asterisk2a + allowance   26

Universal credit cuts to lose low-income families up to £200 a month
[ UC is a backdoor welfare cut ] Changes to be introduced on Monday will push more low-paid working families into poverty, charities say. Tens of thousands of low-paid working families can expect to lose up to £200 a month as a result of changes to universal credit introduced on Monday – the first wave of £3bn in welfare cuts that will affect 1m households by 2020. [...] a full-time single parent would have to work a 14-month year. [...] The cuts stem from changes in the work allowance unveiled by the chancellor, George Osborne, in his summer budget a year ago. These drastically reduced the amount people can earn before low-wage top-ups are withdrawn at the rate of 65p per £1 earned.
poverty  child  poverty  poverty  trap  food  poverty  social  mobility  income  mobility  tax  credit  Stephen  Crabb  welfare  reform  welfare  state  tax  free  income  Universal  Iain  Duncan  Smith  DWP  George  Osborne  David  Cameron  austerity  fairness  tax  evasion  tax  avoidance  Super  Rich  1%  neoliberal  neoliberalism  plutocracy  oligarchy  Panama  Papers  Toff  Establishment  Privileged  Whitehall  Westminster  No  Representation  Career  Politicians  nasty  party  Budget2016  budget2015  single-parent  minimum  wage  living  wage  part-time  self-employment  Zero  Hour  Contract  Contractor  low  pay  low  income  working  poor  Precariat  precarious  work  deprivation  attainment  gap  Service  Sector  Jobs  work  allowance 
april 2016 by asterisk2a
Plan to end student grants without Commons vote outrages opposition | Politics | The Guardian
[ shifting public debt onto private debt balance sheet. = no vision! debt is still there in economy! paying higher interest rates. -- vs -- bankers gambling debt put on public balance sheet! ] Ministers have been accused of an “outrageous” attempt to sneak through their proposals to end student grants in England without proper scrutiny by MPs. The plan to scrap maintenance grants, which help half a million of the poorest students pay for university life, will go through a legislation committee on Thursday, without a vote and debate on the floor of the House of Commons. [...] Labour is opposing the change and the lack of scrutiny. Gordon Marsden, the shadow universities minister, said it was “not simply technical tinkering but a major change by the government that will deprive around half a million of England’s students from lower income and disadvantaged households, of maintenance grant funding”. // &! NHS nurse bursaries - ind.pn/1IYHYbk &! bit.ly/1IWZJI0 &! bbc.in/1RAhLRv
social  mobility  income  mobility  Gini  coefficient  household  debt  discretionary  spending  disposable  income  student  loan  debt  student  loan  Bubble  poverty  trap  poverty  child  poverty  tax  credit  education  policy  post  code  lottery  affordable  housing  social  housing  University  College  Maintenance  Allowance  Maintenance  Grant  NHS  Bursaries  Career  Politicians  No  Representation  democracy  social  democracy  bank  bailout  austerity  GFC  fairness  Generationengerechtigkeit  NHS  budget2015  nasty  party  Tories  Conservative  George  Osborne  David  Cameron  Manifesto  general  election  2015  election  campaign  promises  babyboomers  Super  Cycle  2016  debt  servitude  consumer  debt  credit  card  debt  debtoverhang  student  debt  fiscal  policy  economic  history  moral  beliefs  ethics  Toff  Privileged  Establishment  inequality  Super  Rich  1%  plutocracy  oligarchy  squeezed  middle  class  working  poor  Precariat  Crisis  cost  of  living  low  income 
january 2016 by asterisk2a
Student nurses and midwives protest over grants cut - BBC News
Student nurses and midwives have marched in protest at the government's decision to scrap their bursaries in England and replace them with loans. [...] The Royal College of Nursing said fear of debt would put people off training. // shifted another budget item off the publics balance sheet onto private balance sheet. //&! Spending Review: Grants for student nurses are being scrapped - bbc.in/1jk5kLW //&! NHS nursing levels: Nine in 10 hospitals missing targets - The vast majority of hospitals in England are struggling to recruit enough nurses, figures show. Some 92% of the 225 acute hospital trusts in England did not manage to run wards with their planned number of nurses during the day in August. The figures, published by the NHS, show that hospitals in England are falling short of their own targets for levels of safe staffing. - bbc.in/1Pfuzuq
budget2015  PR  Positioning  spin  doctor  George  Osborne  Jeremy  Hunt  austerity  NHS  staff  shortage  staff  morale  locum  staff  tories  nasty  party  Conservative  David  Cameron  general  election  2015  election  campaign  promises  constituency  babyboomers  Generationengerechtigkeit  education  policy  social  mobility  income  mobility  Gini  coefficient  student  loan  debt  student  loan  Bubble  Maintenance  Allowance  Maintenance  Grant  poverty  trap  disposable  income  discretionary  spending  debt  servitude  consumer  debt  credit  card  debt  debtoverhang  student  debt  Super  Cycle  household  debt  private  debt  UK  output  gap  recovery  2015  2016  sovereign  debt  crisis  Privatisation 
january 2016 by asterisk2a
Osborne warns of 'dangerous cocktail' of economic risks - BBC News
[ repeat phrases - "strong economy", "strong economy, strong NHS" ] The UK faces a "cocktail" of serious threats from a slowing global economy as 2016 begins, Chancellor George Osborne has warned. Speaking in Cardiff, Mr Osborne said this year is likely to be one of the toughest since the financial crisis. He told business leaders that far from "mission accomplished" on the economy, "2016 is the year of mission critical". His message is in stark contrast to the positive tone of his Autumn Statement, when he said the UK was "growing fast". [...] that the Autumn Statement had put in place a four-year plan to restore the UK's public finances, and make the economy more productive, with businesses more competitive so they could create jobs. [...] Mr Osborne told the Today programme the UK's economic recovery was not "a debt-fuelled recovery", citing the support of the governor of the Bank of England in his assessment. [ not public, but private household debt! ]
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january 2016 by asterisk2a
Economy concerns as household debt rises to £40bn in latest figures | Business | The Guardian
Families are expected to run up £40bn of debt this year, sparking fears about Britain’s economic recovery. [...] (OBR) forecasts have found that households have moved from a surplus of £67bn in 2010, the year the coalition took power, to a £40bn deficit this year. Unsustainable borrowing is on course to near the levels reached in the run-up to the 2008 financial crash, according to Labour. Seema Malhotra, the shadow chief secretary to the Treasury, said: “George Osborne is relying on millions of British families going further into debt to hit his growth targets. [ as projected by economists, that household had to take up debt, shifting debt burden off the public balance sheet, when austerity plans were revealed together with LibDems, to meet growth targets/estimates, back then. same w decistions to increase student loans, convert grants into loan ie for nursing, remove allowances and grants. same w the green bank. shifting items off the balance sheet. and underinvestment. ]
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december 2015 by asterisk2a
Will scrapping nurse bursaries help or worsen NHS staffing crisis? | Healthcare Professionals Network | The Guardian
[ moving another item off the books/balance sheet onto others, in this case, the private purse. and when tories came to power together with lib dems - they did cut part of funding for places ] Plans to axe bursaries and replace them with loans have been condemned by unions, but universities say they will lead to more training places for nurses, midwives and allied health professionals [...] Unions fear a loan system will be an obstacle to people from poorer backgrounds and career changers. Midwifery in particular attracts a large number of mature students over 29 – many of whom bring with them vital existing experience of childbirth – but are already saddled with debt from a first degree. //&! bit.ly/1HNLIMj
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december 2015 by asterisk2a
Disabled students fear loss of essential support - BBC News
[ easy thing to move double digit spend off balance sheet onto someone else's - Career Politicians trick ] "Disabled students should be allowed equal opportunities to non-disabled students and to put it bluntly, the cuts to DSA limit our futures. "Having discussed the cuts to DSA with deaf and other disabled students I have seen a trend in a loss of hope. These students, myself included, feel disregarded by the government and our access to higher education has been unjustly restricted." [...] The National Union of Students fears small, specialised institutions will struggle to meet the costs. Disabled students' officer Maddy Kirkman said the changes risked inconsistency in support and complained the government had ignored these concerns. [...] The Green party said the changes amounted to a £70m cut to support for disabled students. [...] She warned that disabled students could "fall into a no man's land" with government and universities each claiming it is the other's responsibility.
Disabled  disability  vulnerability  vulnerable  budget2015  Generationengerechtigkeit  fairness  Education  Maintenance  Allowance  Student  Maintenance  Grant  Tories  nasty  party  Conservative  general  election  2015  election  campaign  promises  Manifesto  budget  deficit  tax  evasion  tax  avoidance  social  democracy  democracy  corporate  welfare  subsidies  subsidizing  George  Osborne  David  Cameron  policy  Gini  coefficient  social  mobility  income  mobility  inequality  discrimination  Equality  Act  2010  spin  doctor  PR  reframing  framing  Career  Politicians  No  Representation  constituency  babyboomers  generational  contract  Millennials  generationy  health  inequality  income  inequality  social  cohesion  social  tension  austerity 
december 2015 by asterisk2a
Government facing defeat in Lords over tax credits | Politics | The Guardian
Tim Farron instructs peers to back fatal motion, greatly increasing chances of government being defeated //&! bit.ly/1NlQDCE - Live Ticker of that Day: Former shadow business secretary Chuka Umunna says that while state subsidy going to employers to top-up low wages is not desirable, it is the order of the government’s policy that is the problem, ie. cutting tax credits before the wages go up enough. [ << SHOWING HOW LITTLE EVERYDAY MORALITY, ETHICS, HUMILITY, MENSCH, COMPASSION AND SENSIBILITY TORIES HAVE. ] //&! MP Heidi Allen warns tax credit cuts 'betray' Tory values [...] cutting peoples cloth when there is no cloth. - bbc.in/1LlzFDQ [...] want "transitional" arrangements [...] [MP Heidi Allen] said her party must not treat it as "a spreadsheet exercise" since many of those affected would not be able to cope and faced a stark choice between heating their homes and putting food on their tables. //&! bit.ly/1jRP9WJ &! bit.ly/1M6zk5j - Who is MP Heidi Allen?
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october 2015 by asterisk2a
Does the government hate young people? It certainly feels that way | Rhiannon Lucy Cosslett | Comment is free | The Guardian
[ u-25s not included in minimum wage, housing benefits ] We’d love to grow up, we really would. But policies on everything from student loans to housing seem designed to ensure we can never achieve adulthood [...] We have been disproportionately affected by recession and austerity. According to research published by the Resolution Foundation earlier this year, 22 to 29 year-olds saw a 12.5% fall in wages between 2009 and 2014. Working-age households suffered a 4% cut to their incomes, while pensioner households saw theirs jump by almost 10% between 2007 and 2014.
Generationengerechtigkeit  austerity  fairness  Millennials  Student  Loan  Bubble  Education  Maintenance  Allowance  Student  Maintenance  Grant  UK  nasty  party  Tories  Conservative  minimum  wage  post  code  lottery  policy  Gini  coefficient  constituency  babyboomers  sovereign  debt  crisis  Super  Cycle  political  theory  social  contract  Career  Politicians  No  Representation  budget2015  George  Osborne  David  Cameron  Iain  Duncan  Smith  inequality  social  mobility  income  mobility 
october 2015 by asterisk2a
Matthew Hancock ripped apart on Tax Credits, welfare, etc. (05Oct15) - YouTube
- still worse off. [...] "we gotta make the savings." << morality - taking from the poor and letting tax evasion and avoidance go on. and other corporate welfare policies, that don't pay their taxes in the end.
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october 2015 by asterisk2a
More jobs paying below living wage - BBC News
'Prevalent' low pay The ONS figures show that the proportion of jobs paying below the living wage has grown. In 2014, young adults were most likely to be paid less than the living wage. Some 58% of jobs carried out by 18 to 24-year-olds outside of London and 48% of jobs in this age group in London were paid less than the living wage. In accommodation and food services in 2014, an estimated 65% of jobs paid less than the living wage in London and 70% in the rest of the UK. Northern Ireland had 29% of jobs paying below the living wage, the highest in the country. At the other end of the scale, 19% of jobs in the South East of England, London and Scotland paid below the living wage. [...] "These figures demonstrate that while the economy may be recovering as a whole, there is a real problem with ensuring everyone benefits, and low pay in still prevalent in Britain today."
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october 2015 by asterisk2a
So you hate the Tories – but what comes next? | John Harris | Comment is free | The Guardian
Tory conference: Cameron's 'assault on poverty' pledge belied by new figures. [...] planned welfare cuts would lead to 200,000 more working households in poverty by 2020. bit.ly/1Nop8vl - The thinktank’s analysis also indicates that the number of all households – both in and out of work – that will be in poverty at the end of the parliament is projected to rise by 700,000 to nearly 4 million. The report will pile further pressure on ministers to rethink how they protect the working poor, following the introduction of controversial plans to cut tax credits in the first budget immediately after the election. //&! bit.ly/1VIjIQ0 - Podcast &! Tories hollowness in their tax credit cut & talking abt social mobility @ their conference (audacity [spin&PR& repeating the message over & over they want to get across] to speak abt poverty @ their conference) - bit.ly/1WQaheJ - masking their rightwing neoliberal policy pitching it as centre - bit.ly/1jeVqfG &! bit.ly/1LsHNPO redefine center
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october 2015 by asterisk2a
It’s George Osborne who will shape Tory prospects for 2020 | Gaby Hinsliff | Comment is free | The Guardian
Power is leeching from David Cameron, and the colder, more ruthless chancellor is in the spotlight [...] Osborne’s big problem, of course, is that his fingerprints are all over everything the government has done – or not done – to tackle these problems over the last five years, let alone over the next five. And that’s not the only factor limiting his prospects of promotion He’s almost as exposed as Cameron is to fallout from the EU referendum gamble. (Heads we quit the EU, and government heads will have to roll; tails we stay, triggering Tory civil war).
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october 2015 by asterisk2a
Homelessness figures: Nearly 100,000 children in England 'homeless' - BBC News
Nearly 100,000 children in England are living in temporary accommodation after being made homeless, new figures show. // &! More & more student start work after graduation in low pay jobs not requiring a diploma, due to current job market/job creation situation in UK! Not hitting 21k repayment threshold - bbc.in/1OU0K3H - OBR show fewer are likely to start paying than was expected when the policy was introduced, [...] freezing the loan repayment threshold - alongside other changes such as replacing maintenance grants for poorer students with loans - will significantly increase the cost of going to university. It says this risks undermining pledges by successive governments to improve social mobility, as well as raising uncertainty in students' minds over the terms of their borrowing. //&! Higher education cuts 'risk NI being left behind' - bbc.in/1gZMrgj //&! Doctors warn Tories not to cut free school meals (child poverty, food poverty) bbc.in/1LewQrn
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september 2015 by asterisk2a
NUS begins legal action to prevent government scrapping maintenance grants | Education | The Guardian
Union demands that equality implications of reform are considered before further steps are taken to change law [...] “Previous work of the coalition government to assess equality impacts of government policies has apparently been abandoned and the government has reneged on commitments given to the equality and human rights commission to continuously assess equality impacts in formulating policy. “NUS has called upon the secretary of state to halt plans to abolish maintenance grants and to gather information to enable him to properly consider the complex equality considerations at stake. An open-minded reconsideration of the policy should then take place.” A spokesperson for the Department for Business, Innovation and Skills said: “We have noted the letter from the NUS and will respond in due course.“ Maintenance loans will replace maintenance grants for new students from 2016-17. The loans will have to be paid back only when earnings rise above £21,000.
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september 2015 by asterisk2a
Jobseeking Surrounded By Fictions, Myths And Convenient Narratives | Welfare Weekly
It is worth remembering that the origin of the social welfare payments by the state was to stop these kinds of moral judgements being made about a deserving and an undeserving poor. The state officially supports the stereotype of sympathy for the ‘deserving poor’ and scorn for the near criminality on the part of ‘scroungers’. [...] unemployed people are forced to drink this [Tories] cool-aid or face destitution. [...] Underlying all this is the deeper fiction that individuals are responsible for their own state of unemployment. [...] There is a broader change in the world of work, - neo-liberalism - whereby the rules developed at the height of the industrial revolution are now fully circumvented by employers [...] transfer the risk and responsibility around labour from the organisation (and state - ie keeping national workforce competitive through various means of education) to the individual. [...] leading 2 lowest common denominator regulation. [short-term, price fight, dereg]
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august 2015 by asterisk2a
Iain Duncan Smith criticises employers over disability employment gap | Society | The Guardian
Experts welcome emphasis on improving support for jobless disabled people who want to work but say speech was light on detail [...] The work and pensions secretary, Iain Duncan Smith, said in a speech on Monday that he wanted to halve the employment gap between disabled and non-disabled people by reforming the incapacity benefit assessment system and improving the levels of support for jobless disabled people who wanted to work. [...] In the speech, which members of the media were not allowed to attend, // << PR, spin to justify to reduce payment for ESA, disability and sickness payments - in the future - to JSA levels (which u hardly can survive long on). They already cut ESA work related activity group to JSA level. Plus their neoliberal policy take, that employees should have to pay into their own unemployment fund. Dismantling step by step the welfare, public service & social service Europe is known for & which actively reduces poverty trap and inequality. // Equality Act 2010
Iain  Duncan  Smith  Disabled  DWP  job  market  labour  economics  labour  market  job  creation  crony  capitalism  capitalism  neoliberalism  neoliberal  vulnerable  welfare  state  Public  Services  Social  Services  austerity  PR  spin  doctor  budget2015  JSA  ESA  disability  Gini  coefficient  downward  mobility  income  mobility  education  policy  vocational  education  professional  education  George  Osborne  David  Cameron  Tories  Conservative  Party  Toff  Privileged  safety  net  Establishment  inequality  Student  Maintenance  Grant  Maintenance  Allowance  fairness  Generationengerechtigkeit  stigma  HR  human  resources  hiring  mental  health  mental  illness  Equality  Act  2010  discrimination  discrimination 
august 2015 by asterisk2a
The Impact of Raising the Minimum Wage - YouTube
Tax Credit better than raising minimum wage. UK raised under Osborne the tax free income "tax-free income allowance" http://www.guardian.co.uk/uk/2013/mar/19/george-osborne-2013-budget-britain // "In 2010, the median wage in the UK for all jobs was £20,801." http://en.wikipedia.org/wiki/Income_in_the_United_Kingdom // >> tax-free allowance should be raise to by 350£ each year to 12.000£
microeconomics  fiscal  policy  tax  credit  working  poor  UK  Gini-coefficient  USA  minimum  wage  barackobama  tax-free  allowance  liberal  conservative  income  inequality  economics  GeorgeOsborne  liberal  economic  reform  presidency  inequality 
july 2013 by asterisk2a

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