asterisk2a + 2014 + lesson   3

ModCloth Hit By Second Round Of Layoffs | TechCrunch
ModCloth confirmed the new layoffs to TechCrunch, explaining that the company was affected by a broader downturn in the retailer sector. [...] [... add student debt took over credit card debt this year in total. and consumer spending is a bell weather and biggest part of US economy ... NastyGal layed off people recently too and cited persistent downturn in revenue and some employees cited not a great environment inside of NastyGal, more party than work(?!) ... both companies are falling into the non-essential spending categories/more into "I treatme with this." category for millennials and geny ... further that teams are being relocated away from pricey SF/Silicon Valley is rational, decreasing operational costs, lengthening runway by lowering Burn rate.] ... & http://www.bloomberg.com/news/2014-08-29/consumer-spending-in-u-s-falls-for-first-time-in-six-months.html & http://online.wsj.com/articles/u-s-consumer-spending-increased-0-5-in-august-1411993899
ModCloth  NastyGal  Retail  e-commerce  disposable  income  USA  recovery  2014  ZIRP  NIRP  QE  asset  bubble  Taper  equity  bubble  consumer  confidence  business  confidence  zombie  consumer  debtoverhang  deleveraging  fiscal  policy  monetary  policy  unintended  consequences  Gini  coefficient  income  inequality  working  poor  Millennials  generationy  squeezed  middle  class  middle  class  Start-Up  lesson  Start-Up  advice 
october 2014 by asterisk2a
Drowning in venture capital, mobile startups are waging unsustainable price wars | PandoDaily
upside of this up-cycle/up-business cycle? everyone with a little bit of chops and a MVP with little bit of traction can get capital. Downside? Everyone spends their capital. Would never happen in a down cycle. Down cycles are great, you've got more time to build a great team, product and brand. .... "[L]ook at ecommerce 2.0 companies like Fab and EcoMom who blew millions in capital acquiring customers at unsustainable rates, hoping for some magic lifetime customer value to justify the spending. (It didn’t.) “There’s a tension between growing fast enough and having a disastrous bottom line,” Jeff Clavier, Founder of SoftTech VC, says. Clavier was an early investor in Fab, among others playing this game. “If you don’t have growth you’re stuck, but if you have growth with economics not viable in the long term, [you’re making] a real bet that you’ll be funded nevertheless.” [...] companies aren’t developing a sustainable business model. [Freemium works better with Software Product.]
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july 2014 by asterisk2a
oftwominds-Charles Hugh Smith: The Changing Nature of Middle Class Work
The economy is changing in structural ways that affect not just the job market but the nature of work itself. If we ask, what is work?, the conventional answer is tasks that somebody will pay us to do. This is true, but it doesn't address why someone is willing to pay us. The answer is to create value. ... [ Skills, not Expertise. ] ...... As technology's ability to replace costly human labor moves from the factory floor to the service sector, the nature of middle class work is changing. [ IBM's company wide Pivot over +10 years from HW to Services and Software Company. With the accompanying downsizing. ] ... Jobs that can be learned in a few hours are prone to being replaced by machines. [...] The protected sectors beset by soaring costs (healthcare, higher education, major weaponry programs, finance, etc.) will undergo the creative destruction of technology-based productivity gains for the reason that they are already unaffordable, not just to households but to the nation.
skill-biased  technological  change  knowledge  worker  White-collar  Blue-collar  working  poor  value  creation  digital  economy  New  21st  Century  squeezed  middle  class  inequality  tax  code  tax  free  income  Gini  coefficient  elizabethwarren  globalization  globalisation  Robots  Robotics  technological  history  disrupting  markets  disruption  Innovation  productivity  Mobile  Creatives  creative  destruction  Book  Structural  Impediments  deficit  unemployment  imbalance  economics  workless  6-hour  work  day  working  class  work  life  balance  workplace  chaning  face  of  work  Future  Charles  Hugh  Smith  education  bubble  formal  education  coding  Higher  MOOC  education  USA  Europe  Asia  BRIC  UK  2014  Year  of  commodity  business  commoditization  lifestyle  purchasing  power  wage  stagnation  middle  class  automation  open  source  innovator  collaboration  global  economy  global  supply  chain  supply  chain  content  creator  digital  artist  Networking  social  capital  hybrid  work  flexible  work  Problem  Solving  Problemsolvers  work  experience  global  in  nature  free  trade  global  trade  Sweat  Equity  Gary  Vaynerchuk  accountable  lifestyle  businesses  lifestyle  business  workplace  security  human  capital  reputation  capital  skills  underemployed  Employability  part-time  employment  youth  unemployment  employment  of  lifehacker  life  life  of  life  l 
may 2014 by asterisk2a

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