asterisk2a + obligation   51

Funding the NHS: Is it finally time for a new approach? - BBC News
A ring-fenced tax for health and social care has been resisted in the past by the Treasury. Such a policy is known by economists as hypothecation. Opponents, including Treasury mandarins, believe it ties the hands of chancellors.

But, intriguingly, a former top civil servant at the Treasury, Sir Nick Macpherson, has come out in favour of a ring-fenced tax which is renewed every five years.
NHS  hypothecation  Politics  Sugar  Tax  nudge  nanny  state  prevention  public  health  crisis  winter  Austerity  sickcare  demand  chronic  sick  population  demographic  bubble  ageing  premature  CVD  Cancer  diabetes  healthcare  diet  lifestyle  self-medication  Alcohol  minimum  pricing  alcoholism  food  addiction  abuse  Council  bedblocking  bed  blocking  adult  elderly  social  care  pension  scheme  obligation  disabled  DWP  mental 
january 2018 by asterisk2a
Back to the future on inflation
[ no rising demand = no inflation ] Globalisation and the march of technology have strengthened the hand of employers and weakened that of workers. So it is no surprise that though unemployment has relentlessly fallen, wage growth remains in the doldrums.

Then there is the war between generations. As the baby boomers approached retirement, they sought to safeguard their wealth. Inflation-targeting central banks, the dismantling of the welfare state and fiscal austerity were the natural results. The modern macroeconomic constitution has disenfranchised the inflationary constituency of the young. &! https://www.project-syndicate.org/commentary/tax-cuts-for-the-rich-solve-nothing-by-joseph-e--stiglitz-2017-07
USA  UK  European  Union  inflation  targeting  GDP  demand  economic  history  babyboomers  Generationy  Generation  Generationengerechtigkeit  Millennials  Austerity  secular  stagnation  working  poor  Precariat  poverty  trap  social  income  mobility  inequality  1%  10%  Super  Rich  Plutocracy  Oligarchy  Taxation  trickle-down  ECB  Fed  BOE  BOJ  demographic  bubble  ageing  population  pension  scheme  obligation  Brexit  bank  bailout  recovery  GFC 
july 2017 by asterisk2a
Keiser Report: Phantom Pension Funding (E952) - YouTube
Keiser Report: Schrödinger's Brexit (E954) - https://youtu.be/eI3crUgYik0 - BOE makes things worse for pension funds and insurance industry
pension  obligation  ZIRP  NIRP  QE  distortion  baby  boomers  babyboomers  triple-lock  UK  USA  European  Union  western  world  secular  stagnation  hunt  for  yield 
august 2016 by asterisk2a
Here's Why All Pension Funds Are Doomed, Doomed, Doomed
Given that both The Economist and The Wall Street Journal have covered the impossibility of pension funds achieving their expected returns, this reality cannot be a surprise to anyone in a leadership role. [...] Here's problem #1 in a nutshell: the average public pension fund still expects to earn an average annual return of 7.69%, year after year, decade after decade.

This is roughly triple the nominal (not adjusted for inflation) yield on a 30-year Treasury bond (about 2.65%). The only way any fund manager can earn 7.7% or more in a low-yield environment is to make extremely high risk bets that consistently pay off. //&! Millennials are first gen to have earned less in their 20's than previous gens. - bit.ly/2a9M98K
ZIRP  NIRP  QE  unintended  consequences  pension  obligation  triple-lock  pension  babyboomers  Baby  Boomers  demographic  bubble  ageing  population  hunt  for  yield  life  insurance  insurance  industry  monetary  policy  Helicopter  Money  monetary  theory  bond  bubble  Richard  Koo  liquidity  trap  economic  history  recovery  Fed  BOE  ECB  Abenomics  western  world  Japan  BOJ  pension  fund  Beton  Gold  Betongold  property  bubble  asset  allocation  funds  allocation  asset  bubble  Pensioner  pension  scheme  secular  stagnation  austerity  deflation  deflationary  Confidence  Fairy  IMF  OECD  credit  boom  credit  bubble  New  Normal  Great  Moderation  economic  harm  economic  damage  reflate  reflation  equity  bubble  distortion 
july 2016 by asterisk2a
Annuity rates 'in freefall' since EU vote
Rates have fallen by 3.5% in the two weeks since 24 June, said Tom McPhail, head of retirement policy at Hargreaves Lansdown.
Before the vote, a 65 year-old with savings of £100,000 would have been able to buy an annual income of £5,069.
Now the value of that pension has dropped to £4,890, a new record low.
Experts had predicted just such a development before the referendum, yet a majority of people over the age of 60 voted to leave the European Union.
pension  fund  Pensioner  pension  pension  scheme  pension  obligation  demographic  bubble  Baby  Boomers  babyboomers  Brexit  secular  stagnation  ZIRP  NIRP  QE  recovery  GFC  austerity  recession 
july 2016 by asterisk2a
Alan Greenspan on Brexit, U.S. Economy, and Inflation (Full Interview) - YouTube
UK out of Euro Currency but part of free trade single market was best option on table. // lack of leadership for political union and fiscal union aka ever closer union. not just currency and trade union (free trade). // GET AT THE ROOT ISSUE; productivity, ageing population (entitlement crisis), stagnant wages, secular stagnation = desperate population // European banks some still burdened by sov debt crisis/NPL (= zombie banks) & NIRP & QE & lack of uptake in business & consumer loans. // no back-up to the ECB (balance sheet) yet. what happens if the EURO stops being a hard currency? get Greece out, is a liability. // EU can not go on in Status Quo indefinitely. ie funding southern states. States have to get on course of economic harmony! everyone has to give up something! // Precariat/Squeezed Middle Class/Social Mobility = creates desperate people. // Entitlements are a legal issues. Productivity and Growth Rates can't fund entitlements. = There will be a crisis. // Career Politicians won't touch it. // History (look at M2) this environment ends up in inflation. not time or data.
European  Union  Brexit  fiscal  Political  Union  ECB  Alan  Greenspan  Fed  Yanis  Varoufakis  Janet  Yellen  PIGS  sovereign  debt  crisis  secular  stagnation  productivity  gap  disposable  income  discretionary  spending  ageing  population  current  account  deficit  budget  deficit  GFC  entitlement  spending  Abenomics  monetary  policy  fiscal  policy  pension  obligation  babyboomers  Baby  Boomers  immigration  NIRP  ZIRP  QE  economic  history  Germany  Angela  Merkel  BOE  Mark  Carney  rising  middleclass  squeezed  middle  class  working  poor  Precariat  populism  demagogue  demagogy  Donald  Trump  western  world  savings  rate  Gini  coefficient  social  mobility  income  mobility  triple-lock  pension  pension  fund  pension  scheme  democracy  Career  Politicians  politician  output  gap  M2  inflation  targeting  M3  commodity  prices  global  economy 
june 2016 by asterisk2a
Tyler Cowen: "The Great Stagnation", Michael Vassar & Cowen Debate at Singularity Summit 2011
gains are harder to come by! low hanging fruit gone. [...] VISION IS NEEDED TO GET THE JOB DONE.
secular  stagnation  western  world  underinvestment  R&D  R&D  innovation  Innovators  Dilemma  rentier  rent-seeking  oligopol  oligopoly  winner  take  all  babyboomers  Generationengerechtigkeit  fairness  austerity  triple-lock  pension  pension  obligation  recovery  Super  Rich  1%  plutocracy  oligarchy  No  Representation  lobby  Career  Politicians  OAP  demographic  bubble  ageing  population  sick  population  health  crisis  economic  damage  climate  crisis  climate  change  global  warming  productivity  gap  output  gap  GDP  measurement  GNP  nominal  GDP  targeting  inflation  targeting  BRIC  creative  destruction  Mobile  Debt  Super  Cycle  servitude  servicing  service  income  tax  receipts  tax  evasion  tax  avoidance  Moore's  Law  COP21  macroeconomic  policy  microeconomic  policy  OECD  IMF  crony  capitalism  Privileged  Establishment  shareholder  capitalism  profit  maximisation  profit  maximization  shareholder  value  revolving  door  Wall  Street  squeezed  middle  class  working  poor  disposable  income  trickle-down  economics  neoliberal  neoliberalism  discretionary  spending  renewable  energy  infrastructure  investment  Smart  Grid  AI  artificial  intelligence  augmented  intelligence  Autonomous  Cars  ZIRP  NIRP  QE  New  stagnation 
april 2016 by asterisk2a
Piketty: EU should welcome one million immigrants a year
"The European Union has the capacity to absorb a large flow of migrants, one million per year in terms of inflow net of outflow," he said.
"This is exactly what we had between 2000 and 2010 and this was working in the sense that unemployment was being reduced.
"The problem is - with the austerity policies and with the recession - now we are in a situation where it's very difficult in particular with southern Europe, with the terrible economic situation that we have created there in particular." [...] The population of the EU has only risen by 0.2% a year since 1995, he argues, compared to 1.2% for the world's population over the same period.
According to Eurostat, the official statistical arm of the European Commission, a total of 3.4 million people came to the EU during 2013. Some 2.8 million left, leaving a net immigration figure of around 600,000. [S]low growth [...] exacerbated not just by a lack of immigration but also by austerity policies aimed at reducing public expenditure. [EU in recession 2011 forward]
immigration  migration  refugee  crisis  Integrationspolitik  Sozialpolitik  youth  unemployment  austerity  GFC  secular  stagnation  Richard  Koo  ageing  population  demographic  bubble  social  safety  net  pension  obligation  economic  history  welfare  state  Gini  coefficient  Super  Rich  inequality  social  mobility  income  mobility  plutocracy  oligarchy  Precariat  working  poor  squeezed  middle  class  hartz-iv  Aufstocker  neoliberal  neoliberalism  Soziale  Marktwirtschaft  ALG2  Zeitarbeit  Leiharbeit  Minijob  part-time  employment  Contractor  self-employment  Zero  Hour  Contract  underinvestment  disposable  income  discretionary  spending  Robert  Skidelsky  bank  bailout  Fiscal  Pact  Schuldenbremse  Wolfgang  Schäuble  Angela  Merkel  Leadership  Wall  Street  shareholder  capitalism  crony  capitalism  lobby  No  Representation  Career  Politicians  democracy  European  Union  UK  Elizabeth  Warren  Paul  Krugman  Robert  Reich  Joseph  Stiglitz  carbon  tax  policy  folly  policy  error  right-wing  far-right  Rechtsruck  recovery  nominal  GDP  targeting  inflation  targeting  finite  resources  resource  depletion  GNP  GDP  GDP  measurement  profit  maximisation  profit  shareholder  policy  income  inequality  income 
april 2016 by asterisk2a
The Week Ahead: the return of the nasty party and a good week for Brexit
David Cameron and George Osborne wanted to cut even more! //&! Nicky Morgan's embarrassing interview over Tory cuts to disabled welfare - youtu.be/hjk06tjx_xQ //&! Jeremy Corbyn - youtu.be/Ain-IP4pHCk //&! IFS: cutting disability benefits to fund tax cuts is a political choice - youtu.be/xVBf9dSa9Mw //&! MANIFESTO Election Campaign Promises - Tories hoist by their own petard over disability cuts - youtu.be/N8VijFKLQek //&! also closed Independent Living Fund - youtu.be/nurjzK5VPAI //& "The electorate don't mind. Those who vote aren't affected." *George Osborne - youtu.be/N8VijFKLQek - WCA to bring down bill by kicking people off was a pipedream & Universal Credit is a real cut in benefits. //&! Nicky Morgan's nightmare defending Osborne's nasty budget - youtu.be/Y9YNcQF4t8I - 12bn cuts were promised in Manifesto 2015. 4.4 tried through PIP. youtu.be/5-3Bp7qzj4Y (pre-election) //& cutting corporation tax (& capital gains tax) - youtu.be/gZ6qNHLnbs0 &! Analysis - youtu.be/v-qmvI9s3pE
Iain  Duncan  Smith  Brexit  Tories  Conservative  Party  DWP  austerity  George  Osborne  David  Cameron  Toff  dogma  ideology  Establishment  general  election  2020  economic  history  recovery  tax  credit  ILA  PIP  Universal  Budget2016  Westminster  Whitehall  ESA  tax  cut  welfare  reform  welfare  state  social  safety  net  Disabled  vulnerable  JSA  sanctions  PR  spin  doctor  Positioning  manufactured  consent  bank  bailout  budget  deficit  corporate  tax  rate  capital  gains  tax  Boris  Johnson  Gini  coefficient  social  mobility  income  mobility  inequality  child  poverty  fuel  poverty  Generationengerechtigkeit  fairness  poverty  trap  education  policy  Academy  Nicky  Morgan  Michael  Gove  Ofsted  nasty  inheritance  tax  Manifesto  general  election  2015  IFS  OBR  Fiscal  Pact  Schuldenbremse  triple-lock  pension  babyboomers  NHS  constituency  Party  Funding  property  bubble  constituency  babyboomers  pension  obligation  WCA  Foodbank 
april 2016 by asterisk2a
Budget 2016: Four key numbers - BBC Newsnight
weaker outlook for income tax receipts & economy/global economy >> OBR has done 'no projections' on impact of Brexit: Robert Chote - BBC Newsnight - youtu.be/A0jvIUKTU1U //&! Budget 2016: Evan Davis grills Sajid Javid on the numbers - BBC Newsnight - youtu.be/L0TBTbfNgCw - "WE HAD THE BIGGEST BANK BAILOUT" //&! NICKY MORGAN ON TORY WELFARE ROW - BBC Newsnight - youtu.be/IC_Yhggk62o
Budget2016  OBR  secular  stagnation  income  tax  receipts  productivity  gap  recovery  economic  history  Richard  Koo  Brexit  Schuldenbremse  Fiscal  Pact  general  election  2020  austerity  underinvestment  business  confidence  job  creation  Service  Sector  Jobs  low  pay  low  income  working  poor  tax  credit  Zero  Hour  Contract  wage  stagnation  squeezed  middle  class  self-employment  part-time  Contractor  Zero  Hour  Contract  recovery  economic  history  UK  fairness  Generationengerechtigkeit  pension  obligation  triple-lock  pension  bank  bailout  trickle-down  economics  dogma  ideology  Richard  Koo  Privatisation  free  market  demographic  bubble  poverty  child  poverty  food  poverty  ESA  Disabled  vulnerable  DLA  PIP  DWP  Iain  Duncan  Smith  sanctions  JSA  social  housing  affordable  housing  Crisis  property  bubble  welfare  state  welfare  reform  Universal  housing  benefit  social  safety  net 
march 2016 by asterisk2a
Budget 2016 shows Osborne's failure on debt, surplus, GDP
// higher in-work poverty
budget2015  budget2016  budget2010  general  election  2010  general  election  2015  PR  spin  doctor  economic  history  Positioning  Richard  Koo  austerity  underinvestment  dogma  ideology  policy  folly  policy  error  George  Osborne  David  Cameron  nasty  party  Iain  Duncan  Smith  corporate  tax  rate  corporate  welfare  corporate  subsidies  tax  evasion  tax  avoidance  Google  Inc.  shareholder  capitalism  bank  bailout  budget  deficit  Tories  Conservative  secular  stagnation  aggregate  demand  babyboomers  ageing  population  Northern  Powerhouse  triple-lock  pension  pension  obligation  Generationengerechtigkeit  fairness  Generation  Rent  property  bubble  Service  Sector  Jobs  job  creation  squeezed  middle  class  working  poor  precarious  work  tax  credit  wage  stagnation  productivity  output  gap  Gini  coefficient  income  tax  receipts  tax  code  Zero  Hour  Contract  part-time  underemployment  underemployed  low  pay  low  income  BOE  ZIRP  NIRP  QE  consumer  debt  household  debt  credit  card  debt  election  campaign  promises  car  loan  student  debt  discretionary  spending  disposable  income  child  poverty  Food  poverty  tax  credit  Privatisation  Council  Public  Services  Social  Services  bed  blocking  education  policy  skills  gap  Academy  underinvestment  NHS 
march 2016 by asterisk2a
Budget 2016: Evan Davis grills Sajid Javid on the numbers - BBC Newsnight
turning a banking crisis into a budget deficit blowout and blaming it on poor working age people with some benefits to their name. //&! What will it be the Budget be remembered for? DEBATE - BBC Newsnight - youtu.be/iOrhLL-Pe3E - productivity is about increasing public and private investment, and private investment has been falling year after year. tax cuts ie corporate tax rate, do not increase private investment. and household debt/consumer debt/credit car/car loan/student debt is rising and rising, taking up the slack that Osborne is cutting from the budget.
budget2016  budget2010  bank  bailout  austerity  budget  deficit  economic  history  Richard  Koo  UK  GFC  George  Osborne  Sajid  Javid  dogma  ideology  income  tax  receipts  corporate  tax  rate  HMRC  tax  evasion  tax  avoidance  DWP  fairness  Generationengerechtigkeit  triple-lock  pension  pension  obligation  babyboomers  recovery  aggregate  demand  shareholder  capitalism  secular  stagnation  neoliberal  neoliberalism  trickle-down  economics  free  market  Positioning  PR  spin  doctor  George  Osborne  David  Cameron  budget2015  Fiscal  Pact  Schuldenbremse  Brexit 
march 2016 by asterisk2a
Iain Duncan Smith resigns: Why? What next? - BBC Newsnight
youtu.be/e2XyYgkYNFE - Resignation stuck a knife into George Osborne. // working age on the bottom of the pile bore the burden of austerity. [...] weakness of labour party could mean Conservative will be in power for a long time. [...] this is big shot of Tory-out vs Tory-in. They wanted Osborne to fail. // tax credits, Google Tax Deal, ESA, PIP/DLA, .... //&! Iain Duncan Smith First interview since his shock resignation - youtu.be/hr5-WbzevyM &! youtu.be/ntKf3HtVNxs - lower gov income (income tax receipts and corp tax) pushed things ahead. No 10 ran DWP ... // Marr Show papers: IDS's resignation and budget shambles (20 Mar 16) - youtu.be/ZkNOxXZW9Kw //&! Budget 2016: Evan Davis grills Sajid Javid on the numbers - BBC Newsnight - youtu.be/L0TBTbfNgCw //&! Iain Duncan Smith Resignation Nothing To Do With EU - youtu.be/MJr2WmVtV1c &! youtu.be/_nAHvGZYkfY &! youtu.be/kvmOPZ0wP3o &! youtu.be/Hu_pnQBITPI
Iain  Duncan  Smith  DWP  austerity  George  Osborne  Brexit  David  Cameron  Boris  Johnson  Tories  nasty  party  budget2016  Conservative  Westminster  No  Representation  tax  credit  welfare  reform  welfare  state  social  safety  net  disability  Disabled  vulnerable  NHS  mental  health  sick  population  health  crisis  Toff  Privileged  PIP  DLA  ESA  Establishment  Career  Politicians  Richard  Koo  aggregate  demand  babyboomers  ageing  population  pension  obligation  triple-lock  pension  WCA  dogma  ideology  economic  history  budget2015  policy  folly  policy  error  education  policy  Academy  Privatisation  Nicky  Morgan  Jeremy  Hunt  Michael  Gove  Junior  Doctor  Junior  Doctor  Contract  Junior  Doctors  House  of  Lords  Whitehall  tax  evasion  tax  avoidance  income  tax  receipts  HMRC  underinvestment  tax  code  corporate  welfare  corporate  subsidies  corporate  tax  rate  budget2015  DWP  Universal  working  poor  tax  credit 
march 2016 by asterisk2a
Hey Britain – Your Kids Have Just Been Privatised
"Thatcher said the problem with socialism is that you run out of other people money. Henry VIII will tell you the problem with crony capitalism is you eventually run out of other people’s assets to sell." [...] In George Osborne’s mercurial March 2016 budget he showed his own Machiavellian sleight of hand. He is now seen as a politician whose leadership ambitions come before the welfare of the British people. Osborne’s allegiance is to The City not the country. When he and Peter Mandelson holidayed on financier Nat Rothschild’s yacht do you think they talked about free school meals and increasing the economic opportunities of the people in Grimsby? [...] Look at his actions and we see that one of Osborne’s aims is to reinstate the class divisions that began to ebb away with socially progressive policies. This last budget sought to weave a line into the fabric of society between the haves and have-nots. [...] We are at the end of the debt cycle and there’s nowhere else to go. [...] This is not the budget for the next generation of young people. This is the budget for the next generation of rent-seekers, moneymen and crony capitalists.
education  policy  Privatisation  UK  budget2016  Michael  Gove  Nicky  Morgan  George  Osborne  David  Cameron  PISA  Iain  Duncan  Smith  DWP  Gini  coefficient  deprivation  poverty  trap  austerity  Council  income  tax  receipts  secular  stagnation  child  poverty  food  poverty  social  mobility  income  mobility  PR  Positioning  spin  doctor  neoliberal  neoliberalism  trickle-down  economics  dogma  ideology  underinvestment  Richard  Koo  property  bubble  Tony  Blair  constituency  babyboomers  pension  obligation  triple-lock  pension  Generationengerechtigkeit  infrastructure  investment  competitiveness  fairness  rentier  rent-seeking  Ofsted  crony  capitalism  shareholder  capitalism  shareholder  value  profit  maximisation  Wall  Street  profit  maximization 
march 2016 by asterisk2a
Pensions stance creates budgetary mayhem
Disability benefits: they are forecast to increase by £2bn over the next five years. Could do something there. Sickness benefits: they are predicted to rise by about £1bn. Might be able to save some of that. But what's this? It's rising by £15bn over the coming five years. That's the one. Off our Martian goes to see the chancellor. "What are pensions?" she asks. That is the problem the government is struggling with. Its political refusal to touch pensions, or pensioner benefits, has in a stroke protected the single biggest cost in the welfare budget. And the cost that is rising the most. [ AND ADD INTO THE SAME BUCKET THE NHS and PUBLIC HEALTH BUDGET! ] Welcome to your new job, Stephen Crabb.
DWP  Iain  Duncan  Smith  pension  obligation  Tories  Conservative  Party  Party  Funding  constituency  austerity  budget2016  budget2015  babyboomers  PIP  DLA  ESA  general  election  2015  general  election  2020  election  campaign  promises  George  Osborne  David  Cameron  Stephen  Crabb  Generationengerechtigkeit  fairness  aggregate  demand  secular  stagnation  OAP  demographic  bubble  ageing  population  NHS  public  health  health  care  budget  health  care  cost  health  care  spending  sick  population  health  crisis  Universal  Credit  Richard  Koo  Schuldenbremse  dogma  ideology  Fiscal  Pact  European  Union  trickle-down  economics  free  market  neoliberal  neoliberalism  policy  folly  policy  error  welfare  reform  welfare  state  social  safety  net 
march 2016 by asterisk2a
'Graph of Doom' warning to Highland councillors
deprived areas have low tax base to fund welfare and social care, and w demographic bubble, less income tax receipts. this is a double whammy to fund demand of babyboomers. // In a paper to councillors, officers quote research such as a London borough council's "Graph of Doom" showing the effect of spending cuts on services.
The Highland officials also make reference to political commentators describing a period of "perma-austerity" for local government.
They recommend that the council reviews its priorities.
demographic  bubble  OAP  adult  social  care  deprivation  microeconomic  policy  child  care  education  policy  elderly  care  NHS  sick  population  health  crisis  chronic  diseases  income  tax  receipts  HMRC  austerity  UK  babyboomers  Generationengerechtigkeit  fairness  pension  obligation  Public  Services  Services  secular  stagnation  western  world  Europe  economic  history  Super  Rich  1%  plutocracy  oligarchy  tax  evasion  tax  avoidance  tax  credit  Disabled  vulnerable  welfare  reform  welfare  state  social  safety  net  George  Osborne  David  Cameron  Smith  Commission  Fiscal  Framework  SNP  Nicola  Sturgeon  GP  NHS  Scotland  health  inequality  post  code  lottery  budget  deficit  Council 
march 2016 by asterisk2a
Renten: Frauen bekommen nicht mal halb so viel Rente wie Männer - SPIEGEL ONLINE
Die Gehaltslücke zwischen Männern und Frauen wird im Alter zur riesigen Kluft: Im Schnitt erhält eine Rentnerin in Deutschland 57 Prozent weniger Geld als ein Rentner. Eine Studie zeigt die Gründe. [...] Die WSI-Forscher nennen eine Reihe von Faktoren, die für die Rentenkluft verantwortlich sind: niedrige Erwerbsbeteiligung: Frauen sind und waren weit häufiger gar nicht berufstätig als Männer. hohe Teilzeitquote: Frauen arbeiten häufig nicht Vollzeit. niedrige Entgelte: Aktuell verdienen Frauen im Schnitt 21 Prozent weniger als Männer. Früher, als die jetzigen Rentnerinnen im Berufsleben standen, war die Lücke noch größer. häufige und längere Erwerbsunterbrechungen, etwa durch Kinderbetreuung. häufige Beschäftigung in Minijobs ohne Rentenversicherung
gender  gap  retirement  child  care  elderly  care  adult  social  care  savings  rate  gender  pay  gap  poverty  in  old  age  poverty  social  safety  net  pension  pension  scheme  pension  obligation  pension  fund  public  pension  gender  inequality 
march 2016 by asterisk2a
State pension changes: Charity finds 70,000 people won't qualify for pension under new rules | Home News | News | The Independent
Changes to the system coming into effect on 6 April mean that people will need 10 qualifying years to get any new state pension. This is a change from the existing regime which allows people to receive at least some state pension even with only a few years of NICs. [...] Age UK said it supports the aim of a simpler, fairer state pension, acknowledging it should benefit many people with low lifetime earnings due to low pay and caring responsibilities. But the charity is concerned that there are many approaching retirement, particularly women, who do not have a full NI record. [...] "People who haven't built up enough National Insurance can apply for Pension Credit, which works by topping up their other income and provides additional security in retirement.”
pension  pension  scheme  pension  obligation  pension  fund  public  pension  UK  babyboomers  budget  deficit  secular  stagnation  low  pay  low  income  working  poor  Precariat  precarious  work  Zero  Hour  Contract  Contractor  part-time  self-employment  welfare  state  social  safety  net  poverty  in  old  age  NIC  Altersarmut  elderly  care  adult  social  care  retirement  401k  ISA  savings  rate  squeezed  middle  class 
march 2016 by asterisk2a
Workers need to put 15% of income into pension, report says | Money | The Guardian
Saving more than three times the present average is necessary to have enough cash in retirement, review for Labour party finds [...] In the House of Commons, Iain Duncan Smith refused to say whether there would be an upper limit on the state pension age in heated exchanges over the government’s review. The work and pensions secretary said the government had launched the review to ensure pensions remained affordable for future generations, but he failed to answer the shadow work and pensions secretary, Owen Smith, when pushed over concerns that workers would have to wait until they were 80 to retire.
retirement  pension  scheme  pension  fund  pension  public  pension  pension  obligation  demographic  bubble  401k  working  poor  minimum  wage  low  pay  low  income  Precariat  DWP  Iain  Duncan  Smith  poverty  in  old  age 
march 2016 by asterisk2a
Budget 2016: What will the chancellor do to pensions? - BBC News
[ changing system to collect taxes earlier, he needs some more tax income now, rather than in 40-50 years from now. ] Now, ahead of the budget on 16 March, the pensions industry is again on the edge of its seat. Amongst the rumours: The chancellor is about to abolish the 25% tax-free lump sum; the maximum annual contribution could be cut to as low as £25,000; or the whole tax relief system could be abolished, in favour of an Isa-style system of tax upfront, but tax free on the way out. So what are the chancellor's options - and which is he likely to favour? [...] After all, the title of the Treasury's consultation is: "Strengthening the incentive to save". Furthermore one Treasury minister confirmed to the BBC that this will be the main focus of the changes.
budget2016  HMRC  pension  scheme  public  pension  pension  obligation  pension  fund  George  Osborne  Tories  Conservative  Party  Policy  Makers  austerity  constituency  Party  Funding  babyboomers  ageing  population  demographic  bubble  secular  stagnation  savings  rate 
february 2016 by asterisk2a
Thousands told their pension savings could be at risk - BBC News
[ fees ] It follows fears that dozens of companies providing auto enrolment pensions are too small to survive. The BBC has also uncovered evidence that employers and workers are being deliberately misled by some providers. The government said it was aware of the issue, and was planning to take action. Independent experts claim the problem could affect up to a quarter of a million people a year who are putting their savings into so-called master trust pensions. Such schemes are popular with the 1.8 million small employers with fewer than 30 staff who are currently signing up under the auto enrolment programme. "There is a risk of these schemes falling over; there is a risk that members might lose their money," said Andrew Warwick Thompson, executive director for regulatory policy at the Pensions Regulator. However, he said scheme assets invested through asset managers regulated by the Financial Conduct Authority (FCA) would be safe. This will be "the vast majority of cases", he said.
Tories  Privatisation  self-regulation  regulation  speculation  speculative  retirement  401k  pension  scheme  pension  obligation  pension  fund  public  pension  George  Osborne  David  Cameron  DWP  Iain  Duncan  Smith  Toff  Privileged  Establishment  Whitehall  Westminster  No  Representation  Career  Politicians  dogma  ideology  microeconomic  policy  labour  market  Conservative  Party  nasty  secular  stagnation  Generationengerechtigkeit  Wall  Street  profit  maximisation  shareholder  value  Millennials  generationy  generationx  babyboomers  City  of  London  GFC  oversight  Bank  FCA  Greed  regulators  trust  free  market  neoliberalism  neoliberal  policy  error  policy  folly  HMRC 
february 2016 by asterisk2a
Fiscal Costs of Hidden Deficits: Beware—When It Rains, It Pours | iMFdirect - The IMF Blog
For example, governments are often expected to cover the debts of local authorities or state-owned enterprises when these are unable to pay. Sometimes, governments also incur substantial costs from financial sector bailouts. Countries like Australia and the United Kingdom, record, monitor, disclose, and manage these potential liabilities to minimize risks to their budgets. However, in most cases, taxpayers only know about them when it’s too late. That is, when these liabilities are no longer “potential” but “actual.”
budget  deficit  UK  George  Osborne  economic  history  austerity  pension  obligation  bank  bailout  GFC  Help  to  Save  Help  to  Buy  Scheme  Right  to  Buy  Generationengerechtigkeit  macroprudential  policy  fiscal  policy  Career  Politicians  No  Representation  corporate  welfare  constituency  Party  Funding  subsidies  subsidizing  David  Cameron  Tories  Conservative  Party  nasty 
february 2016 by asterisk2a
Masters in Business: Yale Professor Robert Shiller (Audio) by Bloomberg View
history has proven again, markets are not efficient long-term // psychology is disreputable in econ department. // cognitive dissonance - justifying X action by looking around ... / Efficient-market hypothesis is a hypothesis for a reason; "it's a half-truth" "sometimes market moves don't reflect market news." // irrational exuberance // book fooled by randomness // 24:00 eugene phama - markets are very efficient, prices reflect all the knowledge out there, just buy the index, don't try to beat the market. buy passive index // don't play poker with your life savings. << robert shiller // 30:00 look at politics science, sociology, psychology - influence markets, people. broader disciplines. economists disregard them. // finance is about manage risk! about being a productive society and progress, and not suffer from boom and bust cycle! + financing activities ie VC gov supported R&D // & gov being a support pillar for all and not picking winners, can't forecast the future!
free  market  marketplace  efficiencies  marketplace  inefficiencies  efficient-market  hypothesis  complexity  human  Wall  Street  crowd  herd  herding  speculative  bubbles  distortion  economic  history  GFC  subprime  book  Robert  Shiller  robertshiller  behavioral  finance  behavioral  economics  finance  corporate  welfare  subsidies  subsidizing  corporate  tax  rate  R&D  Venture  Capital  Angel  Investor  Seed  Round  risk  pension  fund  pension  obligation  401k  public  pension  pension  scheme  pension  marginal  propensity  to  consume  plutocracy  Super  Rich  1%  Greed  oligarchy  self-regulation  disposable  income  discretionary  spending  negative  equity  boom  &  bust  secular  stagnation  shareholder  value  profit  maximisation 
february 2016 by asterisk2a
Under-40s worse off as result of state pension changes, data shows | Money | The Guardian
[ how do you save up when you can afford housing (nor even a mortgage, have credit cards (drinks and presents), and student loan. all the while tories help to prop-up the property bubble, the only wealth uk households actually have! ] Most people now in their teens, 20s and 30s will be worse off as a result of changes to the state pension system, while millions of older people will gain, according to the government’s own figures. The data will fuel concern that millions of younger people are suffering from the effects of what has been dubbed “intergenerational unfairness”, partly caused by the government targeting money and resources at the older generation. DWP issued the data to back up its assertion that the introduction of the new flat-rate state pension in April “will make millions of people better off” – but the figures also provide stark confirmation that younger people will be losers from the changes.
DWP  George  Osborne  Iain  Duncan  Smith  pension  scheme  pension  obligation  public  pension  pension  fund  constituency  babyboomers  Generationengerechtigkeit  fairness  bank  bailout  GFC  neoliberalism  neoliberal  PR  general  election  2015  general  election  2010  election  campaign  promises  budget  deficit  corporate  welfare  tax  evasion  tax  avoidance  Positioning  spin  doctor  manufactured  consent  generation  rent  Housing  Crisis  student  loan  debt  debt  servitude  student  loan  Bubble  student  debt  credit  card  debt  household  debt  retirement  consumer  debt  car  loan  generational  contract  lost  generation  Millennials  zombie  consumer  materialism  status  anxiety  Celebrity  of  You  Tories  Conservative  Party  nasty  demographic  ageing  population  OAP  UK  western  world  secular  stagnation  property  mortgage  market  Help  to  Buy  Right  to  Buy  Buy-to-Let  wealth  distribution  plutocracy  Gini  coefficient  inequality  squeezed  middle  class  working  poor  low  income  tax  credit  precarious  work  Precariat  wage  stagnation  minimum  wage  wage  growth  income  growth  social  mobility  income  mobility  globalisation  globalization  flat  world  borderless  Policy  Makers  Westminster  Toff  Privileged  Establishment 
january 2016 by asterisk2a
Most of extra £3.8bn NHS funds already spent, says expert | Society | The Guardian
Much of the extra £3.8bn allocated to the NHS in George Osborne’s autumn statement has effectively already been spent, a leading health expert had said. John Appleby, chief economist at the King’s Fund, backed Labour claims that NHS trust deficits and extra pension costs mean very little of the extra money promised for 2016-17 will be available for better care. He said the NHS was in a weaker position now than five years ago and faced a real challenge over the rest of this parliament. Labour released figures that it said showed Osborne’s health spending boost was “more spin than substance” because £2.2bn would be swallowed up covering trust deficits and another £1.1bn would have to fund extra pension costs. [ not possible to use that for "full 7-day NHS" ]
NHS  budget2015  austerity  demographic  bubble  sick  population  health  crisis  ageing  population  Public  Services  Social  Services  Council  spin  doctor  PR  relations  Jeremy  Hunt  George  Osborne  nasty  party  Conservative  Tories  No  Representation  democracy  democracy  elderly  care  adult  care  general  election  2015  election  campaign  promises  Manifesto  constituency  babyboomers  pension  fund  pension  obligation  OAP  chronic  diseases  diet-related  disease  health  care  budget  health  care  spending  health  policy  health  safety  sentiment  awareness  perception  opinion  debate  budget  deficit  A&E  GP  premature  ageing 
december 2015 by asterisk2a
Old-age benefits can’t be sacrosanct for ever | David Brindle | Society | The Guardian
Older people’s charity Independent Age is doing just that. In a bold move, it has broken ranks with the wider pensioner lobby, sticking its head above the parapet to call for a debate on the continuation of universal age-related benefits. There is, it says, “a case to be made for using the tax system to remove benefits such as winter fuel payment from the wealthiest pensioners who pay the higher rate of income tax”. The idea itself is hardly novel: the Barker commission set up by the King’s Fund thinktank said last year that it should be considered in a rethink of health and social care funding[.] //&! bit.ly/1QR2BFj - Scrap triple lock that protects state pensions, says thinktank chief. Paul Johnson, head of the IFS, says today’s pensioners have fared extraordinarily well relative to their predecessors [...] OBR [this policy will become unsustainable]. [austerity] “There is a clear distinction being drawn here, in treatment, between those over, and those below state pension age.”
constituency  budget  deficit  fairness  Generationengerechtigkeit  austerity  babyboomers  Pensioner  Tories  general  election  2015  election  campaign  promises  George  Osborne  general  election  2020  morality  welfare  state  social  safety  net  ageing  population  demographic  bubble  pension  scheme  state  pension  public  pension  pension  obligation  pension  fund  pension 
october 2015 by asterisk2a
Financial Advisor Nick Murray: Masters in Business (Audio) by Bloomberg View | Free Listening on SoundCloud
don't chase alpha. focus on the outcome, it's investor behaviour - that reflects on performance. leave portfolio alone ... 10 year. change less. turnover correlates negatively with return. just sit there. // volatility is NOT risk. risk is the total loss of investment. -10% is a risk, if you sell it at -10%. // >> u can never get truth from media, u can only get news. << example, they never talk about the way inflation is not factored in into retirement planning. they talk about principle and return %. but what inflation takes away from that (purchasing power). // annuities (fixed or variable). fixed income (annuities) is cancer. for retirement planning. it is the planned liquidation on ur purchasing power. because u have 2 subtract inflation. // he prefers all equities for long-term retirement planning. more than 5 year horizon. not emergency fund. // may err on safety; have emergency fund u can withdraw fund for expenses. // &! bv.ms/1NXQcOq &! bit.ly/1NEX1r1 &! bit.ly/1LB93yz
financial  literacy  personal  finance  investment  management  personal  financial  planning  Portfolio  behavioral  finance  behavioral  economics  financial  market  emotion  Greed  asset  allocation  asset  bubble  book  retirement  pension  scheme  public  pension  pension  obligation  pension  pension  fund  retirement  planning 
august 2015 by asterisk2a
Who Will Pay? Austerity vs. Bailouts | Greece, Europe and The Euro! - YouTube
have to be held accountable >> bankers! but have not, just transfered private debt/losses onto public balance sheet which no has to paid down by the weakest of society and collectively by less public investment for the future (output gap/lower productivity) ie into infrastructure and education // stealing from the young // policy making by comfort and trinkets - George Osborne // moral hazard - the options they choose - paulson geithner summers and co made the tbtf and jail even worse! instead should have chosen partial privatization // sold off our future for keeping the gangsters "private" - get out of jail free card for what reason? because it would be not American? American means to be WALL STREET crony capitalistic greed with tax evasion and lobbying to the tunes of millions - your judge - that judges on you whether you get a free out of jail card?! // who will suffer in the end? the public and the weakest of society and unborn! period. long-term. // &! youtu.be/EmHYeGI0b_U
Grexit  UK  Greece  PIGS  austerity  bailout  crony  capitalism  capitalism  Wall  Street  social  cohesion  social  tension  generational  contract  pension  obligation  Career  Politicians  No  Representation  generationy  Millennials  fairness  TBTF  too  big  to  jail  toobigtofail  economic  model  economic-thought  philosophy  sociology  Gesellschaft  Free  Lunch  Student  Maintenance  Grant  social  mobility  income  mobility  Gini  coefficient  education  policy  Higher  vocational  education  infrastructure  infrastructure  investment  public  interest  public  investment  STEM  productive  investment  productivity  output  gap  greed  Schuldenbremse  Fiscal  Pact  morality  moralhazard  GFC  recovery  lost  decade  lost  generation  short-term  thinking  short-term  view  Failure  American  Dream  sovereign  debt  crisis  democracy  corporate  state  manufactured  consent  populism  propaganda  Lügenpresse  banking  crisis  trust  trustagent  distrust  zombie  banks  PIIGSFB  PIIGS  shadow  banking  financial  repression  financial  literacy  FinancialCrisisResponsibilityFee  FinancialCrisisInquiryCommission  tobin-tax  financialtransactionfee  transactiontax  lobbyist  lobby  Lobbying  poverty  trap  child  poverty  poverty  welfare  state  Services  Services  sustainable  economic  sustai 
july 2015 by asterisk2a
SPIEGEL.TV - Freital (Sachsen) - Buerger gegen Asylbewerberheime
Vorurteile  Vorurteil  Asylum  Asylbewerber  Saxony  adoptarefugee.org  antisemitism  Antisemitismus  Rechtsextremismus  Sozialer  Abstieg  uncertainty  squeezed  middle  class  Existenzangst  Germany  Deutschland  public  perception  Lügenpresse  hartz-iv  integration  Career  Politicians  No  Representation  Neonazi  Neo-Nazi  Nazi  Hooligan  Rechtsruck  fairness  Unrechtsstaat  bailout  Super  Rich  1%  short-term  thinking  short-term  view  East  kalte  Progression  tax  code  tax  evasion  tax  avoidance  crony  capitalism  corporate  state  Wall  Street  shareholder  value  profit  maximisation  globalisation  globalization  labour  market  precarious  work  Precariat  working  poor  child  poverty  food  poverty  poverty  poverty  in  old  age  Riester-Rente  pension  obligation  Zivilgesellschaft  Gesellschaft  Zivilcourage  Ausländerfeindlichkeit  Fremdenfeindlichkeit  Nationalism  political  refugee  economic  refugee  refugee  war  refugee  opportunist  Opportunism  job  security  job  market 
june 2015 by asterisk2a
Why Your Pension Fund Is Doomed In Five Easy Charts | Zero Hedge
It is at that point that the entire flawed economic system of the past century will finally be on its last legs, as one of the core pillars of the biggest lie of all, the welfare state, resting on the flawed assumption that assets grow at a faster compounded rate than liabilities, will have no choice but to look into the abyss.
public  pension  public  policy  pension  fund  pension  obligation  pension  scheme  pension  retirement  babyboomers 
november 2013 by asterisk2a
Spanien: Arbeiten bis zum Umfallen | Europa Aktuell - YouTube
nothing is safe. safety is an illusion. just change the law - and they can use your pension to pay debt off. done everywhere else. Portugal. Ireland. some east-European countries.
Spain  GFC  trust  pension  fund  Debt  Super  Cycle  confidence  pension  obligation  pension  scheme  sovereign  crisis  trustagent  greatdepression  pension  democracy  greatrecession 
october 2013 by asterisk2a
Druckenmiller: "I See A Storm Coming" | Zero Hedge
Stanley Druckenmiller - skin in the game // "a storm coming, maybe bigger than the storm we had in 2008, 2010." "society's short-term thinking" > current senior stealing from current generation and future seniors
entitlement  spending  monetary  policy  Politics  Medicare  Medicaid  millennials  accountability  pension  scheme  generationy  Stanley  Druckenmiller  generational  change  demographic  bubble  trust  short-term  thinking  pension  fund  economic  history  fiscal  policy  confidence  pension  obligation  Social  Security  trustagent  bubble  ZIRP  demographics  nassimtaleb 
march 2013 by asterisk2a
The UK's Most Disturbing Number: Total Unfunded Pension Obligations = 321% Of GDP | ZeroHedge
Future Obligations, Promises, are massive ...

In summary, the estimates in the new supplementary table indicate a total Government pension obligation, at the end of December 2010, of £5.01 trillion, or 342 per cent of GDP, of which around £4.7 trillion relates to unfunded obligations.
Politics  pension  scheme  pension  obligation  pension  fund  UK 
november 2012 by asterisk2a
There are too many 'old' people in the world (01Oct12) - YouTube
"demographic burden"
it is happening.
status quo can not be upheld

No only get people old, but also old and sick (diabetes, cancer, obesity, ... modern world diseases) at the same time and current health policy is only about managing the diseases. Public and Health policy has to be about prevention. Thus lowering the overall cost. Also giving people better quality of life ... getting older ... dying of old age, and not because of a disease.

http://www.telegraph.co.uk/news/worldnews/asia/japan/9579950/World-faces-ageing-population-time-bomb-says-UN.html

World faces ageing population time bomb says UN
The world needs to take urgent action to cope with the impact of a rapidly ageing population, according to a new report, which forecast that the number of people older than 60 would surpass one billion within a decade.
health  crisis  health  policy  fiscal  policy  public  policy  Politics  status  quo  pension  pension  scheme  pension  obligation  demography  demographics 
october 2012 by asterisk2a
Spain Promises Much, Does Little And Will Tap Social Security Reserves For Funding | ZeroHedge
SPAIN TO TAP €3 BILLION FROM SOCIAL SECURITY RESERVES IN ORDER TO FUND LIQUIDITY NEEDS.

Incidentally this is the same fund which has 9 months of pension reserves and is invested in... drumroll... Spanish Bonds!

And cue to the riotcam.

-

Spain is yet another democratic country which plunders its citizens savings to mop up the floor while the sink is overflowing and the faucet is still running.
social  contract  socialsecurity  democracy  governance  government  Politics  greatrecession  Europe  sovereign  debt  crisis  austerity  pension  scheme  pension  obligation  pension  fund  2012  Spain 
september 2012 by asterisk2a
Auto-enrol UK workers into a pension (20Sept12) - YouTube
Incentive of 50% you put in, 50% put in gov and employer.
Auto enrol, and nudge theory, ...

Question is in the details; how is fund managed? is fund managed? how will payouts work? linked with inflation? etc etc
pension  obligation  Nudge  theory  behavioral  economics  pension  pension  fund  pension  scheme 
september 2012 by asterisk2a
America's Demographic Cliff: The Real Issue In The Coming, And All Future Presidential Elections | ZeroHedge
It’s a pretty tough picture, to say the least; as the population ages, we’re looking at more and more money dedicated to retirement benefits with a smaller workforce to fund the spending.

The stronger turnout of these voters (retirement age people), and their sheer numbers, are also likely to have an important impact on US political races in the years to come.

Social Security and Medicare spending are projected to grow exponentially as healthcare costs explode and the biggest population wave in the history of the US starts to enter retirement. The Congressional Budget Office expects spending to increase by 150% over the next 25 years, which is hardly sustainable with barely 2 workers for every retired person in 2035... there’s a storm a comin’
babyboomers  pension  scheme  pension  pension  obligation  medicare  socialsecurity  USA  demography  demographics 
august 2012 by asterisk2a
PIMCO | Investment Outlook - Cult Figures
​- The long-term history of inflation adjusted returns from stocks shows a persistent but recently fading 6.6% real return since 1912.
- The legitimate question that market analysts, government forecasters and pension consultants should answer is how that return can be duplicated in the future.
- Unfair though it may be, an investor should continue to expect an attempted inflationary solution in almost all developed economies over the next few years and even decades.

[[For FX traders, a burgeoning era of inflation will ensure that high levels of volatility continue. Central bankers will repeatedly be tested and money will skip around the globe.]]

= Countries that take the brunt right now are Australia, Canada, New Zealand, Singapore, Brazil, Switzerland etc. countries where there is wealth and trust in institutions and or got natural resources (commodities, growing consumer), or is a creditor nation.
accounting  global-economy  global  imbalances  developed  world  frontiermarkets  emergingmarkets  BRIC  Switzerland  hot-money  currency-war  currency  debasement  unintended  consequences  EMU  UK  BOE  ECB  Fed  centralbanks  monetary  theory  monetary  policy  economic-thought  deleveraging  debt  bubble  debtoverhang  confidence  trustagent  trust  politics  pension  pension  scheme  pension  obligation  pension  fund  financial  repression  economic  history  Europe  USA  lostdecade  greatrecession  GFC  PIMCO  new-normal  inflation  reflation 
august 2012 by asterisk2a
Newspaper Industry Is Running Out of Time to Adapt to Digital Future - NYTimes.com
Between operational fiascos and flailing attempts to slash costs on the fly, it’s clear that the print newspaper business, which has been fretting over a looming crisis for the last 15 years, is struggling to stay afloat. There are smart people trying to innovate, and tons of great journalism is published daily, but the financial distress is more visible by the week.

“Most newspapers are in a place right now that they are going to have to make big cuts somewhere, and big seams are bound to show up at some point,” said Rick Edmonds, a media business analyst at the Poynter Institute.

- Those of us who work inside the racket like to think of our business as unique, but with underfunded pension plans, unserviceable debt and legacy manufacturing processes and union agreements, the newspaper industry looks a lot like, well, steel, autos and textiles.
Schumpeter's  gale  creative  destruction  change  New  York  Times  nytimes  corporate  governance  pension  fund  pension  scheme  pension  obligation  Newspaper  Industry  mediachange  media  newspapers 
july 2012 by asterisk2a

related tags

&  1%  10%  401k  A&E  Abenomics  Abstieg  abuse  academia  academics  Academy  account  accountability  accounting  addiction  adoptarefugee.org  adult  affordable  age  ageing  aggregate  AI  Alan  Alcohol  alcoholism  ALG2  all  allocation  Allowance  Altersarmut  American  Angel  Angela  anti-ageing  antisemitism  Antisemitismus  antitrust  anxiety  artificial  asset  Asylbewerber  Asylum  Aufstocker  augmented  Ausländerfeindlichkeit  austerity  auto  automation  Autonomous  avoidance  awareness  baby  babyboomer  babyboomers  bad  bailout  bank  banking  banks  bed  bedblocking  behavioral  benefit  Beton  Betongold  big  biotechnology  Blair  blocking  Blue-collar  BOE  BOJ  bond  book  boom  boomers  borderless  Boris  Brexit  BRIC  bubble  bubbles  budget  budget2010  budget2015  budget2016  Burden  business  bust  Buy  Buy-to-Let  Cameron  campaign  Cancer  capital  capitalism  car  carbon  card  care  Career  Carmageddon  Carney  Cars  Celebrity  centralbanks  CEO  change  child  China  chronic  City  class  climate  code  coefficient  cohesion  College  Commission  commodity  competitiveness  complexity  confidence  conglomerate  consent  consequences  Conservative  constituency  consume  consumer  contract  Contractor  COP21  corporate  cost  Council  Crabb  creation  creative  credit  creditcard  crisis  crony  crowd  currency  currency-war  current  cut  CVD  Cycle  damage  David  debasement  debate  debt  debtoverhang  decade  deficit  deflation  deflationary  deleveraging  demagogue  demagogy  demand  democracy  demographic  demographics  demography  depletion  deprivation  destruction  Deutschland  developed  diabetes  diet  diet-related  Dilemma  disability  disabled  discretionary  disease  diseases  disenfranchise  disenfranchised  disposable  distortion  distribution  distrust  DLA  doctor  Doctors  dogma  Donald  door  Dream  Druckenmiller  Duncan  DWP  East  ECB  economic  economic-thought  economics  economy  education  efficiencies  efficient-market  elderly  election  Elizabeth  emergingmarkets  emotion  employment  EMU  energy  entitlement  equality  equity  error  ESA  Establishment  Europe  European  evasion  Existenzangst  Failure  fairness  Fairy  Familienpolitik  far-right  faultlines  FCA  Fed  fee  finance  financial  FinancialCrisisInquiryCommission  FinancialCrisisResponsibilityFee  financialtransactionfee  finite  fiscal  flat  folly  food  Foodbank  for  formal  Framework  free  Fremdenfeindlichkeit  Fremdenhass  frontiermarkets  fuel  fund  Funding  funds  gains  gale  gap  GDP  gender  general  generation  generational  Generationengerechtigkeit  generationx  generationy  George  Gerechtigkeit  Germany  Gesellschaft  GFC  Gini  global  global-economy  globalisation  globalization  GNP  Gold  Google  Gove  governance  government  GP  Grant  Great  greatdepression  greatrecession  Greece  greed  Greenspan  Grexit  Grey  Grid  growth  harm  hartz-iv  health  healthcare  Helicopter  Help  herd  herding  Higher  history  HMRC  Hooligan  hot-money  Hour  House  household  housing  human  hunt  hypothecation  hypothesis  Iain  ideology  IFS  ILA  imbalance  imbalances  IMF  immigration  Impediments  in  Inc.  income  Industrial  industry  inefficiencies  inequality  inflation  infrastructure  inheritance  innovation  Innovators  insurance  integration  Integrationspolitik  intelligence  interest  investment  Investor  ISA  jail  Janet  Japan  Javid  Jeremy  job  Jobs  Johnson  Joseph  JSA  Junior  kalte  knowledge  Koo  Krugman  labour  Law  Leadership  Leiharbeit  liberal  life  lifestyle  liquidity  literacy  loan  lobby  Lobbying  lobbyist  lohndumping  London  Lords  lost  lostdecade  lottery  low  Lunch  Lügenpresse  M2  M3  macroeconomic  macroeconomics  macroprudential  Maintenance  Makers  management  Manifesto  manufactured  marginal  Mark  market  marketplace  Marktwirtschaft  materialism  maximisation  maximization  May  measurement  media  mediachange  Medicaid  medicare  mental  Merkel  Michael  microeconomic  microeconomics  middle  middleclass  migration  millennials  mindestlohn  Minijob  minimum  Mobile  mobility  model  Moderation  monetary  Money  Moore's  moralhazard  morality  Morgan  mortgage  nanny  nassimtaleb  nasty  Nationalism  Nazi  negative  Neo-Nazi  neoliberal  neoliberalism  Neonazi  net  New  new-normal  Newspaper  newspapers  NHS  NIC  Nicky  Nicola  Niedriglohn  Niedriglohnsektor  NIRP  No  nominal  non-performing  Normal  Northern  NPL  nudge  nytimes  OAP  obligation  OBR  OECD  of  Ofsted  old  oligarchy  oligopol  oligopoly  opinion  Opportunism  opportunist  Osborne  output  oversight  Pact  part-time  party  Paul  pay  pension  Pensioner  perception  personal  philosophy  PIGS  PIIGS  PIIGSFB  PIMCO  PIP  PISA  planning  plutocracy  policy  political  politician  Politicians  politics  poor  population  populism  Portfolio  Positioning  post  poverty  Powerhouse  PR  Precariat  precarious  Prekariat  premature  prevention  prices  pricing  Privatisation  Privileged  productive  productivity  profit  Progression  promises  propaganda  propensity  property  public  QE  quo  R&D  rapid  rate  receipts  recession  Rechtsextremismus  Rechtsruck  recovery  reflate  reflation  reform  refugee  regulation  regulators  Reich  relations  renewable  rent  rent-seeking  rentier  Representation  repression  resource  resources  retirement  Revolution  revolving  Rich  Richard  Riester-Rente  Right  right-wing  rising  risk  Robert  robertshiller  robotics  Round  safety  Sajid  sanctions  Save  savings  Saxony  scheme  Schuldenbremse  Schumpeter's  Schäuble  Scotland  Sector  secular  security  Seed  self-employment  self-medication  self-regulation  sentiment  service  Services  servicing  servitude  shadow  shareholder  Shiller  short-term  sick  sickcare  Skidelsky  skill  skill-biased  skills  Smart  Smith  SNP  social  social-safety-net  socialsecurity  society  sociology  sovereign  Soziale  Sozialer  Sozialpolitik  Spain  speculation  speculative  spending  spin  squeezed  stagnation  Stanley  state  status  STEM  Stephen  Stiglitz  Street  Structural  student  studentdebt  studentloan  Sturgeon  subprime  subsidies  subsidizing  Sugar  Super  sustainability  sustainable  Switzerland  take  targeting  tax  Taxation  TBTF  technological  Technology  tension  The  theory  Theresa  thinking  Times  to  tobin-tax  Toff  Tony  too  toobigtofail  Tories  transactiontax  transparency  trap  trickle-down  triple-lock  Trump  trust  trustagent  Tsunami  tuition  UK  uncertainty  underemployed  underemployment  underinvestment  unemployment  unintended  Union  Universal  Unrechtsstaat  USA  value  Varoufakis  Venture  view  vocational  Vorurteil  Vorurteile  vulnerable  wage  Wall  war  warming  Warren  WCA  wealth  welfare  western  Westminster  White-collar  Whitehall  winner  winter  Wolfgang  work  worker  workforce  working  world  Xenophobia  Xenophobic  Yanis  Yellen  yield  York  You  youth  Zeitarbeit  Zero  ZIRP  Zivilcourage  Zivilgesellschaft  zombie 

Copy this bookmark:



description:


tags: