asterisk2a + aversion   18

Holllywood Whitewashing and the Blockbuster Machine
8:35 - Ridley Scott can't get big production (cost) movies financed with non-white, foreign actors about non-white,foreign topics/themes. Hollywood studios do not take those kind of risk, if any risks! Only proven formulas!
Ridley  Scott  Hollywood  risk  aversion  risk  taking  Television  Music  Industry  creative  destruction  film  making 
april 2016 by asterisk2a
This Letting Agent Admits The Housing Shortage Is Good News For Landlords - BuzzFeed News
[ Lord Adair Turner book & Richard Koo; banks tend 2 lend 2 property & land rather than productivity/businesses. risk averse, if the family cant pay the mortgage any more, than at least u have not lost all the money! less risky! Its also partly rentier behaviour of banks. // also BOE has to be concerned about future disposable income; rent & utilities eating up 50%-75% of income thus less for consumption! ] “Landlords’ balance sheets are looking healthier than at any point since 2014, and property investors are looking at an excellent rate of return from their portfolios.” Gill warned that changes to stamp duty announced in chancellor George Osborne’s Autumn Statement and due to take effect on 1 April – people selling buy-to-let investments will pay an extra 3% – were bad news for landlords. But overall, the “consistent and developing lack of housing for across all tenures, for a spiralling population” meant the level of demand for rental properties would not reduce, he said.
property  bubble  speculative  bubbles  asset  bubble  asset  allocation  macroprudential  policy  Generationengerechtigkeit  generation  rent  Housing  Crisis  social  affordable  distortion  ZIRP  NIRP  QE  aggregate  demand  Right  to  Buy  Buy-to-Let  Help  to  Buy  Scheme  Help  to  Save  policy  folly  policy  error  consumer  debt  household  debt  budget  deficit  recovery  mortgage  market  credit  bubble  GFC  bank  bailout  BOE  zombie  banks  rentier  rent-seeking  Richard  Koo  underinvestment  productive  investment  infrastructure  investment  zombie  consumer  industrial  policy  economic  history  Mark  Carney  financial  repression  behavioral  finance  behavioral  economics  herding  herd  hunt  for  yield  leverage  margin  trading  equity  bubble  Gini  coefficient  disposable  income  discretionary  spending  VAR  CDO  CDS  risk  aversion  squeezed  middle  class  secular  stagnation  inequality  UK  generational  contract  lost  generation  constituency  Tories  Conservative  Party  nasty  David  Cameron  George  Osborne  general  election  2015  general  election  2020  fiscal  policy  austerity  monetary  policy  liquidity  trap 
february 2016 by asterisk2a
What Really Caused the Crisis and What to Do About It - YouTube
"There are not perfect markets, and there is no perfect planner. [...] we will never arrive at perfect solutions. [...] market will never allocate perfectly ... [...] market will always tend to lend to property and land, and less into productive means (businesses = risk of 100 loss, land or property ... you have a loss when you sell it. << China, UK ) [...] not all credit is good credit. [...] need for macroprudential policy to dampen bubbles bc rate hikes could dampen normal non-speculative area of economy. ie loan to value limits [...] interest rate setting is blunt hammer that people though is the magic wand along the line of self-regulation, free market, neoliberalism and trickle-down [...] GFC can be traced back to the 60-70's - macroecon + micro with absurd assumptions (ie rational expectations, equilibriums, no bubbles) & math & pure theoretical base (no empirical analysis ie of what banks really do ie greed) = makes job of economist as policy advisor real easy.
bank  crisis  JohnMaynardKeynes  keynes  Keynesianism  book  Richard  Koo  aggregate  demand  austerity  liquidity  trap  deleveraging  balance  sheet  recession  debtoverhang  GFC  recovery  secular  stagnation  western  world  dogma  ideology  underinvestment  productive  investment  infrastructure  investment  monetary  policy  monetary  theory  trickle-down  economics  neoliberalism  neoliberal  budget  deficit  economic  history  credit  bubble  output  gap  productivity  inflation  targeting  nominal  GDP  targeting  asset  allocation  economics  investment  banking  zombie  banks  retail  banking  financial  product  CDS  CDO  hunt  for  yield  VAR  risk  aversion  deflationary  deflation  ZIRP  NIRP  QE  debt  monetisation  debt  monetization  Glass-Steagall  self-regulation  regulators  regulation  leverage  margin  trading  property  bubble  arbitrage  speculative  bubbles  asset  bubble  UK  USA  Europe  ECB  Fed  BOE  zombie  consumer  squeezed  middle  class  zombie  corporations  NPL  junk  bond  realestate  macroprudential  policy  mortgage  market  equilibrium  disequilibrium  Economist  economists  Adair  Turner  hayek 
february 2016 by asterisk2a
Jan Kregel: The Continuing Risk of Derivatives - YouTube
The other common feature that Kregel notes is that the major objective of active, global financial institutions no longer is the maximization of profits by seeking the lowest cost funds and channeling them to the highest risk-adjusted return. Rather, they are most interested in maximizing the amount of funds intermediated in order to maximize fees and commissions, thereby maximizing the rate of return on bank capital. This means a shift from continuous risk assessment and risk monitoring of funded investment projects that produce recurring flows of interest payments over time, to the identification of riskless "trades" that produce large, single payments with as much of the residual risk as possible carried by the purchasers of the package. The upshot is that most derivative packages mask the actual risk involved in an investment and increase the difficulty in assessing the final return on funds provided.
derivatives  investment  banking  retail  banking  banking  crisis  business  model  risk  aversion  ROI  VAR  CDS  Interestrateswap  financial  literacy  financial  market  financial  crisis  financial  cycle  FinancialCrisisInquiryCommission  tobin-tax  FinancialCrisisResponsibilityFee  CDO  financial  instruments  bonuses  bonus  Greed  shareholder  value  profit  maximisation  Wall  Street  economic  history  self-regulation  regulation  regulators  deregulation  Glass-Steagall  Bank  Oversight  zombie  banks  financial  product 
january 2016 by asterisk2a
The Oscars whiteout is driven by racism – and greed | Zoe Williams | Opinion | The Guardian
The Hollywood film industry has never tested the idea that a black actor could be more bankable than a white one
Hollywood  Entertainment  Industry  Music  Industry  risk  aversion 
january 2016 by asterisk2a
Oscars und der Boykott schwarzer Künstler: Hollywoods wahres Problem - SPIEGEL ONLINE
Die Oscar-Academy ändert ihr Reglement: Künftig sollen nicht nur weiße Männer über 60 entscheiden, wer die Auszeichnung bekommt. Ein wichtiger Schritt. Doch Hollywoods Problem sitzt tiefer. [...] Eine echte Debatte über mangelnde Diversität in Hollywood muss sich also um die Frage drehen, wie viel Zugang ethnische Minderheiten zu Macht- und Prestige-Positionen innerhalb der amerikanischen Filmindustrie bekommen und wie sich auch dort, wo die Filme erdacht, in Auftrag gegeben und produziert werden, die Demographie der USA angemessen widerspiegelt. Die Oscars, die sich nun auf berechtigten Druck verändern wollen, sind tatsächlich nur Seismograph einer an ethnischer Hermetik und Verkrustung leidenden Branche.
Hollywood  Patriarchy  straight  white  male  male  privilege  white  male  privilege  Entertainment  Industry  gender-based  discrimination  gender-based  harassment  gender  policing  gender  politics  gender  pay  gap  governance  boys  club  glass  ceiling  feminism  feminist  racial  discrimination  racism  gender  role  profit  maximisation  meritocracy  meritocratic  subjective  objective  confirmation  bias  bias  risk  aversion  No  Representation 
january 2016 by asterisk2a
Eine Woche offline - Zurück in die analoge Ahnungslosigkeit
"Generation Kopf unten" // Furchts was zu verpassen. Loss aversion. >> known dopamine kick and serotonin. good feel feeling. emotion. // Funktionaler gebrauch - vs - abuse // Aufmerksamkeit verloren gegangen, dauernde unterbrechung // durchschnittlich 3hr bis zu 5h am handy // benutzen smartphone nicht mehr zum telefonieren // .. auf eine sache konzentrieren. geht nicht mehr. // Wertegesellschaft: Likes? Followers? Comments? // Belohnungssystem //
addiction  Dopamine  Serotonin  mobile  homescreen  Escapeism  Entertainment  distraction  psychology  sociology  communication  abuse  substance  abuse  Smartphone  mobilephone  mobile  phone  24-hour  news  cycle  user  generated  content  The  Wars  click  bait  Clickbait  Linkbait  linkbaiting  Internetsucht  Internetabhängigkeit  chronic  stress  filter  bubble  multitasking  Digital  Detox  burnout  productivity  Gamification  Social  Media  Wertegesellschaft  Gesellschaft  Wegwerfgesellschaft  society  Belohnungssystem  loss  aversion  emotion  Procrastinating  procrastination  anxiety  anxiety  peer  pressure  peer  group 
october 2015 by asterisk2a
Why Europe Hates US Internet Giants In Six Charts | Monday Note
But when it comes to the digital revolution, European structures, mentality and inward-looking conservatism played against the innovation thrust.
Europe  Start-Up  Scene  Berlin  Start-Up  Scene  Failure  R&D  University  ecosystem  STEM  risk  aversion  stigma  Germany  culture  Silicon  Valley 
september 2015 by asterisk2a
Jessica Lahey’s ‘The Gift of Failure’: A Fear of Risk-Taking Has Destroyed Kids’ Love of Learning - The Atlantic
When Success Leads to Failure. The pressure to achieve academically is a crime against learning. [...] Above all else, we taught her to fear failure. That fear is what has destroyed her love of learning. [...] Is that what we want? Kids who get straight As but hate learning?
education  policy  Failure  life  lesson  life  hacker  professional  education  vocational  education  Alain  de  Botton  philosophy  sociology  culture  society  stigma  risk  aversion  risk  taking  risk-taking  riskaversion  social  safety  net  Fear  anxiety  status  anxiety  intrinsic  motivation  learning  learning  curve  Start-up  of  You 
august 2015 by asterisk2a
A society without cash is a society in trouble - Telegraph
[not taking cash out of your purse, different than sliding a plastic card through.] A society without cash is a society in trouble The trouble with contactless payments is they make it all too easy to forget the true value of things, worries Bryony Gordon
credit  card  behavioral  finance  behavioral  economics  psychology  instant  gratification  loss  loss  aversion  sunk  cost  fallacy  deferred  gratification  credit  bubble  creditcrisis  creditcard  consumer  debt  zombie  consumer 
february 2015 by asterisk2a
HORIZONT Award 2015: Keynote Oliver Samwer - Teil 1 - YouTube
It's only the beginning, the race starts a new (concerning mobile usage & patterns/behaviour). // [along the line of "It is still Day 1" via Marc Andreessen] // Talks Zappos & e-commerce that inspired them to do Zalando. To build e-commerce of that type, there are years of losses ahead. There was no possibility at that time in sight, to fund that with European VC's. Zalando raised in its lifetime till the IPO ~500m. That was around the same amount EU VC's handed out in 2008. They started 2007 w 20 ppl. EU VC's handouts are about 2% of SV VC's handout per year in aggregate. Capital intensive companies out of EU (Germany) are nearly impossible to pull off. Mittelstand/SME/Dude&Dudette businesses are ok with peanut investments/savings/bank credit and focusing on making it at nearly break even in the first year. That is not the mantra in SV. SV = go big or go home, once you got real traction. Reach for the sky. Biz (Start-ups) fail when you run out of money before you found traction.
Oliver  Samwer  mobile  first  mobile  homescreen  mobile  phone  Tablet  Phablet  Appification  Rocket  Internet  Zalando  Start-Up  lesson  Start-Up  advice  Europe  Start-Up  Scene  Berlin  Start-Up  Scene  London  Scene  Germany  erzkonservativ  conservative  e-commerce  Silicon  Valley  Venture  Capital  seedfunding  angelinvestor  angelinvestors  Exportweltmeister  risk  aversion  risk  taking  Risk/Reward  Ratio  mitigating  risk  isolating  risk 
january 2015 by asterisk2a
Florian Heinemann (Project A): "Hipness verdient kein Geld" - YouTube
4:50 - "[Oliver] lebt fuer den Erfolg." Kaempft aber nicht gg Silicon Valley & Co. auf Silicon Valley's ebene ... frontal mit neuen creativen dingen. Sondern greift an von der Flanke (existing, proven biz models, w known risk/reward ratio into their favour, global - where SV is not). // 8:00 constant iteration on small things to improve on them while keeping the big picture with known best practices (#Exportweltmeister) // 9:30 Kapitalaufwand (die nehmen wenn, dann wirklich Geld in die hand) von Rocket Internet's world expansion into Virgin Territories with known & proven business models. // 15:00 Execution, Focus, Value Prop Customers are willing to pay for - click. // 19:00 TEAM & different personalities (introverted etc). Failure because you run out of money. Your timing 2 raise $ is inverse related 2 when you need it. // 21:30 Zalando: detail oriented. BigData. Key Hires. // &! Jeff Jarvis: "Deutsche haben zu viel Angst vor dem Scheitern" - DLD 2015 - youtu.be/VAxGX4LYITI
Rocket  Internet  Zalando  Samwer  Brothers  Oliver  Samwer  entrepreneurial  entrepreneurship  entrepreneur  Exportweltmeister  Germany  USA  culture  failure  experiment  experimentation  A/B  Testing  Start-Up  lesson  Start-Up  advice  risk  aversion  risk  taking  mitigating  risk 
january 2015 by asterisk2a
Cultural Realities Of Latin American Entrepreneurship | TechCrunch
// In Latin America, the fundamental cultural impediment to creating a sustainable entrepreneurial ecosystem is lack of individual risk-taking. While this is true at the entrepreneurial level, it is not a crucial element due to other factors compensating – primarily the attraction of the Silicon Valley lifestyle. However, this is not true in the investor layer, and thus a crucial piece of the infrastructure – the post-startup financing – is severely underdeveloped. The cultural factors here are clear: lack of comfort with technology, group decision-making, long decision-making cycles, desire for control and severe discomfort with failure result in an anemic investment community.
Germany  Start-Up  lesson  Start-Up  advice  culture  society  failure  iteration  experiment  experimentation  Berlin  Start-Up  Scene  public  image  public  perception  Mittelstand  entrepreneurship  entrepreneur  risk  taking  risk  aversion  Silicon  Valley  economies  of  agglomeration  ecosystem  environment  work  environment  network  effect  communication  technology 
september 2014 by asterisk2a
Deutschland und seine Gründer – ein gestörtes Verhältnis - WSJ Tech - WSJ
Leider aber schwang in der Reportage auch das mit, was in der deutschen Gesellschaft allgemein verbreitet ist: Eine Skepsis gegenüber dem Internet und insbesondere allen, die damit auch noch Geld verdienen wollen. [...] [D]ie etablierte Wirtschaftspresse in Deutschland tut sich häufig noch schwer damit, die Start-up-Ökonomie zu begreifen. Als in einem Artikel über den abflauenden Berliner Start-up-Hype in einem großen deutschen Wirtschaftsmagazin der Satz „Selbst vor Pleiten ist die Berliner Internet-Community nicht mehr gefeit“ fiel, sorgte das in Deutschlands Start-up-Szene für kollektives Kopfschütteln. Pleiten gehören zu jeder Start-up-Ökonomie dazu, ebenso wie große Verluste in der Wachstumsphase. Ohne Pleiten, Risiko und Verluste entstehen weder Googles noch Facebooks. In der ZDF-Reportage war leider auch wieder die Art von deutscher Überskepsis deutlich zu sehen, die mit dazu beiträgt, dass allzu schnell aus Deutschland wohl auch keine Facebooks oder Googles zu erwarten sind.
Rocket  Internet  Samwer  Brothers  IPO  corporate  culture  corporate  values  personal  values  Berlin  Start-Up  Scene  Europe  Start-Up  Scene  Germany  culture  society  public  image  public  interest  public  awareness  Skepticism  Venture  Capital  risk  aversion  risk  taking  failure  PR  public  relations 
august 2014 by asterisk2a
Startups: Wagniskapital - Deutschland scheut das Risiko - SPIEGEL ONLINE
Manchmal rappt Horowitz seinen Rat an Jungunternehmer und formuliert seine Management-Tipps mit Hilfe von Songtexten bekannter HipHop-Künstler. Wenn Gründer mehr Mut beweisen sollen, bedient er sich etwa bei Ice Cube und rät: "If you are scared motherfucker, go to church." Die Lobby von Andreessen Horowitz in einem eleganten Flachbau am Rande von Menlo Park ist dekoriert mit Originalaufnahmen von Atombombentests. Das alles wirkt manchmal etwas brachial. Aber trifft man Horowitz in seinem Büro, erlebt man einen sehr freundlichen Mann in Pulli, Jeans und Turnschuhen, der während des ganzen Gesprächs nicht einmal die Stimme hebt. [...] Dann spricht er lange und ausführlich über Regulierung und Arbeitsmarktgesetze in Deutschland. Dass es drei Monate dauere, ein Unternehmen zu gründen. Dass, wenn es nicht gut läuft, kaum eine andere Möglichkeit bleibe, als "gleich ganz zuzumachen", weil nicht schnell und einfach Personal abgebaut werden könne. Dass es an Unternehmergeist mangele. ...
Germany  Silicon  Valley  Berlin  Berlin  Start-Up  Scene  risk  taking  aiming  big  Start-Up  Start-Ups  FNAC  Google  Facebook  Twitter  Airbnb  risk  aversion  Marc  Andreessen  Ben  Horowitz  Venture  Capital  VC  entrepreneurship  entrepreneur  scaling  Andreessen  Horowitz  corporate  culture  disrupting  markets  disruption  skill-biased  technological  change  skill  skills  workforce  Book  regulators  regulation  Innovation  SAAS  SAP  SME  SMB  competitive  advantage  competitiveness  comparative  advantage  globalisation  globalization  Europe  Structural  Impediments  unemployment  imbalance  Mobile  Creative  Mobile  Creatives  technological  history  technology  Charles  Hugh  Smith  destruction  value  creation  manufacturing  engineering  engineer  Amazon  Salesforce  riskaversion  risk-taking  public  policy  Career  Politicians  accountability  transparency  Politics  Female  Founders  Women  in  Tech  progressive 
may 2014 by asterisk2a

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