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My Housing Plan for America – Team Warren – Medium
My bill also makes additional targeted investments in communities that desperately need it. It invests half-a-billion dollars in rural housing programs. It invests $2.5 billion in the Indian Housing Block Grant and the Native Hawaiian Housing Block Grant to build or rehab 200,000 homes on tribal land. And it invests $4 billion in a new Middle-Class Housing Emergency Fund, which will support the construction of new housing catering to middle-class renters in communities with severe housing supply shortages.

My housing bill takes a first step by creating a first-of-its-kind down-payment assistance program. The people eligible for assistance must be first-time homebuyers who live in a formerly redlined neighborhoods or communities that were segregated by law and are still currently low-income If they qualify, they are entitled to a substantial grant they can put towards a down payment on a home anywhere in the country. The program will provide thousands of families with a real chance to buy a home — the same opportunities the government denied to previous generations of residents of the area.

The Fair Housing Act bars certain forms of discrimination — and we must ensure that the Act is not weakened or diminished either by Congress or by regulators, and that it is fully and fairly enforced. But there are other forms of discrimination that are not currently covered by the Act. That’s why my bill prohibits housing discrimination on the basis of sexual orientation, gender identity, marital status, veteran status, and the source of one’s income, like a housing voucher. Landlords shouldn’t be able to reject tenants based on what they look like, how they identify, or who they love.

My bill removes another barrier: lack of access to credit for creditworthy borrowers looking to buy a home. In the 1970s, Congress passed a law called the Community Reinvestment Act (CRA), which required banks to make loans in communities where they took deposits. Before the law went into effect, banks often took deposits in minority neighborhoods, but only made mortgages and other loans in white communities.

That’s why my bill will put strict new requirements on the sale program, limiting the situations in which the agencies are allowed to sell mortgages and imposing requirements on buyers to make sure they protect distressed homeowners and the neighborhoods they live in. The changes will allow more people to stay in their homes and prevent private equity funds from scooping up properties and turning around to charge people exorbitant rents.
housing  wealthinequality  realEstate  homelessness  legislation 
4 days ago by campylobacter
Patron Saint
"Peter is desperate. Hungry and alone on the streets, he's ready and willing to do anything to change his situation, even if just for a night. And sharing a stranger's bed would be no hardship, especially when the alternatives include dumpster-diving for dinner and sleeping, arms wrapped around him, beneath a chilly and indifferent sky. Then a man named Wade Wilson steps into his life." (58,036 words)
peter_parker  wade_wilson  peterparker/wade  homeless!peterparker  hooker!peterparker  hurt!peterparker  undercover!peterparker  pining!peterparker  protective!wade  undercover!wade  pining!wade  pov:peterparker  schmoop  humor  hurt/comfort  homelessness  hunger/starvation  prostitution  undercover  confession/secrets  pining  preslash  fandom:marvel  author:isadancurtisproduction  have:pdf 
5 days ago by elwarre
Photographer Documenting the Homeless Discovers Her Own Father Among Them
My goal, long before my father ever became homeless, was to humanize those who lived on the streets. They each have a story, and I hope that by sharing my own story, it helps to give new perspective.”
5 days ago by corrales
Study warns of 156,000 Oregon households at risk of homelessness - oregonlive.com
"...policymakers have spent too much time and money alleviating the symptoms of homelessness and catering to residents who believe homelessness is a choice caused by people who don’t seek help for addiction or mental health issues."
homelessness  portland 
6 days ago by corrales
Study warns of 156,000 Oregon households at risk of homelessness - oregonlive.com
"...policymakers have spent too much time and money alleviating the symptoms of homelessness and catering to residents who believe homelessness is a choice caused by people who don’t seek help for addiction or mental health issues."
6 days ago by corrales
Homeless people don’t often go to plays. So this woman brought Shakespeare to them. - The Washington Post
Actors from The San Francisco Shakespeare Festival sat down with a group of homeless men and women to talk through a Shakespeare play — and show them some acting exercises.
homelessness  hope  solutions 
6 days ago by corrales
NHS data shows rise in homeless patients returning to streets | Society | The Guardian
Official NHS England guidance aimed at freeing up beds was clarified in November to allow hospitals to discharge homeless patients to the streets if they are not judged to be a priority for housing or further care, despite widespread concern over the growing number of homeless deaths.
homelessness  health  dj  t 
7 days ago by paulbradshaw
Ain't No Grave (Can Keep My Body Down) - Chapter 1 - spitandvinegar - Captain America - All Media Types [Archive of Our Own]
It's six in the morning, and Steve is heading out on a run when he nearly trips over a bouquet of sunflowers on the front steps of his brownstone.

For a second paranoia takes over, and he kicks the flowers a little, waiting for them to explode. They don't. They also came with a card, which he picks up. The front of the card has a tasteful picture of the Brooklyn bridge at sunset. It's very nice and sedate, like the kind of card you would buy to give to your boss. On the inside someone has written a short message in big, shaky block letters.


Steve sits down hard on the steps.
fic  avengers  captain.america  steve/bucky  homelessness  recovery 
8 days ago by sequat

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