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Landlady left with £9,500 rent arrears by tenant on universal credit | Money | The Guardian
Property owner says she will not rent to recipients again – as fears rise more will follow suit
Universal  Credit  social  council  housing  JSA  ESA  DWP  Austerity  benefit 
5 days ago by asterisk2a
Lending Analytics and Data | Alterest
Institutional-grade data and tools for private and alternative credit
credit  research  finance  ML  b2b  UK 
10 days ago by shalmaneser
‘First, do no harm’: are disability assessments associated with adverse trends in mental health? A longitudinal ecological study | Journal of Epidemiology & Community Health
Conclusions The programme of reassessing people on disability benefits using the Work Capability Assessment was independently associated with an increase in suicides, self-reported mental health problems and antidepressant prescribing. This policy may have had serious adverse consequences for mental health in England, which could outweigh any benefits that arise from moving people off disability benefits. &!
WCA  DWP  ESA  Universal  Credit  mental  health  Disabled  Austerity  rationing 
11 days ago by asterisk2a
Pagan merchants continue to wrestle with occult bans | The Wild Hunt
What’s clear is that at least one card processor is coming down harder still than earlier in the year, with attempts to dictate terms that extend well beyond what one might expect.

“They are not interested in any proof that our practices are linked to a legitimate religious path,” Rabbit said, “even though Paganism and Wicca are recognized by the government and armed forces for things like chaplaincy and headstones.”

Sacred Well Portland [Courtesy]
The fact that services such as divination are used by some individuals as part of their sincerely-held religious beliefs is a complicating factor which could well hold sway in a court of law, but getting there is an expensive and cumbersome process which the stereotypical Pagan merchant can ill afford to pursue.
If Rabbit had those resources handy, she said, she’d be more inclined to just start a processing company of her own. “It’s tempting to dream about creating the kind of infrastructure that supports the world I want to live in, where there is true religious freedom and respect for diversity of beliefs and practices,” she said.

Rabbit is confident she could write a report that demonstrates that there is no need to for any processor to consider the Sacred Well a business risk, but she’s not sure it would matter much. After all, a 115-page business plan backed by considerable research was ignored by a commercial realtor in one West Coast city that simply refused to rent any space to a Pagan shop.

“I fear that would happen if we tried to do that here,” she said. “Perhaps if several businesses did this and approached these companies en masse, it might be more effective.”
Rabbit  Sacred_Well  credit 
12 days ago by Quercki

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