

The company held talks with its lenders and advisers in London on Wednesday.

However, no announcement has been made on a business plan to secure its future.

Carillion is the UK's second-largest construction company and employs 43,000 people globally.
Pension  bailout  UK  Scheme 
january 2018 by asterisk2a
Funding the NHS: Is it finally time for a new approach? - BBC News
A ring-fenced tax for health and social care has been resisted in the past by the Treasury. Such a policy is known by economists as hypothecation. Opponents, including Treasury mandarins, believe it ties the hands of chancellors.

But, intriguingly, a former top civil servant at the Treasury, Sir Nick Macpherson, has come out in favour of a ring-fenced tax which is renewed every five years.
NHS  hypothecation  Politics  Sugar  Tax  nudge  nanny  state  prevention  public  health  crisis  winter  Austerity  sickcare  demand  chronic  sick  population  demographic  bubble  ageing  premature  CVD  Cancer  diabetes  healthcare  diet  lifestyle  self-medication  Alcohol  minimum  pricing  alcoholism  food  addiction  abuse  Council  bedblocking  bed  blocking  adult  elderly  social  care  pension  scheme  obligation  disabled  DWP  mental 
january 2018 by asterisk2a
Thousands of UK Toys R Us jobs saved after deal with pensions body | Business | The Guardian
corporate defined contribution pension schemes (which are phased out have been phased out bc profit maximisation and expected job losses) are underfunded across the board.
pension  bailout 
december 2017 by asterisk2a
Uber loses court appeal against drivers' rights - BBC News
[ ANOTHER COURT IN UK SAID, UBER DRIVERS ARE EMPLOYEES.] Uber said there were two further possible stages in the appeal process - the Court of Appeal and the Supreme Court. &! Deliveroo - http://www.bbc.co.uk/news/business-41983343 - But the CAC found they were self-employed because of their freedom to "substitute" - allowing other riders to take their place on a job. &! http://www.bbc.co.uk/news/business-41980922 - Handy gig cleaning app. and its policy acts causes social media row.
UK  Uber  Platform  1099  Self-Employment  gig  Economy  on-demand  working  poor  poverty  insecurity  Precariat  minimumwage  Mindestlohn  TaskRabbit  neoliberal  Exploitation  workers  rights  trade  union  neoliberalism  Capitalism  profit  maximisation  PAYE  NI  taxation  pension  scheme  bailout  welfare  state  recovery  Technology  totalitarianism  technocracy  Super  Rich  1%  Plutocracy  Oligarchy  evasion  avoidance  tax  employment  law  Deliveroo 
november 2017 by asterisk2a
Monarch: MP urges change in law to protect pension schemes | Business | The Guardian
yet another case of not paying into the pension pot! its systemic! reports every now and then come up that billions underfunded pension schemes
pension  retirement  bailout  profit  maximisation  shareholder  value  fiduciary  responsibility  accountability  Capitalism  tax  evasion  avoidance  neoliberalism  Regulation  self-regulation  regulators  oversight  lobby  revolving  door  babyboomers 
october 2017 by asterisk2a
Millions may lose promised pension payout - BBC News
gov has to bail out again corporate greed // Three million savers in final-salary pension schemes only have a 50/50 chance of receiving the payouts they were promised, a study has concluded.
Some employers were under pressure to meet their pension obligations, the Pensions and Lifetime Savings Association (PLSA) said.
High-profile cases such as the BHS collapse have highlighted concerns over the future of workplace pensions.
The PLSA said one solution could be the pooling of resources into "superfunds".
pension  retirement  crisis  TBTF  bailout  corporate  subsidies  subsidizing  scheme  UK  USA  ZIRP  NIRP  GFC  recovery  ageing  population  babyboomers  baby  boomers  demographic  bubble  Productivity  secular  stagnation  growth  inflation  401k 
september 2017 by asterisk2a
Back to the future on inflation
[ no rising demand = no inflation ] Globalisation and the march of technology have strengthened the hand of employers and weakened that of workers. So it is no surprise that though unemployment has relentlessly fallen, wage growth remains in the doldrums.

Then there is the war between generations. As the baby boomers approached retirement, they sought to safeguard their wealth. Inflation-targeting central banks, the dismantling of the welfare state and fiscal austerity were the natural results. The modern macroeconomic constitution has disenfranchised the inflationary constituency of the young. &! https://www.project-syndicate.org/commentary/tax-cuts-for-the-rich-solve-nothing-by-joseph-e--stiglitz-2017-07
USA  UK  European  Union  inflation  targeting  GDP  demand  economic  history  babyboomers  Generationy  Generation  Generationengerechtigkeit  Millennials  Austerity  secular  stagnation  working  poor  Precariat  poverty  trap  social  income  mobility  inequality  1%  10%  Super  Rich  Plutocracy  Oligarchy  Taxation  trickle-down  ECB  Fed  BOE  BOJ  demographic  bubble  ageing  population  pension  scheme  obligation  Brexit  bank  bailout  recovery  GFC 
july 2017 by asterisk2a
How to get a pension of £20,000 by the time you retire - BBC News
So someone who starts saving at the age of 25 would need to put away £246 a month, net of tax. [...] The figures show that an average earner who starts saving at 25 need only contribute 14% of their salary to hit the £20,000 target.
But if they leave it to the age of 35, they will need to contribute 23%.
By the time they are 45, if they haven't started a pension plan, they will need to pay in pretty much half their earnings, a difficult task.
"The biggest message from this analysis is the cost of delaying when you start to save," says Patrick Bloomfield.
Pension  Scheme  demographic  bubble  retirement  savings 
july 2017 by asterisk2a
Don't want to work until you are 70? You will have to, says WEF | Business | The Guardian
World Economic Forum says looming fourfold rise in over-65s by 2050 is financial equivalent of climate change
demographic  bubble  pension  retirement  ageing  population 
may 2017 by asterisk2a
Grey power in the new battle of Britain: why older voters will be crucial | Gaby Hinsliff | Opinion | The Guardian
It’s breathtakingly cynical stuff – if you want the EU to stay out of domestic elections, don’t make them all about the EU – which can only make future negotiations more difficult. But don’t underestimate how much they’ll cheer in the places it was intended to be heard: golf club bars and Daily Mail-reading households; stout shire villages; and fading seaside towns still drawn to Ukip. This was a speech for Clacton and Skegness, for people old enough to remember a time when we managed fine outside the EU.
Theresa  May  GE2017  Brexit  Tories  Lyndon  Crosby  nasty  party  Conservative  Rentnerrepublik  Triple  Lock  Pension 
may 2017 by asterisk2a
Number of women working past 70 in UK doubles in four years | Money | The Guardian
Much of the increase is down to the abolition of compulsory retirement in 2011. Many older workers say they are happy to continue in employment, but pension experts say women in particular have low levels of savings, and some are being forced to work longer to supplement meagre pensions.
Altersarmut  UK  pension  retirement  gender-based  discrimination  inequality  child  care 
march 2017 by asterisk2a
National Insurance rise 'fair', says PM - BBC News
http://www.bbc.co.uk/news/business-39225522 - She said the decision "was taken in the context of a rapidly changing labour market in which the number of people in self employment is rising rapidly".
The shift towards self employment was "eroding the tax base", she argued.
"Is it fair? I think it is fair to close the gap in contributions between two people doing the same work and using the same public services to make the same contribution to wider society."
'We should apologise'
She said, with other NI changes, "this is a change that leaves lower paid self-employed workers better off" and .
Ministers say those earning £16,250 or less will see their NI contributions fall.
Tories  Budget  welfare  state  Pension  NIC  NI  National  Insurance  Conservative  Party  Self-Employment  gig  economy  1099  adult  social  care  elderly  NHS  DWP  HMRC  Contractor  zero  hour  contract  Theresa  May  Philip  Hammond  Uber  Platform  Capitalism 
march 2017 by asterisk2a
Budget 2017: £2bn for social care and tax rise for self-employed - BBC News
http://www.bbc.co.uk/news/business-39114211 http://www.bbc.co.uk/news/uk-politics-39214295 debt going down bc of state asset sales !!! lol like reverse PFI ! http://www.bbc.co.uk/news/uk-politics-39203784 Philip Hammon tip-toeing around the issue of self-employment disparieties and exploitation. Damaging welfare state. While at the same time going through w corp tax cut from Osborne, as well as inheritance tax cut, capital gains, banks, ... also tip-toing around the business rate increase w a temporary relieve to the discretion of each council (call that a admin & beaurocracy catastrophe and prone to abuse, why give relive fund money to one and not the other?) & nothing for NHS. And still going ahead with Triple Lock Pension and no housing benefit for young. And still going ahead w cut in real terms of edu budgets. And still going ahead w no parity in mental health RE DWP ESA limit not funding mental health conditions.
HMRC  Philip  Hammond  Theresa  May  Tories  Conservative  Party  nasty  budget  Brexit  NHS  National  Insurance  NI  adult  social  care  elderly  self-employment  tax  evasion  avoidance  Council  Austerity  ageing  population  demographic  bubble  chronic  sick  health  demand  Generationengerechtigkeit  Triple  Lock  Pension  Trickle-down  Housing  Benefit  Crisis  education  policy  IMF  homelessness  homeless  inequality  technological  unemployment  mobility  welfare  state  child  poverty  downward  income  trap  gini  Coefficient  Disabled  JAM  DWP  JSA  ESA  working  poor  squeezed  middle  class  Precariat  zero  hour  contract  part-time  PFI 
march 2017 by asterisk2a
'Parents have been asked to help clean': how budget cuts are affecting schools | Education | The Guardian
Schools in England face a squeeze in funding. We asked how it was impacting on your school – here are the responses we got [...] We can no longer afford books, pencils or computers. [...] The cuts are stopping me doing my job. They are stopping the students from learning. In a time when we should be looking to develop engaging lessons which teach students valuable life skills, I am using 20-year-old textbooks and the kids are copying information from it. It is depressing. I know what a modern curriculum should look like, I know the lessons I would like to teach. I do not have the resources to do it. Eventually this will encourage me to leave. &! https://www.theguardian.com/education/2017/mar/07/headteachers-write-to-parents-over-school-funding-and-job-cuts
UK  Brexit  Austerity  education  policy  IMF  Tories  Conservative  Party  nasty  underinvestment  NHS  grammar  schools  free  Philip  Hammond  JAM  social  mobility  inequality  poverty  trap  Theresa  May  income  attainment  gap  child  childhood  children  taxation  Generationengerechtigkeit  Triple  Lock  Pension  Privatisation  Academy  PISA  tax  evasion  avoidance  welfare  state  downward 
march 2017 by asterisk2a
Budget 2017: Hammond to tell us the Brexit vote could have been worse | Business | The Guardian
consumers carried on spending and businesses continued to expand.

The picture for the public finances is also looking rosier compared with Hammond’s maiden autumn statement in November. [...] But here’s what the chancellor will not tell you: living costs have gone up and will continue to do so. The poorest will be hit hardest as the cost of essentials such as food and heating take a growing chunk out of already tight family budgets. Wages will struggle to match rises in inflation and the government’s benefit cuts mean that incomes will fall for the poorest people in Britain. In short, unless the government does something significant to improve living standards this week, inequality will start rising again.
UK  JAM  working  poor  squeezed  middle  class  Precariat  Theresa  May  Philip  Hammond  Austerity  DWP  HMRC  inflation  wage  growth  social  mobility  inequality  income  Tories  Productivity  child  poverty  trap  output  gap  recovery  GFC  bank  bailout  nasty  party  Conservative  Generationengerechtigkeit  babyboomers  Millennials  generation  rent  living  standard  discretionary  spending  disposable  credit  taxation  household  debt  mortgage  housing  crisis  Consumer  Consumerism  economic  history  neoliberalism  interventionism  crony  capitalism  tax  evasion  avoidance  corporatism  Exploitation  zero  hour  contract  part-time  minimum  generational  divide  Triple  Lock  Pension 
march 2017 by asterisk2a
Number of EU care workers in UK surges | Society | The Guardian
The number of non-British EU nationals working in the UK’s crisis-stricken social care system has shot up by more than 40% in three years, according to official figures – prompting fears that Brexit will lead to a catastrophic staffing crisis across the sector.
NHS  elderly  care  adult  social  EEA  Brexit  immigration  VISA  Tories  Austerity  Nurse  Bursaries  nasty  Party  Conservative  Jeremy  Hunt  Council  Simon  Stevens  STP  ageing  population  demographic  bubble  Triple  Lock  Pension  chronic  sick 
february 2017 by asterisk2a
Call for a bespoke immigration policy for Scotland as MSPs warn of 'acute risk' of losing EU nationals (From The National)
[ pension age will have to be raised, and less being paid out, triple lock prension will be ended come 2020 ] THERESA May has been urged by MSPs to consider a bespoke solution for immigration policy in Scotland following Brexit. Members of the cross party European committee at Holyrood concluded the demographic risk faced north of the Border if the number of EU migrants drops is “more acute” than for the UK as a whole. Their report, published today, states the 181,000 EU nationals in Scotland are suffering “imposed uncertainty” over their right to remain living and working in the country and calls for the UK Government to allow them to stay without delay.
Demographic  bubble  UK  Ageing  population  Scotland  Pension  NHS  England  immigration 
february 2017 by asterisk2a
UK faces return to inequality of Thatcher years, says report | Business | The Guardian
Pressure on the government to help struggling Britons has intensified after a leading thinktank warned that falling living standards for the poor threatened the biggest rise in inequality since Margaret Thatcher was prime minister.

The Resolution Foundation said Theresa May would need to make good on her pledge to support “just about managing” households as it released a report showing that rising inflation and an end to recent strong jobs growth would hit the least well-off hardest.
UK  Brexit  Austerity  tax  credit  Tories  JAM  nasty  party  Conservative  poverty  fuel  working  poor  Precariat  zero  hour  contract  Contractor  Self-Employment  gig  Economy  1099  part-time  social  mobility  income  distribution  redistribution  squeezed  middle  class  technological  unemployment  underemployed  underemployment  trap  education  policy  public  health  inequality  Food  Bank  gini  Coefficient  Triple  Lock  Pension  JSA  ESA  DWP  minimum  wage  taxation  evasion  avoidance  HMRC  NHS  inflation  living  standard  disposable  discretionary  spending  Card  consumer  debt  household  underinvestment  skills  skill-biased  Productivity  output  gap  downward  upward  Theresa  May  George  Osborne  David  Cameron  Philip  Hammond 
february 2017 by asterisk2a
Hard Brexit means retiring later, Britons warned | UK news | The Guardian
Drastic cuts to migration will skew the ratio of working-age people to pensioners, delaying pension payments, modelling for the Guardian shows [...] Rises in the state pension age are already anticipated as a result of increased life expectancy and large numbers of baby boomers retiring. But further delays to pension payments will be necessary if current levels of immigration, which sustains the country’s old age dependency ratio, are not maintained, the Oxford university work indicates. [...] John Cridland, the former CBI director who is reviewing the state pension age, told a recent conference run by the International Longevity Centre UK that the affordability of the state pension into the future had been made uncertain by “the Brexit factor”.
Brexit  immigration  Demographic  bubble  pension  scheme  deficit  babyboomers  budget  triple  lock  ageing  population 
january 2017 by asterisk2a
Final salary pension deficit of biggest listed firms in UK 'hits £137bn' | Money | The Guardian
Alan Baker, Mercer’s UK defined benefit risk leader, said: “After a very challenging year, pension deficits increased again and end the year more than three times higher than the end of 2015. This continues to put real pressure on any risk management plans, and will require trustees and corporate sponsors to work closely together.”
ZIRP  NIRP  QE  secular  stagnation  unintended  consequences  pension  scheme 
january 2017 by asterisk2a
Armutsfalle Teilzeitjob – vor allem für Frauen | FAKT | Das Erste - YouTube
zzt muss man 45 jahre vollzeit mit mindestens +11 euro die stunde arbeit. um nicht im alter in die sozialfalle zu fallen. altersarmut. altersgrundsichrung = hartz-iv im alter.
gender  pay  gap  working  poor  Poverty  teilzeit  part-time  minijob  Precariat  Precarious  altersarmut  pension  minimum  wage  mindestlohn  Germany  Liberal  Economic  reform  Austerity  UK  USA  squeezed  growth  income  downward  mobility  social  hartz-IV  ALG2 
december 2016 by asterisk2a
Gig economy threatens government finances, says May adviser | Business | The Guardian
“There is no question that the growth of self-employment and incorporation is having a significant impact on our revenues.” It is not known how many of the UK’s 4.7m self-employed workers are engaged in work that could also be classed as employment, but if only 10% were, that could imply an annual loss to the exchequer of close to £1bn, according to the Guardian’s estimate.

The exchequer does not receive employer national insurance contributions on behalf of self-employed workers. [...] Writing in the Guardian, Taylor says Britain’s employment system “has weaknesses and is not future-proof”
Self-Employment  Uber  Deliveroo  tax  avoidance  NHS  evasion  pension  Precarious  work  working  poor  Gig  Economy  1099  UK  budget  HMRC  technological  unemployment  JSA  DWP  Platform  Capitalism  minimum  wage 
november 2016 by asterisk2a
Huge rise in hospital beds in England taken up by people with malnutrition | Society | The Guardian
Critics blame three-fold rise on poverty, cutbacks to meals on wheels services for the elderly and inadequate social care [...] Critics have said the upward trend is a result of rising poverty, deep cutbacks in recent years to meals on wheels services for the elderly and inadequate social care support, especially for older people.
NHS  England  Crisis  Austerity  triple  lock  pension  elderly  care  adult  social  Council  bed  blocking  food  poverty  bank  UK  Tories  Conservative  Party  nasty  George  Osborne  David  Cameron  Jeremy  Hunt  Simon  Stevens  Philip  Hammond  Theresa  May 
november 2016 by asterisk2a
Jeremy Corbyn suggests 9.5 million could be denied access to NHS under proposal to force patients to show passports | The Independent
Ms May, appearing in the Commons ahead of the Autumn Statement, added:  "We can only afford to pay for the National Health Service and social care if we have a strong economy creating wealth - and that's precisely what you're going to hear from the Chancellor of the Exchequer in a few minutes' time." //&! http://www.dailymail.co.uk/wires/pa/article-3964726/Corbyn-hits-May-distracting-impractical-NHS-proposals.html//&! nothing in Autumn Statement 2016 to alleviate elderly adult social care and NHS deficit - https://www.theguardian.com/uk-news/2016/nov/24/andrew-lansley-chides-chancellor-lack-of-nhs-and-social-care-funding?
NHS  Austerity  Privatisation  triple  lock  pension  ageing  population  sick  demographic  bubble  Crisis  nasty  party  health  care  demand  cancer  CVD  diabetes  Tories  Conservative  David  Cameron  George  Osborne  Theresa  May  Sugar  Tax  Philip  Hammond  meat  alcohol  tobacco 
november 2016 by asterisk2a
Scots face 'pensions timebomb' says report (From Herald Scotland)
SCOTS are facing a pensions timebomb with few people saving enough for a comfortable retirement.

New research has found that the average working age person faces a £435,000 shortfall in their pension pot if they want to retirement to meet their expectations.

The first ever Brewin Dolphin Family Wealth Report found that the average person considers an income of £26,000 to be adequate to meet their needs after leaving work.
UK  savings  rate  retirement  pension  Triple  Lock  Altersarmut 
november 2016 by asterisk2a
No end in sight: more austerity for the poor and disabled - YouTube
DWP is asking NHS (CRISIS, active rationing, months long wait lists), public services, community services to support chronically ill MORE! to be able, eventually, possibly, go to work in any capacity. ie part time. to reduce welfare bill. scroungers bill. feckless bill. // [ instead should get qualified ppl in HMRC to hunt down tax evasion and avoidance, duh! ] THUS shows it is ideological. // bc track record so far w private (and public) companies to get the feckless and scroungers into full-time gainful above minimum wage/working poor, has failed! failed miserably. they think there is a huge gap, where there is not (similar to output gap). // TRIPLE LOCK PENSION! SEEMS TO STAY AT LEAST TILL 2020. // & https://youtu.be/Z8fQ2G5TWBU - Ken Lochar "turning working poor and unemployed against each other." &! https://www.theguardian.com/society/2016/oct/31/sick-pay-and-work-assessments-to-be-reviewed-jeremy-hunt-reveals
DWP  Concentrix  privatisation  WCA  Universal  Credit  Triple  Lock  Pension  Damian  Green  Theresa  May  George  Osborne  David  Cameron  Austerity  Disabled  JSA  ESA  UK  long-term  unemployment  structural  low  pay  minimum  wage  working  poor 
november 2016 by asterisk2a
"On contact" with Chris Hedges (Episode 14) w Mark Blyth - YouTube
austerity works for those, who impose it. middle class and pood paying for the debt and bailouts they were not responsible for. // [...] when you shut down the casino economy. where is growth coming from? wage growth, productivity, investment, ... to pay those debts ... by the 80% who bailed out the 20%. current authoritarian depotism populism demagoge does not have the policy/answers. to make the economy work for the 80% so they can pay/serve their debt obligations. [...] young ppl in debt like never before, will not achieve life their parents had. [..] public scared of idea if you change fiscal policy ie tax raise and public investment you make it worse. [...] italy has not grown more than 1% since joined the euro.
Mark  Blyth  Austerity  bank  bailout  UK  George  Osborne  inequality  poverty  wage  growth  Fiscal  Pact  Schuldenbremse  reflate  WallStreet  Mainstreet  Economic  History  USA  European  Union  working  poor  credit  card  household  debt  car  loan  auto  property  bubble  squeezed  middle  class  Brexit  Precariat  1%  10%  20%  plutocracy  Super  Rich  book  welfare  social  security  Triple  Lock  Pension  neoliberalism  neoliberal 
october 2016 by asterisk2a
Welcome to Poundland, where life is bliss if you’re a foreign buyer | Andrew Rawnsley | Opinion | The Guardian
The dramatic plunge in the value of sterling is an early indicator of the price to be paid for Brexit [...] Remainers who had warned that divorcing the EU would unleash severe economic shocks were left looking a bit foolish because those consequences did not materialise immediately. The Outers had a success during the referendum in persuading many voters to ignore the “so-called” experts on the other side and their cautions that there would be a steep bill to pay. [...] If making your currency cheaper was the route to riches, our streets ought to be encrusted with diamonds by now. [ it is in policy! ]
Sterling  British  Pound  FX  foreign  exchange  Brexit  inflation  CPI  RPI  Triple  Lock  Pension  Rail  Fares  working  poor  living  standard  wage  growth  devaluation 
october 2016 by asterisk2a
Keiser Report: Phantom Pension Funding (E952) - YouTube
Keiser Report: Schrödinger's Brexit (E954) - https://youtu.be/eI3crUgYik0 - BOE makes things worse for pension funds and insurance industry
pension  obligation  ZIRP  NIRP  QE  distortion  baby  boomers  babyboomers  triple-lock  UK  USA  European  Union  western  world  secular  stagnation  hunt  for  yield 
august 2016 by asterisk2a
Triple-lock pension guarantee stands, says Downing Street - BBC News
'Totemic policy'
Lady Altmann, who lost her post in Theresa May's reshuffle, argued instead for a system whereby the state pension increased in line with either prices or earnings, but with no commitment to increase it by 2.5%.
She told the Observer newspaper that she had tried to persuade the former Prime Minister David Cameron last year to alter the policy, but he had blocked the change for political reasons.
babyboomers  baby  boomer  triple-lock  pension  UK  Austerity 
august 2016 by asterisk2a
5 Charts That Prove Millennials Are Worse Off Than You | Zero Hedge
Indeed, the typical millennial in the U.K., which the think tank defines as aged 15 to 35, earned about 8,000 pounds (the equivalent of around $10,600) less during their 20s than did those in Generation X.
Millennials  triple-lock  pension  wage  stagnation  wage  growth  student  debt  Loan  Bubble  student  student  debt  student  loans  income  growth  income  inequality  income  distribution  inequality  Gini  coefficient  social  mobility  income  mobility  Baby  Boomers  babyboomers 
july 2016 by asterisk2a
Central Banking and Inequality – Taking Off the Blinders
"Despite studies that suggest that the post-crisis unconventional monetary policies tend to exacerbate inequalities, the standard line of central banks is that these “unintended consequences” fall outside their mandate."
BIS  central  banks  BOE  ECB  Fed  inequality  Gini  coefficient  reflate  reflation  bank  bailout  bailout  1%  20%  10%  triple-lock  pension  ZIRP  NIRP  QE  unintended  consequences  monetary  policy  fiscal  policy  Pact  austerity  Schuldenbremse  secular  stagnation  squeezed  middle  class  wage  stagnation  wage  growth  income  growth  income  distribution  Precariat  GFC  recovery  Helicopter  Money 
july 2016 by asterisk2a
Here's Why All Pension Funds Are Doomed, Doomed, Doomed
Given that both The Economist and The Wall Street Journal have covered the impossibility of pension funds achieving their expected returns, this reality cannot be a surprise to anyone in a leadership role. [...] Here's problem #1 in a nutshell: the average public pension fund still expects to earn an average annual return of 7.69%, year after year, decade after decade.

This is roughly triple the nominal (not adjusted for inflation) yield on a 30-year Treasury bond (about 2.65%). The only way any fund manager can earn 7.7% or more in a low-yield environment is to make extremely high risk bets that consistently pay off. //&! Millennials are first gen to have earned less in their 20's than previous gens. - bit.ly/2a9M98K
ZIRP  NIRP  QE  unintended  consequences  pension  obligation  triple-lock  pension  babyboomers  Baby  Boomers  demographic  bubble  ageing  population  hunt  for  yield  life  insurance  insurance  industry  monetary  policy  Helicopter  Money  monetary  theory  bond  bubble  Richard  Koo  liquidity  trap  economic  history  recovery  Fed  BOE  ECB  Abenomics  western  world  Japan  BOJ  pension  fund  Beton  Gold  Betongold  property  bubble  asset  allocation  funds  allocation  asset  bubble  Pensioner  pension  scheme  secular  stagnation  austerity  deflation  deflationary  Confidence  Fairy  IMF  OECD  credit  boom  credit  bubble  New  Normal  Great  Moderation  economic  harm  economic  damage  reflate  reflation  equity  bubble  distortion 
july 2016 by asterisk2a
Up to 70% of people in developed countries 'have seen incomes stagnate' | Business | The Guardian
Research by the McKinsey Global Institute found that between 65% and 70% of people in 25 advanced countries saw no increase in their earnings between 2005 and 2014. The report found there had been a dramatic increase in the number of households affected by flat or falling incomes and that today’s younger generation was at risk of ending up poorer than their parents. Only 2% of households, 10 million people, lived through the period from 1993 to 2005 – a time of strong growth and falling unemployment – without seeing their incomes rise.
western  world  squeezed  middle  class  working  poor  Precariat  wage  growth  income  growth  income  distribution  inequality  Gini  coefficient  poverty  child  poverty  developed  world  recovery  GFC  austerity  secular  stagnation  wage  stagnation  wage  deflation  minimum  wage  minimumwage  mindestlohn  capitalism  capitalism  in  crisis  technological  unemployment  economic  history  OECD  IMF  Brexit  AfD  far  right  right-wing  far-right  income  inequality  income  mobility  social  mobility  income  redistribution  tax  avoidance  tax  evasion  neoliberal  neoliberalism  aggregate  demand  short-fall  aggregate  demand  Front  National  triple-lock  pension  UK  Germany  USA  France  shareholder  capitalism  winner  take  all  globalisation  globalization  profit  maximisation  profit  maximization  dividends  CEO  pay  career  ladder  Politicians  career  politician  No  Representation  Protest  Vote 
july 2016 by asterisk2a
Technological Unemployment (2013) w Jacque Fresco
wikipedia Jacque Fresco // MORE AI, automation, robotics, augmented intelligence, self-driving cars = LESS AGGREGATE DEMAND (disposable income of the middle class, working class & working poor) [...] productivity has risen but incomes NOT! [...] & companies are making more money for shareholders & owners with less & less people (see Facebook) [...] Industry doesnt care abt people. They hire people because it hasnt been yet automated. [...] A JOBLESS RECOVERY & JOBLESS GDP GROWTH [...] routine middle class jobs eliminated fastest! [...] pace of destruction is greater than pace of creation of new jobs! [...] ie Lawyer Software searching through files via augmented intelligence //&! Humans Need Not Apply - youtu.be/7Pq-S557XQU //&! Jerry Kaplan ((re)distribute wealth more equally - youtu.be/JiiP5ROnzw8), Rifkin (Zero Marginal Cost), Paul Mason (post-capitalism) book //&! UBI a must in future - youtu.be/WMF-Z74C1QE &! youtu.be/mEV-kAjtm9U &! youtu.be/9pdU_Rkwzes
technological  unemployment  aggregate  demand  aggregate  demand  short-fall  disposable  income  discretionary  spending  squeezed  middle  class  western  world  working  class  working  poor  Precariat  automation  Robotics  augmented  intelligence  self-driving  cars  autonomous  car  autonomous  cars  purchasing  power  wage  growth  inequality  income  distribution  Gini  coefficient  1%  10%  20%  winner  take  all  globalisation  globalization  neoliberal  neoliberalism  social  safety  net  Universal  Basic  shareholder  capitalism  crony  capitalism  capitalism  in  crisis  post-capitalism  triple-lock  pension  secular  stagnation  USA  UK  European  Union  Chicago  School  neoclassical  economics  Brexit  No  Representation  Career  Politicians  politician  Smart  Grid  Zero  Marginal  Cost  Jeremy  Rifkin  book  Mobile  Creative  Mobile  Creatives  Industrial  Revolution  technological  progress  technological  history  Soziale  Marktwirtschaft  Grundeinkommen  Paul  Mason  recovery  destruction  multinational  conglomerate  low  pay  minimum  wage  mindestlohn  Jerry  Kaplan  income  redistribution  income  growth  income  inequality  Support  income  tax  credit  welfare  reform  welfare  state  Elizabeth  Warren 
july 2016 by asterisk2a
Annuity rates 'in freefall' since EU vote
Rates have fallen by 3.5% in the two weeks since 24 June, said Tom McPhail, head of retirement policy at Hargreaves Lansdown.
Before the vote, a 65 year-old with savings of £100,000 would have been able to buy an annual income of £5,069.
Now the value of that pension has dropped to £4,890, a new record low.
Experts had predicted just such a development before the referendum, yet a majority of people over the age of 60 voted to leave the European Union.
pension  fund  Pensioner  pension  pension  scheme  pension  obligation  demographic  bubble  Baby  Boomers  babyboomers  Brexit  secular  stagnation  ZIRP  NIRP  QE  recovery  GFC  austerity  recession 
july 2016 by asterisk2a
Tory tax and benefit plans ‘widen generation divide’ | Politics | The Guardian
New analysis of how money will shift from young to old over the next four years has been produced by the foundation as it announces a new intergenerational commission aimed at creating a fairer deal for voters aged under 25. The analysis, which breaks down the impact of tax and welfare changes planned for this parliament by age, shows that people in their 30s will experience the biggest losses of any age group, losing an average of £220 a year by 2020.

In contrast, people in their 60s are set to be the largest beneficiaries, gaining an average of £170 a year. The research also shows that 45 is the age at which people, on average, move from losing to gaining from forthcoming tax and benefit polices in this parliament.
Brexit  recession  austerity  George  Osborne  David  Cameron  fiscal  policy  monetary  policy  fairness  lost  decade  triple-lock  pension  budget  deficit  student  debt  DWP  benefits  housing  benefit  JSA  Universal  Credit  lost  generation 
july 2016 by asterisk2a
Alan Greenspan on Brexit, U.S. Economy, and Inflation (Full Interview) - YouTube
UK out of Euro Currency but part of free trade single market was best option on table. // lack of leadership for political union and fiscal union aka ever closer union. not just currency and trade union (free trade). // GET AT THE ROOT ISSUE; productivity, ageing population (entitlement crisis), stagnant wages, secular stagnation = desperate population // European banks some still burdened by sov debt crisis/NPL (= zombie banks) & NIRP & QE & lack of uptake in business & consumer loans. // no back-up to the ECB (balance sheet) yet. what happens if the EURO stops being a hard currency? get Greece out, is a liability. // EU can not go on in Status Quo indefinitely. ie funding southern states. States have to get on course of economic harmony! everyone has to give up something! // Precariat/Squeezed Middle Class/Social Mobility = creates desperate people. // Entitlements are a legal issues. Productivity and Growth Rates can't fund entitlements. = There will be a crisis. // Career Politicians won't touch it. // History (look at M2) this environment ends up in inflation. not time or data.
European  Union  Brexit  fiscal  Political  Union  ECB  Alan  Greenspan  Fed  Yanis  Varoufakis  Janet  Yellen  PIGS  sovereign  debt  crisis  secular  stagnation  productivity  gap  disposable  income  discretionary  spending  ageing  population  current  account  deficit  budget  deficit  GFC  entitlement  spending  Abenomics  monetary  policy  fiscal  policy  pension  obligation  babyboomers  Baby  Boomers  immigration  NIRP  ZIRP  QE  economic  history  Germany  Angela  Merkel  BOE  Mark  Carney  rising  middleclass  squeezed  middle  class  working  poor  Precariat  populism  demagogue  demagogy  Donald  Trump  western  world  savings  rate  Gini  coefficient  social  mobility  income  mobility  triple-lock  pension  pension  fund  pension  scheme  democracy  Career  Politicians  politician  output  gap  M2  inflation  targeting  M3  commodity  prices  global  economy 
june 2016 by asterisk2a
The Growth Trap
[ growing for growth sake! vs growing in a world/area that is not conducive to grow ] When Twitter went public in 2013, its stock soared and its value jumped to $25 billion. Its founders and early investors got rich. But since then, the company has been considered a failure, despite the fact that it boasts 320 million active users, because it's not growing fast enough. Douglas Rushkoff, author of "Throwing Rocks at the Google Bus: How Growth Became the Enemy of Prosperity," talks to Steve Paikin about why he sees the push for more growth as dangerous. // true capitalists (shareholder, crony, greedy) w/o self-regulation or governance extract all the value there is to extract and then leave, dispersing it to the few who already have [...] WE MUST REWRITE THE RULES OF THE GROWTH GAME ITSELF! [...] you want to optimise the economy based on velocity of money (circulation of money), not share price and value extraction [...]
Venture  Capital  Unicorn  shareholder  capitalism  Greed  shareholder  value  profit  maximisation  profit  maximization  Wall  Street  Wall  Street  activists  Yahoo!  Google  Inc.  Alphabet  Inc.  Microsoft  IBM  Intel  Oracle  capitalism  exploitation  Super  Rich  short-termism  short-term  thinking  1%  plutocracy  oligarchy  M&A  economic  growth  growth  round  Mutual  Fund  macroeconomic  policy  secular  stagnation  Private  Equity  MBO  Pivot  IPO  dividends  prosperity  Start-Ups  Start-up  s&p500  pension  scheme  pension  finite  resources  resource  depletion  economic  history  creative  destruction  share  buyback  Apple  capitalism  in  crisis  capitalist  Uber  monopoly  oligopol  oligopoly  antitrust  corruption  western  world  squeezed  middle  class  emerging  middle  class  BRIC  business  cycle  company  book  cost  center  overhead  costcutting  operating  performance  operating  margin  globalisation  globalization  Universal  Basic  Income  artificial  intelligence  AI  augmented  intelligence  Robotics  automation  structural  unemployment  materialism  consumerism  status  anxiety  disenfranchise  disenfranchised  youth  unemployment  post-capitalism  Mobile  Banlieue  deprivation  poverty  trap  poverty  meritocracy  meritocratic  Gini  value  coefficie 
april 2016 by asterisk2a
BAE Systems workers issue job cuts warning
[ we are all in this together ] They say the problem comes from slower release of Ministry of Defence (MoD) funding for Type 26 warships.
That means work on them will start later than planned, and will be carried out more slowly, probably requiring fewer workers.
Hundreds of jobs have been lost on the Clyde in the past 18 months as BAE reduced shipbuilding capacity.
UK  austerity  NATO  Defense  Contractor  Defense  Spending  Cold  War  Cold  War  2.0  Russia  Middle  East  China  Hegemony  George  Osborne  David  Cameron  general  election  2020  Foreign  Aid  triple-lock  pension  GCHQ  War  on  Terror  Tories  Conservative  Party 
april 2016 by asterisk2a
Revealed: England faces shortfall of 10,000 primary school places
[ we are not all in it together ] Councils say funding pressure is deepening crisis but Department for Education says free schools will make up the numbers [...] [north and deprived areas] The latest data reveals that the councils facing shortfalls in places by 2019-20 are Bolton, Manchester, Oldham, Leeds, Leicester, Birmingham, Walsall, Bexley, Greenwich, Richmond upon Thames, Sutton and Slough. //&! Poor children need better chance of good school place, says report. High-performing primary schools are under-selecting pupils from low-income families, claims education charity - bit.ly/23AJFFf
staff  shortage  staff  morale  austerity  education  policy  Academy  Nicky  Morgan  Michael  Gove  Council  Public  Services  Social  Services  deprivation  Gini  coefficient  Generationengerechtigkeit  triple-lock  pension  mobility  income  mobility  poverty  trap  child  poverty  food  poverty  fuel  poverty  well  being  poverty  selection  bias  prejudice  snap  judgement  George  Osborne  David  Cameron  budget2015  budget2016  general  election  2015  constituency  Party  Funding  election  campaign  promises 
april 2016 by asterisk2a
IMF urges more spending to boost growth
Fund’s steering committee calls for more forceful stimulus and warns monetary policy alone is not enough //&! http://www.theguardian.com/business/imf //&! bit.ly/1V9pfhD - IMF chief: regulators long 'alarmed' over Panama's handling of taxation. Christine Lagarde responds to Panama Papers revelations, noting that authorities were concerned but did not take ‘expected’ action.
secular  stagnation  Panama  Papers  tax  evasion  tax  amnesty  tax  avoidance  corporate  tax  rate  labour  market  job  market  Service  Sector  Jobs  income  tax  receipts  budget2016  George  Osborne  David  Cameron  general  election  2015  general  election  2020  election  campaign  promises  Party  Funding  Richard  Koo  Confidence  Fairy  austerity  underinvestment  Generationengerechtigkeit  triple-lock  pension  fairness  Generation  Rent  Housing  Crisis  property  bubble  USA  UK  reflation  reflate  fiscal  policy  Pact  Schuldenbremse  Angela  Merkel  Wolfgang  Schäuble  GFC  sovereign  debt  banking  bank  bailout  job  creation  squeezed  middle  class  working  poor  disposable  income  discretionary  spending  IMF  OECD  credit  bubble  China  BRIC  recovery  Germany  economic  history  2016  Niall  Ferguson  budget  deficit  offshore  banking  investment  banking  TBTF  self-regulation  Greed  crony  capitalism  shareholder  capitalism  globalisation  globalization  global  economy  Oil  price  commodity  prices  ChristineLagarde  inequality  Gini  coefficient  income  mobility  social  mobility  low  pay  low  income  tax  credit  child  poverty  food  poverty  health  care  cost  health  care  demand  western  world  European  Union  Brussels  Brexit  Grexit  sick  population  health  economic  Union  Union  investment  policy  fiscal  me 
april 2016 by asterisk2a
Is Stephen Crabb the man to tackle this age of extreme inequality?
The Panama Papers will lead to the dynamiting of Tory credibility, but new work and pensions secretary, Stephen Crabb, is unlikely to prove the saviour of his party’s reputation. [...] Last autumn’s U-turn over cuts to working tax credits was a smoke screen. The axe will fall, only not everywhere, not just yet. From this week, existing universal credit claimants will lose up to £220 a month as the work allowance is pared back faster than the national living wage increases to replace it. [...] Short of taking a vow of poverty and retreating like Charles V to a monastery, there is nothing he can say now that will change the perception that he is at the head of a party that has a fundamental personal interest in preserving the advantages of the 1%.
Stephen  Crabb  nasty  party  tax  credit  Universal  Iain  Duncan  Smith  welfare  reform  welfare  state  poverty  trap  poverty  child  poverty  social  safety  net  sanctions  JSA  ESA  PIP  Disabled  vulnerable  mental  health  austerity  George  Osborne  David  Cameron  Tories  Conservative  Positioning  PR  spin  doctor  manufactured  consent  snap  judgement  prejudice  triple-lock  pension  Generationengerechtigkeit  fairness  bank  bailout  budget  deficit  aggregate  demand  Budget2016  budget2015  general  election  2015  election  campaign  promises  Funding  constituency  Super  Rich  oligarchy  plutocracy  Confidence  Fairy  1%  democracy  food  poverty  fuel  poverty  tax  evasion  tax  amnesty  tax  avoidance  Panama  Papers  offshore  banking  tax  loopoles  lobby  No  Representation  Career  Politicians  Gini  coefficient  inequality  social  mobility  income  mobility  deprivation  crony  capitalism  shareholder  capitalism  corporate  welfare  HMRC  revolving  door  corporate  tax  rate  capital  gains  tax  DLA  Independent  Living  Fund  Holyrood 
april 2016 by asterisk2a
What the Panama Papers Tells Us About Global Capitalism
never seen David Cameron red-faced, so much! [...] sold in 2010!? And what was before that time? The time he was a MP!? [...] we are not all in this together, for sure! // book the hidden wealth of nations. - 7-8trn tax evasion and avoidance - not taxed. //&! Rumble - Just like FDR - Bernie Welcomes the GE CEO Hatred... - youtu.be/jT7NIoDS1gw - taking advantage of the tax laws THEY MADE.
Panama  Papers  David  Cameron  George  Osborne  tax  evasion  tax  amnesty  tax  avoidance  Super  Rich  Toff  Privileged  Establishment  Westminster  Whitehall  expense  scandal  No  Representation  Career  Politicians  1%  legal  loopholes  plutocracy  oligarchy  Tories  nasty  party  Richard  Wolff  Conservative  shell  company  offshore  banking  tax  loopoles  budget  deficit  austerity  fairness  Generationengerechtigkeit  neoliberal  neoliberalism  accounting  scandal  corporate  scandal  white-collar  crime  trickle-down  economics  free  market  corporate  tax  rate  Budget2016  self-regulation  underinvestment  squeezed  middle  class  working  poor  Gini  coefficient  child  poverty  corruption  bribery  money  laundering  UK  USA  Bahamas  CaymanIslands  income  distribution  tax  credit  Disabled  vulnerable  babyboomers  triple-lock  pension  DWP  capital  gains  tax  income  tax  receipts  secular  stagnation  western  world  social  mobility  income  mobility  trust  low  pay  shareholder  capitalism  crony  capitalism  low  income  Service  Sector  Jobs  Universal  Basic  class  warfare  disposable  income  discretionary  spending  credit  bubble  economic  history  Gesellschaft  Wertegesellschaft  materialism  consumerism  status  anxiety  pay 
april 2016 by asterisk2a
Tyler Cowen: "The Great Stagnation", Michael Vassar & Cowen Debate at Singularity Summit 2011
gains are harder to come by! low hanging fruit gone. [...] VISION IS NEEDED TO GET THE JOB DONE.
secular  stagnation  western  world  underinvestment  R&D  R&D  innovation  Innovators  Dilemma  rentier  rent-seeking  oligopol  oligopoly  winner  take  all  babyboomers  Generationengerechtigkeit  fairness  austerity  triple-lock  pension  pension  obligation  recovery  Super  Rich  1%  plutocracy  oligarchy  No  Representation  lobby  Career  Politicians  OAP  demographic  bubble  ageing  population  sick  population  health  crisis  economic  damage  climate  crisis  climate  change  global  warming  productivity  gap  output  gap  GDP  measurement  GNP  nominal  GDP  targeting  inflation  targeting  BRIC  creative  destruction  Mobile  Debt  Super  Cycle  servitude  servicing  service  income  tax  receipts  tax  evasion  tax  avoidance  Moore's  Law  COP21  macroeconomic  policy  microeconomic  policy  OECD  IMF  crony  capitalism  Privileged  Establishment  shareholder  capitalism  profit  maximisation  profit  maximization  shareholder  value  revolving  door  Wall  Street  squeezed  middle  class  working  poor  disposable  income  trickle-down  economics  neoliberal  neoliberalism  discretionary  spending  renewable  energy  infrastructure  investment  Smart  Grid  AI  artificial  intelligence  augmented  intelligence  Autonomous  Cars  ZIRP  NIRP  QE  New  stagnation 
april 2016 by asterisk2a
Tory party’s civil war | FT Comment
[ we are all in this together ] Lionel Barber, FT editor, and Janan Ganesh, political commentator, discuss the turmoil within the UK’s Conservative party, including the resignation of a cabinet minister following the government’s Budget. //&! Cameron’s Panama profits - https://youtu.be/jOm-24n16ik - skill full worded statements, No 10 was under lock-down.
George  Osborne  Budget2016  David  Cameron  PIP  Brexit  Tories  Conservative  Party  nasty  fairness  Panama  Papers  tax  evasion  tax  avoidance  tax  cut  corporate  tax  rate  austerity  Generationengerechtigkeit  babyboomers  triple-lock  pension  Generation  Rent  secular  stagnation  Richard  Koo  Niall  Ferguson  IMF  OECD  European  Union  Brussels  No  Representation  Career  Politicians  Toff  Privileged  Establishment  Super  Rich  1%  plutocracy  oligarchy  offshore  banking  PR  spin  doctor  Positioning 
april 2016 by asterisk2a
Piketty: EU should welcome one million immigrants a year
"The European Union has the capacity to absorb a large flow of migrants, one million per year in terms of inflow net of outflow," he said.
"This is exactly what we had between 2000 and 2010 and this was working in the sense that unemployment was being reduced.
"The problem is - with the austerity policies and with the recession - now we are in a situation where it's very difficult in particular with southern Europe, with the terrible economic situation that we have created there in particular." [...] The population of the EU has only risen by 0.2% a year since 1995, he argues, compared to 1.2% for the world's population over the same period.
According to Eurostat, the official statistical arm of the European Commission, a total of 3.4 million people came to the EU during 2013. Some 2.8 million left, leaving a net immigration figure of around 600,000. [S]low growth [...] exacerbated not just by a lack of immigration but also by austerity policies aimed at reducing public expenditure. [EU in recession 2011 forward]
immigration  migration  refugee  crisis  Integrationspolitik  Sozialpolitik  youth  unemployment  austerity  GFC  secular  stagnation  Richard  Koo  ageing  population  demographic  bubble  social  safety  net  pension  obligation  economic  history  welfare  state  Gini  coefficient  Super  Rich  inequality  social  mobility  income  mobility  plutocracy  oligarchy  Precariat  working  poor  squeezed  middle  class  hartz-iv  Aufstocker  neoliberal  neoliberalism  Soziale  Marktwirtschaft  ALG2  Zeitarbeit  Leiharbeit  Minijob  part-time  employment  Contractor  self-employment  Zero  Hour  Contract  underinvestment  disposable  income  discretionary  spending  Robert  Skidelsky  bank  bailout  Fiscal  Pact  Schuldenbremse  Wolfgang  Schäuble  Angela  Merkel  Leadership  Wall  Street  shareholder  capitalism  crony  capitalism  lobby  No  Representation  Career  Politicians  democracy  European  Union  UK  Elizabeth  Warren  Paul  Krugman  Robert  Reich  Joseph  Stiglitz  carbon  tax  policy  folly  policy  error  right-wing  far-right  Rechtsruck  recovery  nominal  GDP  targeting  inflation  targeting  finite  resources  resource  depletion  GNP  GDP  GDP  measurement  profit  maximisation  profit  shareholder  policy  income  inequality  income 
april 2016 by asterisk2a
The Week Ahead: the return of the nasty party and a good week for Brexit
David Cameron and George Osborne wanted to cut even more! //&! Nicky Morgan's embarrassing interview over Tory cuts to disabled welfare - youtu.be/hjk06tjx_xQ //&! Jeremy Corbyn - youtu.be/Ain-IP4pHCk //&! IFS: cutting disability benefits to fund tax cuts is a political choice - youtu.be/xVBf9dSa9Mw //&! MANIFESTO Election Campaign Promises - Tories hoist by their own petard over disability cuts - youtu.be/N8VijFKLQek //&! also closed Independent Living Fund - youtu.be/nurjzK5VPAI //& "The electorate don't mind. Those who vote aren't affected." *George Osborne - youtu.be/N8VijFKLQek - WCA to bring down bill by kicking people off was a pipedream & Universal Credit is a real cut in benefits. //&! Nicky Morgan's nightmare defending Osborne's nasty budget - youtu.be/Y9YNcQF4t8I - 12bn cuts were promised in Manifesto 2015. 4.4 tried through PIP. youtu.be/5-3Bp7qzj4Y (pre-election) //& cutting corporation tax (& capital gains tax) - youtu.be/gZ6qNHLnbs0 &! Analysis - youtu.be/v-qmvI9s3pE
Iain  Duncan  Smith  Brexit  Tories  Conservative  Party  DWP  austerity  George  Osborne  David  Cameron  Toff  dogma  ideology  Establishment  general  election  2020  economic  history  recovery  tax  credit  ILA  PIP  Universal  Budget2016  Westminster  Whitehall  ESA  tax  cut  welfare  reform  welfare  state  social  safety  net  Disabled  vulnerable  JSA  sanctions  PR  spin  doctor  Positioning  manufactured  consent  bank  bailout  budget  deficit  corporate  tax  rate  capital  gains  tax  Boris  Johnson  Gini  coefficient  social  mobility  income  mobility  inequality  child  poverty  fuel  poverty  Generationengerechtigkeit  fairness  poverty  trap  education  policy  Academy  Nicky  Morgan  Michael  Gove  Ofsted  nasty  inheritance  tax  Manifesto  general  election  2015  IFS  OBR  Fiscal  Pact  Schuldenbremse  triple-lock  pension  babyboomers  NHS  constituency  Party  Funding  property  bubble  constituency  babyboomers  pension  obligation  WCA  Foodbank 
april 2016 by asterisk2a
Budget 2016: Four key numbers - BBC Newsnight
weaker outlook for income tax receipts & economy/global economy >> OBR has done 'no projections' on impact of Brexit: Robert Chote - BBC Newsnight - youtu.be/A0jvIUKTU1U //&! Budget 2016: Evan Davis grills Sajid Javid on the numbers - BBC Newsnight - youtu.be/L0TBTbfNgCw - "WE HAD THE BIGGEST BANK BAILOUT" //&! NICKY MORGAN ON TORY WELFARE ROW - BBC Newsnight - youtu.be/IC_Yhggk62o
Budget2016  OBR  secular  stagnation  income  tax  receipts  productivity  gap  recovery  economic  history  Richard  Koo  Brexit  Schuldenbremse  Fiscal  Pact  general  election  2020  austerity  underinvestment  business  confidence  job  creation  Service  Sector  Jobs  low  pay  low  income  working  poor  tax  credit  Zero  Hour  Contract  wage  stagnation  squeezed  middle  class  self-employment  part-time  Contractor  Zero  Hour  Contract  recovery  economic  history  UK  fairness  Generationengerechtigkeit  pension  obligation  triple-lock  pension  bank  bailout  trickle-down  economics  dogma  ideology  Richard  Koo  Privatisation  free  market  demographic  bubble  poverty  child  poverty  food  poverty  ESA  Disabled  vulnerable  DLA  PIP  DWP  Iain  Duncan  Smith  sanctions  JSA  social  housing  affordable  housing  Crisis  property  bubble  welfare  state  welfare  reform  Universal  housing  benefit  social  safety  net 
march 2016 by asterisk2a
Budget 2016 shows Osborne's failure on debt, surplus, GDP
// higher in-work poverty
budget2015  budget2016  budget2010  general  election  2010  general  election  2015  PR  spin  doctor  economic  history  Positioning  Richard  Koo  austerity  underinvestment  dogma  ideology  policy  folly  policy  error  George  Osborne  David  Cameron  nasty  party  Iain  Duncan  Smith  corporate  tax  rate  corporate  welfare  corporate  subsidies  tax  evasion  tax  avoidance  Google  Inc.  shareholder  capitalism  bank  bailout  budget  deficit  Tories  Conservative  secular  stagnation  aggregate  demand  babyboomers  ageing  population  Northern  Powerhouse  triple-lock  pension  pension  obligation  Generationengerechtigkeit  fairness  Generation  Rent  property  bubble  Service  Sector  Jobs  job  creation  squeezed  middle  class  working  poor  precarious  work  tax  credit  wage  stagnation  productivity  output  gap  Gini  coefficient  income  tax  receipts  tax  code  Zero  Hour  Contract  part-time  underemployment  underemployed  low  pay  low  income  BOE  ZIRP  NIRP  QE  consumer  debt  household  debt  credit  card  debt  election  campaign  promises  car  loan  student  debt  discretionary  spending  disposable  income  child  poverty  Food  poverty  tax  credit  Privatisation  Council  Public  Services  Social  Services  bed  blocking  education  policy  skills  gap  Academy  underinvestment  NHS 
march 2016 by asterisk2a
Budget 2016: Evan Davis grills Sajid Javid on the numbers - BBC Newsnight
turning a banking crisis into a budget deficit blowout and blaming it on poor working age people with some benefits to their name. //&! What will it be the Budget be remembered for? DEBATE - BBC Newsnight - youtu.be/iOrhLL-Pe3E - productivity is about increasing public and private investment, and private investment has been falling year after year. tax cuts ie corporate tax rate, do not increase private investment. and household debt/consumer debt/credit car/car loan/student debt is rising and rising, taking up the slack that Osborne is cutting from the budget.
budget2016  budget2010  bank  bailout  austerity  budget  deficit  economic  history  Richard  Koo  UK  GFC  George  Osborne  Sajid  Javid  dogma  ideology  income  tax  receipts  corporate  tax  rate  HMRC  tax  evasion  tax  avoidance  DWP  fairness  Generationengerechtigkeit  triple-lock  pension  pension  obligation  babyboomers  recovery  aggregate  demand  shareholder  capitalism  secular  stagnation  neoliberal  neoliberalism  trickle-down  economics  free  market  Positioning  PR  spin  doctor  George  Osborne  David  Cameron  budget2015  Fiscal  Pact  Schuldenbremse  Brexit 
march 2016 by asterisk2a
Iain Duncan Smith resigns: Why? What next? - BBC Newsnight
youtu.be/e2XyYgkYNFE - Resignation stuck a knife into George Osborne. // working age on the bottom of the pile bore the burden of austerity. [...] weakness of labour party could mean Conservative will be in power for a long time. [...] this is big shot of Tory-out vs Tory-in. They wanted Osborne to fail. // tax credits, Google Tax Deal, ESA, PIP/DLA, .... //&! Iain Duncan Smith First interview since his shock resignation - youtu.be/hr5-WbzevyM &! youtu.be/ntKf3HtVNxs - lower gov income (income tax receipts and corp tax) pushed things ahead. No 10 ran DWP ... // Marr Show papers: IDS's resignation and budget shambles (20 Mar 16) - youtu.be/ZkNOxXZW9Kw //&! Budget 2016: Evan Davis grills Sajid Javid on the numbers - BBC Newsnight - youtu.be/L0TBTbfNgCw //&! Iain Duncan Smith Resignation Nothing To Do With EU - youtu.be/MJr2WmVtV1c &! youtu.be/_nAHvGZYkfY &! youtu.be/kvmOPZ0wP3o &! youtu.be/Hu_pnQBITPI
Iain  Duncan  Smith  DWP  austerity  George  Osborne  Brexit  David  Cameron  Boris  Johnson  Tories  nasty  party  budget2016  Conservative  Westminster  No  Representation  tax  credit  welfare  reform  welfare  state  social  safety  net  disability  Disabled  vulnerable  NHS  mental  health  sick  population  health  crisis  Toff  Privileged  PIP  DLA  ESA  Establishment  Career  Politicians  Richard  Koo  aggregate  demand  babyboomers  ageing  population  pension  obligation  triple-lock  pension  WCA  dogma  ideology  economic  history  budget2015  policy  folly  policy  error  education  policy  Academy  Privatisation  Nicky  Morgan  Jeremy  Hunt  Michael  Gove  Junior  Doctor  Junior  Doctor  Contract  Junior  Doctors  House  of  Lords  Whitehall  tax  evasion  tax  avoidance  income  tax  receipts  HMRC  underinvestment  tax  code  corporate  welfare  corporate  subsidies  corporate  tax  rate  budget2015  DWP  Universal  working  poor  tax  credit 
march 2016 by asterisk2a
Hey Britain – Your Kids Have Just Been Privatised
"Thatcher said the problem with socialism is that you run out of other people money. Henry VIII will tell you the problem with crony capitalism is you eventually run out of other people’s assets to sell." [...] In George Osborne’s mercurial March 2016 budget he showed his own Machiavellian sleight of hand. He is now seen as a politician whose leadership ambitions come before the welfare of the British people. Osborne’s allegiance is to The City not the country. When he and Peter Mandelson holidayed on financier Nat Rothschild’s yacht do you think they talked about free school meals and increasing the economic opportunities of the people in Grimsby? [...] Look at his actions and we see that one of Osborne’s aims is to reinstate the class divisions that began to ebb away with socially progressive policies. This last budget sought to weave a line into the fabric of society between the haves and have-nots. [...] We are at the end of the debt cycle and there’s nowhere else to go. [...] This is not the budget for the next generation of young people. This is the budget for the next generation of rent-seekers, moneymen and crony capitalists.
education  policy  Privatisation  UK  budget2016  Michael  Gove  Nicky  Morgan  George  Osborne  David  Cameron  PISA  Iain  Duncan  Smith  DWP  Gini  coefficient  deprivation  poverty  trap  austerity  Council  income  tax  receipts  secular  stagnation  child  poverty  food  poverty  social  mobility  income  mobility  PR  Positioning  spin  doctor  neoliberal  neoliberalism  trickle-down  economics  dogma  ideology  underinvestment  Richard  Koo  property  bubble  Tony  Blair  constituency  babyboomers  pension  obligation  triple-lock  pension  Generationengerechtigkeit  infrastructure  investment  competitiveness  fairness  rentier  rent-seeking  Ofsted  crony  capitalism  shareholder  capitalism  shareholder  value  profit  maximisation  Wall  Street  profit  maximization 
march 2016 by asterisk2a
Pensions stance creates budgetary mayhem
Disability benefits: they are forecast to increase by £2bn over the next five years. Could do something there. Sickness benefits: they are predicted to rise by about £1bn. Might be able to save some of that. But what's this? It's rising by £15bn over the coming five years. That's the one. Off our Martian goes to see the chancellor. "What are pensions?" she asks. That is the problem the government is struggling with. Its political refusal to touch pensions, or pensioner benefits, has in a stroke protected the single biggest cost in the welfare budget. And the cost that is rising the most. [ AND ADD INTO THE SAME BUCKET THE NHS and PUBLIC HEALTH BUDGET! ] Welcome to your new job, Stephen Crabb.
DWP  Iain  Duncan  Smith  pension  obligation  Tories  Conservative  Party  Party  Funding  constituency  austerity  budget2016  budget2015  babyboomers  PIP  DLA  ESA  general  election  2015  general  election  2020  election  campaign  promises  George  Osborne  David  Cameron  Stephen  Crabb  Generationengerechtigkeit  fairness  aggregate  demand  secular  stagnation  OAP  demographic  bubble  ageing  population  NHS  public  health  health  care  budget  health  care  cost  health  care  spending  sick  population  health  crisis  Universal  Credit  Richard  Koo  Schuldenbremse  dogma  ideology  Fiscal  Pact  European  Union  trickle-down  economics  free  market  neoliberal  neoliberalism  policy  folly  policy  error  welfare  reform  welfare  state  social  safety  net 
march 2016 by asterisk2a
'Graph of Doom' warning to Highland councillors
deprived areas have low tax base to fund welfare and social care, and w demographic bubble, less income tax receipts. this is a double whammy to fund demand of babyboomers. // In a paper to councillors, officers quote research such as a London borough council's "Graph of Doom" showing the effect of spending cuts on services.
The Highland officials also make reference to political commentators describing a period of "perma-austerity" for local government.
They recommend that the council reviews its priorities.
demographic  bubble  OAP  adult  social  care  deprivation  microeconomic  policy  child  care  education  policy  elderly  care  NHS  sick  population  health  crisis  chronic  diseases  income  tax  receipts  HMRC  austerity  UK  babyboomers  Generationengerechtigkeit  fairness  pension  obligation  Public  Services  Services  secular  stagnation  western  world  Europe  economic  history  Super  Rich  1%  plutocracy  oligarchy  tax  evasion  tax  avoidance  tax  credit  Disabled  vulnerable  welfare  reform  welfare  state  social  safety  net  George  Osborne  David  Cameron  Smith  Commission  Fiscal  Framework  SNP  Nicola  Sturgeon  GP  NHS  Scotland  health  inequality  post  code  lottery  budget  deficit  Council 
march 2016 by asterisk2a
Renten: Frauen bekommen nicht mal halb so viel Rente wie Männer - SPIEGEL ONLINE
Die Gehaltslücke zwischen Männern und Frauen wird im Alter zur riesigen Kluft: Im Schnitt erhält eine Rentnerin in Deutschland 57 Prozent weniger Geld als ein Rentner. Eine Studie zeigt die Gründe. [...] Die WSI-Forscher nennen eine Reihe von Faktoren, die für die Rentenkluft verantwortlich sind: niedrige Erwerbsbeteiligung: Frauen sind und waren weit häufiger gar nicht berufstätig als Männer. hohe Teilzeitquote: Frauen arbeiten häufig nicht Vollzeit. niedrige Entgelte: Aktuell verdienen Frauen im Schnitt 21 Prozent weniger als Männer. Früher, als die jetzigen Rentnerinnen im Berufsleben standen, war die Lücke noch größer. häufige und längere Erwerbsunterbrechungen, etwa durch Kinderbetreuung. häufige Beschäftigung in Minijobs ohne Rentenversicherung
gender  gap  retirement  child  care  elderly  care  adult  social  care  savings  rate  gender  pay  gap  poverty  in  old  age  poverty  social  safety  net  pension  pension  scheme  pension  obligation  pension  fund  public  pension  gender  inequality 
march 2016 by asterisk2a
State pension changes: Charity finds 70,000 people won't qualify for pension under new rules | Home News | News | The Independent
Changes to the system coming into effect on 6 April mean that people will need 10 qualifying years to get any new state pension. This is a change from the existing regime which allows people to receive at least some state pension even with only a few years of NICs. [...] Age UK said it supports the aim of a simpler, fairer state pension, acknowledging it should benefit many people with low lifetime earnings due to low pay and caring responsibilities. But the charity is concerned that there are many approaching retirement, particularly women, who do not have a full NI record. [...] "People who haven't built up enough National Insurance can apply for Pension Credit, which works by topping up their other income and provides additional security in retirement.”
pension  pension  scheme  pension  obligation  pension  fund  public  pension  UK  babyboomers  budget  deficit  secular  stagnation  low  pay  low  income  working  poor  Precariat  precarious  work  Zero  Hour  Contract  Contractor  part-time  self-employment  welfare  state  social  safety  net  poverty  in  old  age  NIC  Altersarmut  elderly  care  adult  social  care  retirement  401k  ISA  savings  rate  squeezed  middle  class 
march 2016 by asterisk2a
Workers need to put 15% of income into pension, report says | Money | The Guardian
Saving more than three times the present average is necessary to have enough cash in retirement, review for Labour party finds [...] In the House of Commons, Iain Duncan Smith refused to say whether there would be an upper limit on the state pension age in heated exchanges over the government’s review. The work and pensions secretary said the government had launched the review to ensure pensions remained affordable for future generations, but he failed to answer the shadow work and pensions secretary, Owen Smith, when pushed over concerns that workers would have to wait until they were 80 to retire.
retirement  pension  scheme  pension  fund  pension  public  pension  pension  obligation  demographic  bubble  401k  working  poor  minimum  wage  low  pay  low  income  Precariat  DWP  Iain  Duncan  Smith  poverty  in  old  age 
march 2016 by asterisk2a
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