finance   157594

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Your Digital Banking Alternative | Revolut
Free international money transfers, fee-free global spending, always at the interbank exchange rate.Business or Consumer, Revolut is the only banking alternative designed for your global lifestyle.
bank  finance  services  forex  mobile.application  ranking.****  credit.card 
1 hour ago by zeest
Prism Bills & Money
Prism is a free app that helps you get control of your money.
money  finance  apps 
3 hours ago by xr
Discounted Cash Flow (DCF)
DCF analyses use future free cash flow projections and discounts them, using a required annual rate, to arrive at present value estimates. A present value estimate is then used to evaluate the potential for investment. If the value arrived at through DCF analysis is higher than the current cost of the investment, the opportunity may be a good one.
finance  Investing  metrics 
22 hours ago by activescott
a_trane13 comments on What is the psychology of rich people who are stingy with money?
I mean, I just explained why. You spend all year with <$100 of spending cash to your name wanting all the things you can't have, and then suddenly you have $2k. You've never been able to save, so you don't have any experience with how that helps you. Money has always been temporary so it's either spend it on stuff you like or essentials in the future. You've gotten by with less, so why save it? The best way to spend it (in your mind) is on things that makes you happy.

I've been poor and it irks me that people think they're immune to this. If you don't believe you'll ever leave poverty, which is the most likely outcome, spending your extra cash when you get it makes sense. It's the only source of extra happiness, outside of people and things you like, in your life.
money  finance  mindset  psychology  poverty  wealth 
23 hours ago by cmananian
What is the point of an "annual review" if no raises are ever given? : personalfinance
If you don’t get an annual raise that at least matches inflation, you are getting demoted yearly.
career  finance  salary 
yesterday by cmananian

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